The Financial Freedom Tour! | EmpowerYou Financial Podcast [Episode 106]

EmpowerYou Financial's very first conference is around the corner! The Financial Freedom Tour is coming to Stockton, CA this Saturday 3/25/2023! (Shoutouts to the STOCKTONIANS, as Eva would say)

While this one-day conference will include information beyond an appointment with Eva, the VIP Package, especially, includes front row seating, swag bags, lunch provided, 2 Q&A sessions, along with an hour-long credit consultation!

We always share with you how important it is to remain a student and to BE IN ROOMS. Even if it's just one golden nugget taken from an experience, if one golden nugget can change your life, it's definitely a worth-while investment!

From credit scores and building wealth to life insurance and real estate investing, the Financial Freedom Tour is here to help you take something that can be super overwhelming to an understandable and digestible information with compassionate delivery.

GET IN THE ROOM, learn, ask questions, and meet some really amazing people who are on this journey with you.

Get your EMPOWER YOU FINANCIAL CONFERENCE 2023: 'The Financial Freedom Tour' tickets!

https://www.fftour2023.com/?fbclid=IwAR0YxhVap_TF6MzAYyfMufEdc0l4Ycj1NFhSUteJu0cxfl5sAf0UWF_HFg4

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Credit Cards 101 | EmpowerYou Financial Podcast [Episode 105]

In this episode, Eva gives you the 101 on starting (or re-starting) your credit building journey on the RIGHT FOOT. We'll be going over different types of credit cards (secured cards and department store cards vs the "fab 5" credit cards you definitely should get), address the truth about some of them, debunk some myths, and also gives you tips on how to (and why you should) build good relationships with your banks.

For everyone overwhelmed with so many mixed information out on the internet and social media and you don't know where to start, the education shared here has been tested and proven with fruitful, sustainable results for years. No surprises, no penalties, no quick fixes, no BS. We're here to EMPOWER YOU and educate you so you can make smart financial decisions for you and your future. We hope you find it helpful!

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Get your EMPOWER YOU FINANCIAL CONFERENCE 2023: 'The Financial Freedom Tour' tickets!

https://www.fftour2023.com/?fbclid=IwAR0YxhVap_TF6MzAYyfMufEdc0l4Ycj1NFhSUteJu0cxfl5sAf0UWF_HFg4

Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Tips & Tricks to Boost Your Credit Score the SMART Way | EmpowerYou Financial Podcast [Episode 104]

This week, we're going Q&A style as Damian asks Eva some questions pertaining to things about the credit game that you — whether you're an OG supporter or it's your first time here — may not know about!

From the basics like how to check your credit scores MOST accurately (and it is NOT with Credit Karma) to insider details like 1) why you shouldn't waste money on companies that get your "inquiries removed", 2) why you shouldn't just add anyone to be your authorized user 3) how anyone can get a loan but it might be a costly consequence, and much more.

If you didn't know, now you know!

Take out your pens and papers! If the last episode didn't kick things into gear for you, this one sure will get you excited to learn more about the credit game and the EmpowerYou community!

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Get your EMPOWER YOU FINANCIAL CONFERENCE 2023: 'The Financial Freedom Tour' tickets!

https://www.fftour2023.com/?fbclid=IwAR0YxhVap_TF6MzAYyfMufEdc0l4Ycj1NFhSUteJu0cxfl5sAf0UWF_HFg4

Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

"How long will it take for me to see results?" "What are your success stories?" "What's YOUR credit score?" Be demanding about your questions to companies you invest your money and trust into!

Will these "credit repair" companies TEACH YOU STEP-BY-STEP how to raise your credit score, EMPOWER YOU with financial literacy and posture of confidence, IMPROVE your relationship and mindset with money, EQUIP YOU with the tools needed to prevent making the same mistakes in the future, and STICK BY YOU with what to do next after achieving a 700-800+ score?

Do these "Credit Repair" companies have a trusted community and long-term success stories? Are they a 'quick fix' solution for now or a proven method to building generational wealth?

Empower You Financial is not a "Credit Repair" company, and Eva is not one to play. So, if you've decided you want to work with "Credit Repair" companies aka "the other guys", be sure to watch this episode and TAKE NOTES on the questions Eva encourages you to ask them before you commit! If you realize maybe "Credit Repair" isn't the path for you, join Eva's free Facebook group and ask your questions. EVA will answer :) https://www.facebook.com/groups/empoweryoufinancial/

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Get your EMPOWER YOU FINANCIAL CONFERENCE 2023: 'The Financial Freedom Tour' tickets!

https://www.fftour2023.com/?fbclid=IwAR0YxhVap_TF6MzAYyfMufEdc0l4Ycj1NFhSUteJu0cxfl5sAf0UWF_HFg4

Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

This whole financial literacy, credit score raising, real estate investing, changing the generational cycles of spending, and transforming relationships and mindset with money can be a rather lonely journey. Not only that, the lack of education and wise decision-making can result in mistakes that could potentially be harmful or, even, embarrassing. Not only THAT, some people in the world can try to take advantage of that vulnerability by "selling you a course" aka taking your money without long-term education.

In this episode, EmpowerYou Lion's Club member, Damian, shares his honest experience getting coached from Eva, and how her program sets itself apart from the rest of the "credit guys". Not only that, Damian opens up with full transparency and vulnerability what his previous decisions had cost him, and how he's changing the trajectory of his family's generational wealth after switching over to the tried-and-true EmpowerYou program.

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Welcome back to the EmpowerYou Podcast! After a long break, Eva Palacios is back with a new co-host. But that’s the only thing that is different. EmpowerYou is designed to dive into all things credit. Eva’s goal is to help you navigate the often confusing world of credit and finances, and equip you with the tools and knowledge you need to build and maintain a strong credit score.

