- 238. Kate Follow-Up "Getting Out of 60K in Credit Card Debt"
This week on Future Rich, CFP Barbara Ginty follows up with Kate from episode 72 of the podcast to find out what's changed in her life and finances over the last four years.
Kate shares how she has transitioned from being pregnant with her first child to having one toddler and one newborn. They discuss the challenges of parenting and the adjustments that come with each additional child, as well as Kate's career change and her transition to working part-time in her own health and wellness online business.
They also discuss...
- Kate's current income as a full-time mom, their family's expenses, and debt, including credit card debt
- Getting a second mortgage in order to help pay off their debt
- Cutting expenses, evaluating insurance policies, and finding ways to increase income.
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If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy49m - Apr 26, 2024 - 237. The Different Types of IRAs
In this solo episode, CFP Barbara Ginty discusses IRAs (Individual Retirement Accounts).
Barb breaks down...
- The three different types of IRAs
- The tax benefits
- Eligibility criteria for each type.
- The importance of understanding the requirements and consulting a financial or tax professional before making IRA decisions
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy8m - Apr 19, 2024 - 236. Lily - “Home Ownership Goals in High Cost of Living Areas"
Happy Friday! In this episode of Future Rich, CFP Barbara Ginty interviews the lovely Lily! Lily is 28 years old and lives in Los Angeles with her husband. She makes around $109K annually working in advertising.
In this conversation, Lily discusses her savings goals and financial plans with Barbara. They cover topics such as saving for an emergency fund, future goals like homeownership, and the benefits of renting versus buying a home. They also discuss the possibility of investing in real estate and the importance of increasing retirement contributions.
They discuss...
- Housing expenses
- Joint finances, monthly expenses,
- Retirement savings. emergency funds, and student loans.
- Ways to improve saving habits and budget better
- ...and more!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy55m - Apr 12, 2024 - 235. June - “Are You Saving TOO Much Money?”
This week on Future Rich, CFP Barbara Ginty chats with the lovely June!
June is 39 and lives in Houston, Texas with her husband. She works as a self-employed freelance writer and editor. She started full-time freelancing in 2018 after doing it as a side hustle for 7 years with the goal in mind to achieve the “elusive” six-figure freelance number.
Barb and June cover topics such as...
- Her journey from side hustling to full-time freelancing
- How she manages money with her husband
- Student loan debt, taking out loans to party in Grad School
- Navigating mortgages as a newly married couple
- Home renovations
- If she’s saving *too* much
- Strategies for retirement and the different retirement stages
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy56m - Apr 5, 2024 - 234 - EXPERT Jen Gumbel - "The Dark Side of Estate Planning"
In this episode of Future Rich, CFP Barbara Ginty interviews Estate Planning and Probate Attorney Jen Gumbel!
People tend to overlook estate planning, yet there are one million Americans who are under guardianship or conservatorship, and the sad reality is that these situations can turn into messy financial and legal nightmares when ignored.
Barb and Jen discuss...
- Tips on having a successful Estate Plan
- The Wendy Williams Documentary
- Why everyone should do an estate plan regardless of wealth or age
- Why you need a Financial Advisor to work with your Estate Planning Attorney to make sure your trust gets properly funded
- ...and more!
Watch this Episode on YouTube!
Jen Gumbel's Website Teaching You How Estate Planning Works
Free Video Guide: Do's and Don'ts to Talking to Someone You Love About Their Estate Plan
Articles Mentioned:
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy42m - Mar 29, 2024 - 233. Diaz Follow-Up "Negotiating a Raise and the Advantages of Workplace Retirement Plans"
This week on Future Rich, CFP Barbara Ginty follows up with Diaz to find out what's changed in her life and finances since the last time she was on the pod. Diaz is a 28-year-old engineer living in Denver, Colorado.
In this episode, Diaz shares her plans for a future wedding and her challenges with budgeting for the event. Barb and Diaz also delve into her income, expenses, and debt, including her mortgage and student loans.
They cover topics such as...
- Negotiating a raise
- Considering 401k contributions
- Building a bigger emergency fund
- Understanding retirement account breakdowns
- Choosing between a 401k and an IRA.
- The advantages of workplace retirement plans
- The importance of keeping savings liquid
Watch this episode on YouTube HERE!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy51m - Mar 26, 2024 - 232. “Discussing Financial Expectations in Relationships"
In this week's solo episode, CFP Barbara Ginty discusses the importance of having cohabitation, prenuptial, and postnuptial agreements to protect your finances and why you should be having these conversations in advance when everyone is getting along to prevent future heartache.
She covers...
- Why you should consider hiring an attorney to help navigate financial relationship agreements
- How to approach having open and honest conversations about financial expectations with your partner
- The big red flag you should take note of when having these conversations
- Examples of why these conversations are so important
- ... and more!
Watch this episode on YouTube here!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy24m - Mar 15, 2024 - 231. Summer - “Your 175K in Student Loan Debt is Basically a Second Mortgage!”
In this episode, CFP Barbara Ginty interviews construction attorney Summer!
Summer is a 29-year-old living in Florida who recently got married. She has joint expenses with her husband and a high income of 160K per year but... has a whopping 175K in Student Loan Debt!! Summer struggles to find a balance between living her life and reaching her savings goals!
Barb and Summer discuss...
