He Made $20M Buying Businesses With NO MONEY Down (Steal His Strategy) Ft. Ramel Newerls
1h 16m | Jul 23, 2026Learn How To Buy Businesses Free Training With Ramel: https://capitalandcashflow.com/cc-registration-red
Learn from Ayo & Cody How to Turn Content Into Clients Free Training: https://motionandsuccess.com/webinar-optin
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In this episode of the Motion & Success Podcast, entrepreneur Ramel Newerls shares how he went from growing up on food stamps in Brooklyn to building $20 million in family wealth by buying cash-flowing businesses. Learn how seller financing allows you to buy businesses with little to no money down, discover the best businesses to own in today's economy, and uncover the wealth-building strategies successful entrepreneurs use to create lasting generational wealth. If you want to build wealth through business ownership, this episode is packed with game-changing insights you won't want to miss.
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Ways to Work with Us: Send us a DM @motionandsuccess on Instagram or Email us: Info@motionandsuccess.com
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Guest: Ramel Newerls
Instagram: https://www.instagram.com/mogullifestyle_/
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Connect with us!
IG: https://www.instagram.com/motionandsuccess/
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Audio Podcast:
Apple: https://podcasts.apple.com/us/podcast/motion-and-success/id1721039524
Spotify: https://open.spotify.com/show/1kF2fbBRsTDuw4ZjNI3L7i?si=uP3pDQkpSg64y-Cj35bBKA
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What is one thing you learned ? Or Your Favorite Part of the Video?
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TIMESTAMPS:
00:00 – Intro: the biggest wealth transfer opportunity in history
00:20 – Ramel's story: Brooklyn, poverty, losing his mom and grandmother young
00:59 – Why 401(k)s are a "financial jail"
01:26 – Seller financing: buying businesses with no money out of pocket
01:59 – Motion & Success ad break
03:13 – Welcome back / intro to Ramel
04:36 – Full backstory recap: from struggle to 7 cash-flowing businesses
07:04 – What pushed him into entrepreneurship
07:56 – His first deal: the Brooklyn brownstone
09:44 – Finding the deal + investing in mentorship
12:08 – Working at Pepsi and building an exit plan
14:09 – His dad's story and predatory lending
17:17 – Sebastian Telfair story: losing it all without guidance
18:32 – Pay yourself first: why life insurance comes first
20:31 – What kind of life insurance policy to get
20:56 – Family legacy meetings explained
26:01 – How a regular family can start their own legacy meetings
33:34 – Top 5 recession-proof businesses to buy
36:04 – How seller financing actually works
38:03 – How to source on-market vs off-market deals
39:32 – Recap of the Atlanta/Alabama in-person event
41:41 – Life insurance myths (Jim Jones/Fabolous convo)
46:11 – Why he hates 401(k)s: the "40-40-40 plan"
50:26 – Getting life insurance later in life or with health issues
53:13 – The "secret menu": all-in-one loans & asking for the right products
56:57 – Staying grounded while seeing how other communities build wealth
59:00 – Being the example, not just talking about it
1:01:00 – Using a nonprofit for tax strategy and philanthropy
1:03:00 – How AI is running his business (lead gen, ops, underwriting)
1:07:29 – AI replacing jobs: his advice for the next 5 years
1:10:52 – Closing thoughts / where to find Ramel
1:12:25 – What's next: his new TV series "435"
1:16:20 – Final words
