• Terrence J: The Role He Almost Didn't Get (Then Made Millions)

    Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt


    Actor, host, and entertainment veteran Terrence J joins George and Carter for another great episode of the Melanin Money Show!


    From bombing his first audition for 106 & Park (and getting a second shot anyway) to almost losing his breakout role in Think Like a Man, Terrence opens up about the moments that changed his life, the financial mistakes he wishes someone had warned him about, and the strategy behind building an 8-figure real estate portfolio. This is a masterclass in resilience, financial literacy, and knowing when to bet on yourself.


    What You'll Learn:

    How Terrence turned a bombed audition into his big break on 106 & Park

    The real story behind almost losing his role in Think Like a Man (and the check that changed his life)

    A costly real estate mistake that taught him the power of due diligence

    Why getting audited was one of the best things that ever happened to his finances

    How he built an 8-figure real estate portfolio investing in properties he simply liked

    The 4 buckets his portfolio is broken into today (and why real estate isn't always the answer)

    Daymond John's advice that shaped his entire career: "Don't give up your dirty water until you have clean water"

    Why he made the strategic financial move from LA to Miami


    Disclaimer: This content is for educational purposes only and should not be considered financial or investment advice. Please consult with a licensed financial advisor before making investment decisions.

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    38m - Sep 23, 2026
  • The Banks Are Using AI Against You - Here's How To Use It Back! | Episode 262

    Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt


    Connect with Herman : https://urlgeni.us/youtube/channel/TbhIE3


    AI Is Deciding Who Gets Approved For Funding β€” Here's How To Beat It


    In this clip from the Melanin Money Show, funding expert Herman breaks down how artificial intelligence has completely changed the game when it comes to business credit, bank approvals, and even tax audits. Banks are now using AI to scan applications in real time, separating serious business owners from people just posting about money online β€” and if your business isn't structured the right way, you could be getting denied or approved for way less than you deserve.


    Herman shares his exact strategy for using AI to your advantage, including a specific ChatGPT prompt that analyzes your credit report and builds you a personalized blueprint of which banks to apply to, which cards to pay down, and which inquiries to remove before you even submit an application. He also breaks down how AI can be used to draft FCRA dispute letters to fight back against inaccurate items on your credit report β€” for free.


    If you're trying to get funding in this new environment, this conversation could save you thousands of dollars and months of wasted applications.


    πŸ”‘ What you'll learn in this clip:


    How AI is screening business funding applications

    How to structure your business so AI reads you as legitimate

    The exact ChatGPT prompt to build your personal funding blueprint

    How to use AI to dispute negative items on your credit report


    πŸ‘‰ Subscribe to Melanin Money for more real conversations on credit, funding, and building wealth in the Black community.


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    17m - Sep 9, 2026
  • 5 Things YOU CAN BUY to MAKE MORE MONEY! | Episode 261

    Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt



    George and Carter get real about lifestyle upgrades β€” which ones actually pay for themselves, and which ones are just lifestyle creep in disguise. From house managers to first class flights to luxury vehicles, they break down the exact math behind buying back your time, plus the upgrades they regret (designer clothes, too much house too soon) so you don't have to learn the hard way.


    What You'll Learn:

    How to calculate the real ROI on hiring a house manager or personal assistant

    Why flying first class can pay for itself (and how to make it work for you)

    The "job beneath the job" strategy for getting access to high-level rooms

    Why buying too much house too soon can backfire, even if you can afford it

    How to know when you're financially ready for a lifestyle upgrade

    Why designer clothes are one of the worst ROI purchases you can make


    Disclaimer: This content is for educational purposes only and should not be considered financial advice. Please consult with a licensed financial advisor before making investment decisions.





    Timecodes


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    28m - Aug 12, 2026
  • Stocks Reach ANOTHER Record High - Should You KEEP BUYING!?! | Episode 260

    Stocks Reach ANOTHER Record High - Should You KEEP BUYING!?!


