- 336. Potter "Is 1 Million Dollars Enough for Retirement?"
Is there a magic number for retirement?
In this episode of Future Rich, CFP® Barbara Ginty sits down with our podcast producer, Potter, to break down the realities of retirement planning and why a 1 million dollar goal might not be enough for retirement.
They discuss:
- Importance of knowing your exact retirement expenses
- The impact of taxes on retirement savings
- How to estimate your withdrawal rate
- The significance of debt-free retirement
- Adjusting investment strategies for the "distribution" phase of retirement
- Planning for variable expenses like healthcare and home repairs
- The role of Social Security and pensions
- Timing your retirement for health insurance benefits
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands33m - Sep 4, 2026 - 335. Simone "115K Salary with 775K Saved. Can She Retire at 57?"
To retire early, or not retire early?
In this episode of Future Rich, CFP® Barbara Ginty sits down with Simone to discuss her very different retirement options. Simone is 54 years old and lives in Chicago, is child-free, and has her own home separate from her partner. She works as an Executive Assistant and brings home $115K per year plus a 5% bonus.
Simone's savings are impressive. She has around $775K saved across her different accounts and has no debt aside from her mortgage, which is very manageable. Her biggest expenses are dining out and traveling, which she prioritizes and saves for in a high-yield savings account.
In this episode, Barb and Simone discuss:
- Simone's current financial situation and savings
- The impact of ESOP on retirement wealth
- Strategies for retiring early and managing health insurance
- Balancing lifestyle expenses like travel and dining
- Planning for income gaps before Social Security kicks in
- Timing and planning for early retirement
- Social Security benefits and planning
- Balancing her current lifestyle with future security
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 9m - Aug 29, 2026 - 334. Barbara "How I'm Going to Use a Trump Account"
In this replay episode of Future Rich, we're sharing a segment of the Babylist Family Money podcast with Lindsey Stanberry! In this episode, Future Rich host CFP Barbara Ginty breaks down how she's weighing Trump Accounts against 529s for her own daughter.
We hope you enjoy this episode! Listen to the full episode here.
If you'd like to learn more about Trump Accounts, we have another dedicated episode that you can listen to here.
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands11m - Aug 21, 2026 - 333. Carla "26, Married, Medical Student & Working as a Barista"
She's 26, freshly married, living in the Midwest, and working as a barista to make ends meet — while simultaneously training to become a doctor.
Meet Carla. She's a medical student pursuing family medicine and psychiatry, navigating one of the most financially demanding seasons of life: medical school, a brand new marriage, and a future that's full of potential but tight on cash right now.
In this episode of Future Rich, CFP® Barbara Ginty sits down with Carla to untangle her financial picture and build a real plan, one that works on a barista's income, medical school grants, and a whole lot of determination.
The good news? Carla's situation is more manageable than it might seem. She's already saving $200K in tuition through her program, has $16,500 in grants, and has a partner working and going to school simultaneously. Barb helps her see the full picture and what to do with it.
In this episode, Barb and Carla discuss:
- How to manage $39K in student loans while still in school
- What saving and investing looks like on a $12K barista salary + medical school grants
- Why Carla's tuition-free program is a bigger financial win than she realizes
- Retirement planning strategies for future doctors, when to start and how
- How Carla and her husband can build a financial foundation together
- Family planning considerations during medical training: what to think about financially before having kids.
- The financial reality of pursuing family medicine and psychiatry and what income looks like on the other side.
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands51m - Aug 14, 2026 - 332. Alice "How I Saved Half a Million Dollars By 32"
In this week's episode of Future Rich, CFP Barbara Ginty interviews the wonderful Alice!
Alice is 32, lives in Utah with her husband, works as a CPA, and has spent the past decade of her life aggressively saving (she's the highest Roth account holder that we've ever had on the pod!)
If you're curious about how Alice and her husband saved over $500K in their combined Roth Accounts throughout her 20s, this episode is packed with the kind of specific, practical advice you actually need. 🎙️
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 4m - Aug 7, 2026 - 331. Barbara's Traumatic Birth Story Pt. 2 "My Battle with C. Diff and the US Healthcare System"
In this follow-up birth story episode, Barbara shares more details about her intense postpartum health journey, highlighting the importance of listening to your body, advocating for yourself, and the impact of financial preparedness on healthcare choices.
*TRIGGER WARNING!* This episode discusses Barbara's traumatic birth experience. If you’re currently pregnant or are sensitive to medical and/or birth stories, we do not recommend this episode for you!
This episode highlights:
- Postpartum complications and infections
- Importance of advocating for your health
- Impact of healthcare costs and insurance
- Role of financial planning in medical emergencies
- Lessons learned from a severe postpartum health crisis
If you'd like to be a guest on the podcast, we have 8 guest spots available for the year!
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands47m - Jul 24, 2026 - 330. Caroline Follow Up - "Reducing My Income by 30% in this Economy!"