In this episode, Eva discusses where she’s been, what happened on the break, and how she’s bounced back.

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00:30 Welcome to the new EmpowerYou Podcast! With our new host Damian

01:00 Where has Eva been?

03:12 Eva’s reflections on the first 100 episodes

05:00 Eva’s honest life update, hiring a business coach

06:59 Operating with intention vs operating in auto-pilot

08:46 “Just because you’re in the gutter doesn’t mean you gotta live there”

12:06 When life hits, will you be financially ready?

16:57 Moving smarter vs moving scared

17:22 Being open about tougher financial seasons with your kids

18:16 The Art of Cutting Back

22:40 Shame and embarrassment when cutting back

25:00 Mindset and relationship with money are all relevant

27:06 The critical importance of taking care of yourself

29:23 Power of vulnerability

32:31 What you can expect from the new and improved EmpowerYou

35:23 EmpowerYou Financial Conference: Sat, March 25th, 2023 in Stockton, CA

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Come celebrate our 100th episode of the EmpowerYou Financial Podcast! Listen in as Eva welcomes four amazing Lions to share all their wins over the last year of being in the Lions Club. In their stories you can hear how they have been able to follow the game plan Eva set for their personal finances and personal credit and live out the EmpowerYou Financial tagline, "live life on your own terms."

Listener Perks:

• Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial
• Be a part of The EmpowerYou Community
• Join The Lions Club

How do we best support our kids when it comes to money and finances? Whether our kids are younger or older, all of our kids tend to need some type of support financially at several points in their life. But how do we best support them? Do we give them what they need simply because they need it or do we make it a life lesson and try "teach our kids to fish?" Listen in as Eva shares her approach to supporting her kids so they can live life on their own terms... 

Listener Perks:

• Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial
• Be a part of The EmpowerYou Community
• Join The Lions Club

While many of us understand the functionality of a credit card, a financial tool that allows you to pay now and pay later, but not many of us understand the advantages a credit card can provide in the form of leverage. Leverage can be defined as using debt (borrowed capital) in order to undertake an investment. The goal would be to multiply the potential returns from the investment while, at the same time, leverage would also multiply the potential downside risk in case the investment does not pan out. In layman's terms, you use other people's money to grow your money and just in case the investment doesn't work out, you aren't out all of your own money. Listen in as Eva breaks down leverage and how she uses credit cards to her ultimate advantage...

Listener Perks:

• Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial
• Be a part of The EmpowerYou Community
• Join The Lions Club

Financial Freedom Friday| Network Marketing Secrets

Listener Perks:

Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial

Be a part of The EmpowerYou Community

Join The Lions Club

With inflation rising, wages relatively stagnant, and a recession looming. Some people may soon be accepting the reality that they may not earn enough money to cover all of their expenses each month. When this is a persistent reality, the option of bankruptcy can feel like the best solution. Listen in as Eva breaks down what bankruptcy is and how to best recover from it...

Listener Perks:  

• Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial
• Be a part of The EmpowerYou Community
• Join The Lions Club

Financial Freedom Friday| Income Producing Activities

Listener Perks:  

Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial 

Be a part of The EmpowerYou Community 

Join The Lions Club

While many of us have heard of the car shortage, not many of us truly understand how the car shortage has impacted the cost of new and used cars. In this market, car dealerships have most of the leverage and can charge a premium on new and used cars, especially those cars that were already in high demand prior to the change in the market. So how do you win in this market, despite it being harder than ever to purchase a car? Listen in as Eva shares her strategies for winning in the car game in this current market and hear from a current Lion as she shares her recent amazing car purchasing experience using Eva's advice...

Listener Perks:  

• Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial
• Be a part of The EmpowerYou Community
• Join The Lions Club

Financial Freedom Friday | Speaking things into existence

Listener Perks: 

Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial

With a recession theoretically around the corner, how do we best prepare ourselves? Should we stock up on stationaries and save all of our cash? Should we alter our investment strategy and lower our risk tolerance? Or, should we look for opportunities and do our best to thrive despite whatever the economy is doing? Listen in as Eva shares what she has done during economic downturns and what she plans to do during this looming recession...

Listener Perks:  

• Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial

Financial Freedom Friday | Throwing Down To Level Up

Listener Perks:  

Join the Lions Club, EmpowerYou Financial Literacy Program  

Access our FREE Facebook Group, EmpowerYou Financial

Are you unsure of where to start when it comes to business credit? Or, do you have some business credit but need more and keep getting denied but don't understand why? How many of us are aware of what the banks may be looking for as they review our applications for business credit? Do you know all the do's and don'ts? Listen in as Eva breaks down how to best prepare your business for building lending relationships with the banks...

Listener Perks:  

• Access our FREE Facebook Group, EmpowerYou Financial

Financial Freedom Friday | Tough Times Don't Last

Listener Perks:  

Join the Lions Club, EmpowerYou Financial Literacy Program  

Access our FREE Facebook Group, EmpowerYou Financial

The bible says that, "...the effective, fervent prayer of a righteous man avails much." While many of us have heard this scripture before, few of us routinely tap into its power. As we go through the ups and downs of life, sometimes we get so wrapped up in trying to survive and work towards our goals that we forget to consistently check-in with God and we unintentionally underestimate the power of prayer. Listen in as Eva shares her belief in the power of prayer and why she has made prayer a cornerstone of the EmpowerYou Community and Lions Club...

Listener Perks:  

• Join the Lions Club, EmpowerYou Financial Literacy Program  
• Access our FREE Facebook Group, EmpowerYou Financial

Financial Freedom Friday | Creative Financing for purchasing a home

Listener Perks:  

Join the Lions Club, EmpowerYou Financial Literacy Program  

Access our FREE Facebook Group, EmpowerYou Financial