    Prices are climbing. Headlines are screaming. Everybody's panicking about the economy β€” but the wealthy aren't. In this episode, George and Carter break down how to think like an investor when the market feels unpredictable, why buying when others are fearful is the ultimate wealth move, and the one money move you need to make before the year is out.


    Find out :

    Why day-to-day news moves price, not value β€” and how to tell the difference

    How to build an "opportunity fund" without sitting on the sidelines out of fear

    The Peter Thiel quote that explains why market timing costs you more than crashes do

    Why missing the 10 best trading days can cut your portfolio in half

    The "buy Jordans on sale" mindset β€” and how to apply it to investing

    The one financial audit that could unlock money you didn't know you had


    ⚠️ Disclaimer: This content is for educational purposes only and should not be considered financial advice. Please consult with a licensed financial advisor before making investment decisions.


    Timecodes:


    0:00] Stop Fearing the Market β€” Start Buying It

    [0:40] Should Everyday Investors Worry About the News?

    [7:33] How to Know When to Actually Make a Move

    [9:17] How to Protect Your Portfolio Right Now

    [11:43] Don't Wait for the Perfect Time β€” Here's Why

    [13:02] Inflation & Taxes β€” What You Should Actually Buy

    [14:31] Is There a Perfect Time to Get In?

    [15:56] The Truth About Timing the Market

    [18:06] Get Honest About Where Your Money Is Going

    [19:07] Be Greedy When Everyone Else Is Scared

    [20:06] You're Choosing Stuff Over Stocks β€” Be Honest

    [21:11] Your Future Self Is Counting on You Now


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    21m - Aug 5, 2026
  • If YOUR MONEY Doesn't Move IT ISN'T SAFE - Do This Now! | Episode 259

    If you are not moving your money around into healthy accounts, it WILL lose its value! In this Q&A episode, we're answering your biggest money questions β€” from investing basics to advanced tax and real estate strategy β€” straight from the Melanin Money community.


    In this episode, you'll learn:


    Whether you can write off business expenses paid with a personal credit card

    How to start investing the right way (even if you're starting small)

    How to legally pay your children from your business and fund a custodial Roth IRA

    How to borrow against your brokerage portfolio without selling your investments

    How to use an old 401(k) to fund a real estate remodel without paying taxes or penalties

    How to structure a tax-efficient real estate strategy in retirement using cost segregation


    This content is for educational purposes only and is not financial, tax, or legal advice. Always consult a licensed professional before making investment decisions.


    Have a money question of your own? Drop it in the comments β€” we may answer it in a future episode. And if you want personalized strategy, join us for Wealth Week and get direct access to our team.


    Timecodes:


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    27m - Jul 31, 2026
  • Your Money Habits Are Working Against You! ( Here's Why) | Episode 258

    Join Our Wealth Workshop : https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt


    You could be actively working against your own wealth without even realizing it β€” and the habits that are pushing money away from you are more common than you think!




    In this episode, you'll learn:


    Why saving alone will never make you wealthy (and what to do instead)

    The mindset shift millionaires make between treating money as a "tool" vs. a "pool"

    How to identify the habits quietly sabotaging your financial growth

    What it actually means to make your money work for you


    This content is for educational purposes only and is not financial, tax, or legal advice. Always consult a licensed professional before making investment decisions.


    Ready to stop guessing and start building real wealth? Join us for the Multiply Your Money workshop and learn the exact strategies wealthy people use to grow and protect their money.


    Timecodes:

    0:00 Cash Flow Over Bank Balances

    1:20 Revenue Advice By Income Level

    2:08 Why Wealthy Pay Less Tax

    3:40 Five-Part Wealth Building Blueprint

    5:08 Three Levels Of Tax Savings

    7:43 Biggest Mistake High Earners Make

    12:31 Cash Flow Now Vs Equity

    14:06 Right Business Entity Structure

    16:06 Passive Beats Active Income

    19:49 Wealth Triangle And Risk Mindset

    22:16 Trump's New Tax Bill

    27:19 Avoid Passing Down Tax Bills


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    40m - Jul 29, 2026
  • How to Pick Winning Stocks: Buy the Business, Not the Ticker | Episode 257

    Most people pick stocks based on price. Smart investors pick stocks based on the business behind them. In this episode, Carter Cofield (CPA) and George Acheampong break down the 5 business principles they use to run their own company β€” and show you how applying those same principles to stock picking can make you a far better investor.