In this week's episode of #FutureRich, CFP Barbara Ginty is joined by a previous guest from episodes 202 and 203, Caroline and boy, has a lot changed since her last episodes in 2023!
Caroline (39) and her husband (45) both live in Colorado and work full-time. They have a 2-and-a-half-year old and a six-year-old. Caroline recently made a big decision to switch jobs to decrease her stress and improve her quality of life, and has taken a massive (30%!) salary cut.
In this episode, they discuss...
- How career changes impact household finances
- Budgeting for a new house and renovations
- Retirement savings strategies and maxing out 401ks
- Managing household expenses with reduced income
- Leveraging home equity and brokerage accounts
- Testing budgets before big financial commitments
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 2m - Jul 17, 2026 - 329. Sabine Follow Up - How Much Do You REALLY Need to Retire?
CFP Barbara Ginty is joined by a previous guest from episode 63. 64 and 118 of the podcast, Sabine (whose previous name is Eglantine). Sabine has successfully had $150K of student loans forgiven through the public service loan forgiveness program. She lives in a two-family house and rents out the first floor, covering her mortgage, and still lives in Massachusetts with her family. Her monthly income varies from 15K-30K a year as an adjunct professor and her husband makes around 100K working in coding.
In this episode, they discuss...
- Sabine's student loan forgiveness experience
- Taking a career pivot during economic uncertainty
- Household income and expenses management
- Estate planning and inheritance complexities
- The importance of life insurance and emergency funds
- College savings strategies and flexibility
- Adapting financial plans over time with market changes
Discover insights on inheritance, life insurance, college savings, and adapting financial plans over time. Click here go to SSA.gov - Social Security Benefits Estimator
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 6m - Jul 10, 2026 - 328. Barbara "Three Myths About Social Security and Retirement Debunked"
This week on Future Rich, Barbara delivers a short and sweet episode debunking three myths about Social Security and retirement based on the past three episodes of the pod. 🎙️
Barb discusses
- Why Social Security is not guaranteed to disappear, but may be reformed.
- Why real estate is not always the safest or best investment for retirement.
- Why paying taxes in retirement indicates good financial health, not failure.
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands8m - Jul 3, 2026 - 327. Annie "Retirement Planning at 64: Income, Taxes & Real Estate"
She's 64. Two kids out of the house. Working at a hospital in New York. And she has ONE question on her mind right now: how do I make the most of the next chapter financially?
This week on Future Rich, Annie sits down with Barb to map out exactly that: how to optimize her retirement income, why paying taxes is a good thing in retirement, and why (despite being so close to retirement) now might NOT be the time to jump into real estate.
If you're approaching retirement, or helping a parent think through theirs, this episode is packed with the kind of specific, practical advice you actually need. 🎙️
Barb and Annie cover:
💰 How to optimize your retirement income
📋 Managing taxes once you're in retirement
🏠 Why real estate isn't always the smart move
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands46m - Jun 26, 2026 - 326. Sarah "Retirement Savings Revealed: What You Could Have at 67"
In this week’s episode of Future Rich, Barbara Ginty, CFP, guides special guest Sarah through her current financial situation! Sarah is 40 years old and lives in Connecticut with her husband. She works in museums full-time, and he works in freelance Construction Management.
From paying off student loans for undergrad, sorting out her husband’s visa and all the paperwork for his green card, living in Europe and moving back to the US, they’ve had several major financial moments.
They discuss:
- Strategies for Sarah to optimize her savings
- Life insurance
- Managing variable income
- How Sarah is on track to have $1.7M by the time she retires
- … and more!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands38m - Jun 19, 2026 - 325. Barbara "Is Social Security Funding Running Out of Money?"
Have you seen the latest 2026 Social Security Trustee report? CFP Barbara Ginty breaks it down in a digestible way, exploring its implications for future benefits, funding challenges, and potential reforms.
She covers...
- Social Security funding and trust funds
- Impact of demographic changes on Social Security
- Potential reforms and policy options
- Retirement planning and Social Security as a component
- Disability benefits and their sustainability
This episode is a must-listen for anyone planning for retirement or interested in social security policy!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands15m - Jun 12, 2026 - 324. Michelle "Hitting My FIRE Goal of Over $1 Million! Saving Aggressively While Still Enjoying Life."
In this episode of Future Rich, CFP Barbara Ginty sits down with the lovely Michelle! She's 38, works in law, just recently got married, and is going through a ton of life transitions including planning a big international move to Europe.
Michelle shares her journey to financial independence (before 40!). Find out how Michelle saved $1.7 million after being in $200K of student loan debt! Her strategic approach to debt repayment my surprise you!