    In this episode you'll learn:

    πŸ“Š Why reviewing your P&L and balance sheet tells you more about a stock than the news does

    🎯 Why "hire slow, fire fast" applies directly to picking (and dropping) stocks

    πŸš€ Why innovation is the difference between the next Apple and the next Blockbuster

    πŸ’° How diversifying revenue streams in a business mirrors diversifying your portfolio

    πŸ“ˆ Why keeping your top-performing stocks (and avoiding unnecessary capital gains tax) builds real long-term wealth

    🏒 The Warren Buffett principle behind it all: don't buy the stock, buy the business

    This is a must-watch if you've ever picked a stock based on price alone and wondered why it didn't perform.

    ⚠️ This is not financial advice. Please consult a licensed advisor for your specific situation.

    19m - Jul 15, 2026
  • Extra Income? Don't Day Trade It, Do This Instead ! | Episode 256

    Get Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=mms080726


    You're earning well and sitting on extra capital β€” but is day trading actually the smartest way to grow it?


    In this episode of the Melanin Money Show, Carter Cofield (CPA & Financial Advisor) and George Acheampong (Financial Advisor) break down why concentrating on your career or business β€” not chasing short-term trades β€” is the real wealth-building lever for high earners with surplus income. We'll also cover:



    Should you day trade or invest long-term with your extra income? β€” The "wealth triangle" framework: concentrate to get rich, diversify to stay rich. Plus how to use long-term options (LEAPS) if you still want to scratch the trading itch.


    Should you borrow against your whole life insurance policy to invest? β€” How non-direct recognition loans work, why your $100K cash value keeps earning interest while you invest it elsewhere, and the real break-even timeline most agents won't tell you.


    How many LLCs do you need for 3 rental properties? β€” The $250K equity-per-LLC rule, how a Wyoming holding company gives you full anonymity, and why Texas series LLCs can save you thousands in annual fees.


    Did your CPA cost you a $150K tax deduction? β€” Why skipping the cost segregation study on your short-term rental could mean leaving six figures on the table, and how to fix it with an amended return before the October 15 deadline.


    Should you still contribute to a 401K if your employer gives you a 5% match for free? β€” The exact order to stack your accounts: employer match β†’ Roth IRA β†’ HSA β†’ brokerage β†’ 401K.


    ⚠️ This is not financial advice. Please consult a licensed advisor for your specific situation.


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    21m - Jul 8, 2026
  • You Feel Overworked And Underpaid? Take More Risk and Make Millions! | Episode 255

    ο»ΏGet Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=teriijeoma


    Order Teri's Book " A Risk Worth Taking " Here πŸ‘‡ https://www.amazon.com/exec/obidos/ASIN/163763465X


    What does it take to go from assistant principal to a 9-figure net worth trader? Teri Ijeoma is living proof that the biggest risk you'll ever take is the one you don't.


    In this episode of the Melanin Money Show, recorded live at the New York Stock Exchange, we sit down with one of the most impactful Black women in the investing and trading space. Terry Latrice built a trading empire from scratch, helped create millionaires out of everyday people, and is now releasing her debut book β€” The Risk Worth Taking β€” to reach even more people who never thought the stock market was for them.


    This is not your average trading conversation. This is a masterclass on risk, identity, wealth building, and what it really means to bet on yourself when everything is on the line.

    In this episode you'll learn:


    How Terri went from assistant principal to generating over a million dollars in a single trading day.


    Why Black women are statistically the least likely to take financial risk β€” and how that fear is costing them generational wealth.


    Why the strategies that build your wealth are completely different from the ones that will preserve it!


    How to think about opportunity cost so that fear stops making your financial decisions for you

    Why over 600,000 unemployed Black women are sitting on severance and savings that could be working for them right now!


    and more!


    Follow Teri Ijeoma on Instagram : https://www.instagram.com/teriijeoma?igsh=NTNrazh3cXdoY29w


    Timecodes:


    0:00 - Nine Figures From Nothing

    1:05 - Welcome to Melanin Money Show

    1:25 - Hotel Room to New York Stock Exchange

    2:13 - Why She Wrote the Book

    3:32 - From Principal to Million Dollar Trader

    4:14 - Granny's Bet Changed Everything

    5:24 - Million Dollars in One Day

    6:18 - Amazon Driver Became a Millionaire

    7:28 - Your Obedience Unlocks Someone's Destiny

    8:38 - Why Black Women Avoid Risk

    9:09 - Sacrifice Kills Your Risk Tolerance

    10:09 - How to Take Smart Risk

    11:14 - The Opportunity Cost of Fear

    12:22 - How Terry Diversifies Her Wealth

    13:00 - Real Estate Land and Venture Capital

    14:05 - SpaceX Created 4000 Millionaires Today

    14:28 - Save for Opportunities Not Emergencies

    15:01 - The $24K Loss That Built Her

    16:14 - Elon Gave SpaceX 10% Odds

    17:29 - The Biggest Risk She's Taking Now

    18:46 - Four Years to Write One Book

    20:19 - Penguin Random House Called. She Almost Said No.

    21:30 - Why She Made It a Love Story

    23:34 - There's a Cute Guy in the Book

    24:00 - The Secret Romance Nobody Knew

    25:48 - Book Tour Hits Four Major Cities

    26:30 - This Book Tour Feels Like Class

    28:09 - What Black Billionaire Really Means

    29:29 - Shattering Ceilings for the Next Generation

    30:19 - 600K Black Women Fear Investing

    31:00 - 100K Views Equals 100 Free Books

    31:43 - Full Circle Moment at the NYSE



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    33m - Jul 6, 2026
  • If You Listen To Bad Money Advice, The Future You Pays! | Episode 254

    Get Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=chrisjckson


    Let's break down the most costly retirement and tax mistakes people are making right now β€” including one financial advisor who told a client two years from retirement to withdraw $900K from her IRA and dump it all into an annuity.


    That one recommendation would have triggered a $400K+ tax bill before she saw a single dollar of guaranteed income. We break down exactly why that advice was dead wrong and what she should have done instead.


    We also cover:

    β€” Whether you can contribute to a backdoor Roth IRA if you already have a Roth 401K with your employer


    β€” The difference between a self-directed IRA and a regular IRA and which one is right for you as you approach retirement


    β€” S Corp vs C Corp β€” which entity structure saves you more when your business is generating millions in profit


    β€” The CPA mistake that could cost you an entire year of S Corp tax savings without you even knowing


    β€” Why going 1099 instead of W2 might actually be the smartest retirement move you haven't considered yet

    Whether you're trying to protect your retirement savings, reduce your tax bill, or just make sure your money is working as hard as you are β€” this episode is exactly what you need to hear before you make another financial move.



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    23m - Jun 24, 2026
  • Your Job Will Never Make You Wealthy - Until You Do This! | Episode 253

    Most people are one wake-up call away from building real wealth in the stock market β€” they just haven't had theirs yet. In this episode, filmed live at the New York Stock Exchange, we sat down with Chris, a 6-year trading veteran who spent 15 years grinding through corporate America before discovering the stock market changed everything.


    Chris went from making $11/hour at Citibank with a $6 raise over nine years, to trading his way to $84,000 in a single day. This conversation is raw, real, and packed with lessons you won't hear from most finance influencers β€” including how he almost blew up his account chasing AMD, why he compares his trading strategy to a relationship, and the powerful moment his wife's car title became the turning point that changed his family's financial future forever.


    Whether you're brand new to investing, curious about options trading and technical analysis, or trying to figure out how to make your money work harder than you work for it β€” this episode is for you.