Here are some key topics from the episode:
- Michelle's path to financial independence and FIRE
- Debt repayment strategies and refinancing
- Egg freezing as a financial and personal choice
- Tax planning for expatriates and international moves
- Marriage, prenups, and merging finances
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 23m - Jun 5, 2026 - 323. Barbara's Traumatic Birth Story "I Thought I Was Dying"
Barbara is back from her maternity leave and has A LOT to catch us up on! In this episode, Barbara shares her intense postpartum journey, including her birth experience, complications, and the importance of financial preparedness.
*TRIGGER WARNING!* This episode discusses Barbara's traumatic birth experience. If you’re currently pregnant or are sensitive to medical and/or birth stories, we do not recommend this episode for you!
This episode highlights:
- The realities of birth trauma
- Medical bills
- The value of planning ahead with an emergency fund
- How important it is to have support and community
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands49m - May 29, 2026 - 322. Gracie Follow Up "How We Navigated ALS and Protected Our Family's Future"
This heartfelt and insightful follow-up episode of Future Rich is a little different than our regular programming.
CFP Barbara Ginty is joined by a previous guest from episode 66 of the podcast, Gracy! She is 35 years old, lives in Nashville, TN, and is married with a three-year-old son. Gracy's husband was diagnosed with ALS the same year that their son was born, and the same year he graduated from Firefighter Academy.
We're so thankful to Gracie for opening up and sharing her journey navigating the financial and emotional challenges that followed her husband's ALS diagnosis, and the incredible support she received from organizations like Tunnels to Towers.
Barbara offers her insight on how to manage finances during a health crisis and what to prioritize. Her advice may surprise you.
Click here to learn more about Tunnels to Towers.
Click here for more info on ALS Legislation.
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 0m - May 22, 2026 - 321. Jill "Managing Family Finances and Building $750K in Retirement Savings"
In this episode of Future Rich, we're joined by the lovely Jill!
Jill lives in the NY metro area with her husband and three children. She shares her experiences working in corporate America right out of college, moving to New York from the Midwest, why she decided to step down from her career to become a full-time stay-at-home mom, and how she saved $750K in her Personal IRA.
The conversation also touches on...
- The complexities of retirement planning
- The role of financial advisors
- The need for financial literacy, especially for women
- The impact of social security on retirement planning
- ... and more!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 10m - May 15, 2026 - 320. Annie "Moving Back In with My Parents to Pay Off $10K of Credit Card Debt"
Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Annie!
Annie is 33 years old, lives in Pennsylvania with her parents, and works as a data analyst. She racked up $10K of credit card debt in her 20s and just finished paying it off. She is getting ready for a big move to Orlando, Florida, and dreams of retiring in her 50s.
Despite her credit card debt and having $5K of student loans left to pay, Annie is on track to have $2 Million in savings in the next 20 years!
Barb and Annie discuss...
- Becoming work optional by age 55
- The importance of maintaining a healthy balance between current living expenses and future savings
- Annie's impressive savings across various accounts
- Her upcoming expenses related to her move
- Annie's strategies for managing student loans and retirement contributions
- ...and more!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands38m - May 8, 2026 - 319. The Raw Insight Into Closing a Business with Jaclyn Tracy
Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by entrepreneur Jaclyn Tracy, founder of Sistain, about her journey building a non-toxic home goods marketplace, the challenges she faced throughout the entire process, and the lessons she learned from closing Sistain.
The conversation delves into...
- The importance of truly understanding the financials in a small business
- The impact of market timing
- The emotional toll of entrepreneurship
- The significance of building a strong business model alongside a brand
- ... and so much more!
Check out Jaclyn's Substack here.
Follow Jaclyn on Instagram here.
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands50m - May 1, 2026 - 318. Joan "Planning for Aging Parents and Their Financial Needs"
Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Joan!
Joan is 33 years old, lives in Southern California with her partner, and works in supply chain management for clothing companies. She recently got a raise and now makes $95K per year. Joan has a travel fund and a brokerage account for investments. She and her partner are savers and have similar mindsets when it comes to finances. Joan is worried about her parents and what their financial needs will be as they age.
Barb and Joan discuss...
- The complexities of estate planning
- The difference between a Roth IRA and a Roth 401k
- How estate planning can protect assets from long-term care costs
- Navigating Long-Term Care Conversations
- ...and more!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands51m - Apr 24, 2026 - 317. Jane Follow Up "Changing Careers at 40 with $2 Million Saved"
In this episode of Future Rich, Barbara follows up with Jane from episode 265 of the pod to discuss Jane's financial journey as she approaches her 40th birthday. Jane is still considering leaving her position in sales two years after her first conversation with Barbara, but this time she has $2 million saved in combined assets with her husband, including their retirement accounts, a high-yield savings account, and a brokerage account. They still have minimal debt, with only mortgages and a car payment.
Barb and Jane discuss...
- Jane's current financial situation, including income, savings, and debt
- Jane's plans to leave her corporate job and the implications of that decision
- Budgeting for a single income
- The importance of flexibility when making life pivots
- Lifestyle changes when cutting an income in half with two small children and two houses
- ... and more!
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The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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