    Timecodes :

    00:00 β€” Build Wealth While Clocking In

    01:02 β€” Welcome to the NYSE | Meet Chris Jackson

    03:23 β€” Nine Years. Six Dollar Raise. He Snapped

    06:00 β€” How Corporate America Keeps You Broke

    08:03 β€” The Car Title That Changed Everything

    11:11 β€” A Wine Tasting That Sparked His Trading Career

    14:50 β€” The Strategy That Makes Trading Make Sense

    21:33 β€” Behind the Numbers | His $84K Day

    24:27 β€” The $5K Loss That Woke Him Up

    26:24 β€” Why Faith and Finances Are Connected

    33:07 β€” How He's Teaching Others to Trade Free

    34:55 β€” What It Means to Be a Melanin Millionaire

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    37m - Jun 17, 2026
  • You Selling Your Stocks Is Actually the Wrong Move! ( DO THIS INSTEAD) | Episode 252

    Get Your Tickets To Wealth Weekend 2026 Here : http://wealthweekend2026.com/?el=yt_mms60326&utm_source=yt&utm_medium=mms60326



    The stock market just exposed millions of investors β€” and most don't even know it yet!


    Whether you're just getting started or you've been investing for years, these five mistakes will cost you significantly if you keep making them β€” and knowing them now could change the trajectory of your entire financial future!




    Timecodes:


    00:00 – Stop Selling Gains!

    01:28 – Stop Timing The Market

    03:15 – Carter's Palantir Story (Real Talk)

    04:36 – Missing 10 Days Cuts Returns 50%

    05:18 – Base Hits Build Wealth

    07:28 – Stop Chasing The Next Hot Stock

    09:06 – Dollar Cost Averaging Wins

    11:06 – Diversification Saves Portfolios

    12:46 – The Quote That Changes Everything

    14:10 – Borrow Don't Sell

    15:24 – Keep Your Portfolio AND Buy More

    17:14 – Flip These Mistakes Into Strategies


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    18m - Jun 10, 2026
  • If You Don't Have Wealth by 2030, It May Be Too Late! | Episode 251

    https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt


    If you're not actively building wealth right now, the window to do it may be closing faster than you think.



    With AI eliminating millions of jobs, the cost of living skyrocketing, and the wealth gap widening every single year β€” the next five years will determine your financial future for the rest of your life. We sit down with Xavier Miller β€” Air Force veteran, real estate investor, digital asset investor, and founder of the Millionaire Mindset Podcast with over 10 million downloads β€” to break down exactly what it takes to go from a broke mindset to a millionaire mindset, why 2030 is the deadline you need to take seriously, and the specific moves you need to make right now to protect your financial future.


    Timecodes:

    ο»Ώ[0:00] Intro – Xavier Miller [1:51] Broke Mindset vs. Millionaire Mindset [3:01] How to Maintain Desire When Life Hits [4:09] Discipline Your Environment [7:30] How the Military Forced Xavier's Wake-Up Call [9:24] The Moment He Decided to Change [10:29] How to Bring Future Pain Into the Present [13:22] Why Most People Start Too Late [15:01] Write Your Will β€” The Exercise That Humbles You [18:32] It's Never Been Easier to Make Money or Do Nothing [19:44] Why Getting Wealthy Is About to Get Much Harder [22:05] The Mouse, the Cheese & the Cat (Why Fear Motivates) [25:29] Where to Start If You Feel Overwhelmed [29:52] Crypto vs. Real Estate β€” Xavier's Bet [34:39] Why Black People Can't Afford to Wait [39:23] Top Traits of Ultra-Successful People [44:04] You Cannot Be Soft in Business [46:23] Tough Conversations Make You Richer [50:09] What Being a Melanin Millionaire Means


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    52m - May 28, 2026
  • What To Do With Your First Six Figures (Before You Blow It) | Episode 250

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show.

    Sign up here ⬇️

    https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt


    You finally crossed six figures β€” now what? In this episode of the Melanin Money Show, wealth manager George Acheampong and financial strategist Carter Cofield go head to head in a versus format, answering your most pressing money questions live.

    They break down the exact financial moves you should make once you hit six figures, why having $275,000 sitting in a bank account is actually a risky move, and the real difference between an S Corp and a C Corp for business owners doing a million dollars in revenue.

    They also tackle RSUs and what to do before they vest, whether a revocable trust actually protects your business, and the W2 versus 1099 debate that every high earner needs to understand before making the switch.

    23m - May 20, 2026
  • Every Black Family Should Know This About Protecting Their Money | Episode 249

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show.

    Sign up here ⬇️

    https://www.joinwealthworkshop.com/register?el=videocrissain&utm_source=direct_to_ticket&utm_medium=yt


    Most people spend their entire lives building wealth. Almost nobody learns how to protect it.


    In this episode of the Melanin Money Show, live from the New York Stock Exchange, we sit down with Chanise Andersonβ€” wealth attorney and asset protection strategist β€” to have the conversation most Black families never get access to.We're talking trusts, LLCs, holding companies, estate planning, and the legal infrastructure that separates families who build generational wealth from families who lose it all by the third generation!


    Timecodes:


    00:00 β€” Why We Skip Estate Planning

    03:45 β€” Build Wealth Like Legos

    08:20 β€” The $250,000 Avoidable Mistake

    14:10 β€” What's Inside a Real Estate Plan

    19:30 β€” Advanced Trusts for High Earners

    25:15 β€” When You Die: Your Business

    31:40 β€” Holding Company vs Parent Company

    37:00 β€” The LLC That Actually Protects

    43:20 β€” Your Home and Taxes Truth

    48:45 β€” Who Needs Offshore Strategies

    54:10 β€” Fund Your Trust Correctly

    59:30 β€” Wealth That Lasts 6 Generations

    1:05:00 β€” Hire Your Kids Legally

    1:10:20 β€” What Your Kids Must Know


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    41m - May 15, 2026
  • Borrow & NEVER PAY TAXES! | Episode 248

    Join us for the 5-Day Wealth Workshop and learn how to apply what you’ve heard on the show.

    Sign up here ⬇️

    https://www.joinwealthworkshop.com/register?el=video1032626&utm_source=direct_to_ticket&utm_medium=audio248


    How does the buy, borrow, die strategy actually work for someone making six figures? Should you split your 401k contributions between Roth and Traditional β€” and by how much? On Part 2 of Ask an Advisor, Carter and George answer the real investing questions their workshop clients and wealth weekend attendees have been asking. No fluff. No oversimplification. Just expert-level answers in real time from two advisors who work with these strategies every single day.

    This episode covers the buy, borrow, die strategy, brokerage account borrowing, the Roth vs Traditional 401k split, real estate vs REITs, and a masterclass on your four options for rolling over an old employer 401k. If you've ever had money sitting in an old retirement account and had no idea what to do with it β€” this episode is the one!

    27m - May 6, 2026
  • Most People Want To Retire Early- This Is How You Do It | Episode 247

    Most people say they want to retire early β€” but they're not making the decisions that get them there. In this episode, George sits down with Chris Sain, one of the fastest-growing finance creators in the game, live at the New York Stock Exchange. Chris breaks down exactly how he and his wife retired in their 40s on less than $100K combined income, built a 50,000-member investing community, and generated millions without running a single ad.

    This conversation goes deep on the mindset shifts, money moves, and wealth-building strategies that most people overlook β€” including how to pick winning stocks before Wall Street catches on, why who you marry determines your net worth, and what it really takes to go from saving $13,000 a year to full financial freedom.

    In this episode you'll learn:

    • The exact savings and investing framework Chris used to retire early
    • Why your spouse is your most important financial decision
    • How Chris identified Palantir at $8 before it hit $220
    • The difference between investing and trading β€” and which one to start with
    • Why the riskiest financial move is not being in the market at all
    • How NIL money is creating a financial literacy crisis for young athletes
    • The technical analysis strategy Chris uses inside the Quiet Wealth Club
    • What it means to build generational wealth starting at birth

    Connect with Chris Sain: Quiet Wealth Club on Patreon | YouTube: @ChrisSain

    Connect with Melanin Money: Website: melaninmoney.com | Instagram: @melaninmoney | YouTube: @melaninmoney

    #MelaninMoney #ChrisSain #EarlyRetirement #WealthBuilding #StockMarket #BlackWealth #FinancialFreedom #Investing #QuietWealthClub #GenerationalWealth #PersonalFinance #FIRE #BlackEntrepreneurs #WallStreet #MoneyMindset

    38m - Apr 30, 2026
  • You're Tipping the IRS Every Year and Don't Even Know It! | Episode 246

    Your CPA might be costing you thousands β€” and you don't even know it. In this episode of the Melanin Money Show, Carter and George answer the real questions their top clients are asking, live and unfiltered.


    From the $21,420 difference between an LLC and an S Corp, to why putting your rental property in an S Corp could cost your family $180,000 β€” this is the tax advice most people never get access to.


    Plus: the art donation strategy billionaires use, how donor-advised funds let you give smart and save big, and why filing a tax extension might be the best financial move you make this year.


    In this episode:


    S Corp vs LLC β€” the real tax difference nobody talks about

    Why your real estate should NEVER be in an S Corp

    How to use a tax extension to max out retirement accounts

    Donor-advised funds explained (and why they beat regular giving)

    The art donation strategy used by billionaires

    Private family foundations β€” what they are and who they're for

    Stop tipping the IRS β€” invest it, give it, or keep it

    Join our free 5-Day Wealth Workshop:


    Timecodes


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    https://www.instagram.com/georgeacheampongjr/?hl=en

    22m - Apr 23, 2026
  • The Dark Side of Business Partnerships Nobody Talks About! | Episode 245

    Most business partnerships fail before they even start!


    The arguments, the blind spots, the ego checks, the silent pressure, and the moments where the wrong word could have broken everything. If you're

    thinking about going into business with somebody β€” a friend, a family member, a colleague β€” do not make that move

    until you watch this episode.


    πŸ’¬ "You can have 100% of a small pie or 10% of a watermelon.

    One of them will keep you hungry." β€” George


    Being a solo entrepreneur has a ceiling. The right partner breaks through it.

    The wrong one brings the whole ceiling down on top of you. πŸ’ͺ🏾



    Follow us for more value:

    https://www.instagram.com/cofield_advisor/?hl=en

    https://www.instagram.com/georgeacheampongjr/?hl=en

    33m - Apr 16, 2026
  • Why Your Money Isn't Growing (And It's Not Your Fault) Episode 244

    Get Your Tickets To Wealth Weekend here : https://wealthweekend2026.com?el=hyrosutm&utm_source=mainsource&utm_medium=podcast

    Most people are trying to build wealth with one person. That's the problem.

    Your CPA files your taxes. Your financial advisor picks your investments. Your insurance agent sells you a policy. But none of them are talking to each other β€” and that gap is costing you more than you think.

    In this episode, George and Carter break down the Money Team framework β€” the coordinated, five-pillar financial structure that the ultra-wealthy have used for decades and what it actually looks like to have professionals working together toward your goals instead of in silos.

    In this episode you'll learn:

    • Why one financial expert is never enough β€” and what's missing from your current setup
    • The 5 pillars of a real money team: Tax Strategy, Wealth Building, Risk Management, Legal & Legacy, and Cash Flow
    • The difference between a tax strategist and a tax preparer (and why most people have the wrong one)
    • How to protect your wealth from divorce, disability, lawsuits, and everything in between
    • The estate planning move that protects generational wealth across multiple generations
    • How to access a family office-level financial structure without having $20 million in assets

    This is the system the wealthy don't talk about β€” now you know it exists.


    ο»ΏFollow us for more value

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    https://www.instagram.com/georgeacheampongjr/?hl=en

    22m - Apr 9, 2026
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