- How Summer’s high student loan debt is significantly impacting her monthly cash flow and long-term financial goals
- Increasing Summer’s 401k contribution to save for retirement and reduce her taxable income
- Creating a budget that isn’t too extreme
- Implementing cash-based strategies like zero-dollar days to be more mindful of spending.
- Why everyone isn’t eligible for a Roth IRA
- … and more!
Watch this episode on YOUTUBE here!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy52m - Mar 8, 2024 - 230. Christina - “Think of Yourself as a Million Dollar Business”
In this episode, CFP Barbara Ginty interviews Anesthesiologist extraordinaire Christina! Christina is 32 and works in Tennessee. Her base salary is 500K, but she has the potential to earn 700K (or more) per year! Getting to this point in her career was a long journey. Christina has around 248K in federal student loan debt that she plans on tackling.
Barb and Christina discuss...
- Mega Backdoor Roths
- Different money types
- In plan conversions
- Eligibility for deductible IRAs
- The pro-rata rule
- Why it’s important at a certain income level to invest in a CPA and a financial team in general
- 5-year time plan to pay off her student loans
- Shifting Christina’s mindset to think of herself as a million-dollar business
Watch this episode on YouTube!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy53m - Mar 1, 2024 - 229. Anna - "Can You Afford to Make a Career Pivot?"
In this episode, CFP Barbara Ginty interviews the wonderful Anna! Anna is 38 and works in technology sales with a 150K base commission in the San Francisco Bay area. She's married with two young children.
Barb and Anna discuss...
- Childcare expenses in high-cost areas
- Maxing out 401(k) contributions
- Potential issues with IRA contributions and conversions, especially when dealing with mixed monies
- Diversification with stocks
- Finding a balance between saving for the future and enjoying the present
- How to decide when the "right time" to pursue a career pivot is
Watch this episode on YouTube!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy1h 0m - Feb 23, 2024 - 228. Judy Follow-Up "Becoming a Homeowner in Brooklyn and Getting Roommates at 38"
This week on Future Rich, CFP Barbara Ginty follows up with Judy from episode 155 of the podcast to find out what's changed in her life and finances over the last two years.
Judy is a 38-year-old creative living in Brooklyn, NY. She works full time AND runs a photography side business. Her goal from episode 155 was to become a homeowner, and guess what? She's currently in the process of purchasing her first home!!
In this episode, Barbara and Judy discuss...
- FHAs and closing costs on homes
- Fixed vs Variable Mortgages
- Property taxes
- Judy's 3-year house-flipping goal
- Going part-time for her home renovation
- Getting roommates and renting out her property
- The Primary Capital Gain Exclusion Rule
- Judy's plan to eventually move upstate
Watch this episode on YouTube HERE!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1-year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy38m - Feb 16, 2024 - 227. Sarah - "Salary Increases and How to Avoid Lifestyle Creep"
In this episode, Barbara Ginty interviews the lovely Sarah! They cover topics such as...
- Setting financial goals for a home renovation and a ski-themed wedding in France
- The power of compound interest
- How Sarah achieved a salary increase through networking and following a successful mentor
- Whether or not she should prioritize retirement savings
- Future family planning and the potential for one-income household
- The psychological challenges of managing a higher salary and the importance of avoiding lifestyle creep
*APOLOGIES FOR THE AUDIO QUALITY IN THIS EPISODE! WE ARE ACTIVELY WORKING TO IMPROVE IT. THANK YOU FOR UNDERSTANDING!*
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy42m - Feb 9, 2024 - 226. TikTok Misinformation and Why Financial "Buts" Matter with Barb and Alex
Happy First episode of 2024 and Season 7 of the Future Rich Podcast! Certified Financial Potter Barbara Ginty is joined by podcast producer Potter to discuss...
- The prevalence of misinformation on personal finance topics found online
- The importance of disclosures and disclaimers in financial advice and the potential consequences of not providing accurate info
- The increase in IRS audits and the challenges faced by freelancers during tax season
- The popularity of Roth IRAs and why Social Security should be rebranded to improve its reputation and address misconceptions
- Our plan for new mini-episodes and Q&A sessions
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy30m - Feb 2, 2024 - THROWBACK - All About ROTH IRAs (Wine Wednesday 1)
In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty does a deep dive on ROTH IRAs in our more casual *Wine Wednesday* format 🍷✨💸 Should we bring back our Instagram Live Q&A style episodes like this?
If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy17m - Dec 29, 2023 - THROWBACK 173 - Napoleon "Living on a $300 Per Month Food and Entertainment Budget!"
In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by 25-year-old Napoleon!
Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.
She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!
If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy34m - Dec 22, 2023 - THROWBACK 190 - Morgan "Pay Off Debt, Pay for Egg Freezing, and Ramp Up the Emergency Fund."
In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.
Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living "hand to mouth."
Her major goals are...
- To pay off her 13K in credit card debt
- Save enough money to freeze her eggs
- Ramp up her emergency fund
- Feel stable enough to pursue acting full-time
Find out what Barbara's plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put a significant amount of money towards freezing her eggs in 12 months.
If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy45m - Dec 15, 2023 - THROWBACK 212 - Social Security and the Million Dollar Decision YOU Need to Consider for Your Retirement
Happy Friday! In today's THROWBACK episode I do a deep dive on Social Security. We will have new episodes in January 2024!
One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.
In this episode I discuss...
- The fascinating history of Social Security
- How Social Security works
- The different types of Social Security
- The changes I predict will happen to Social Security
- And much more!
Earlier this year, I went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you'd like to learn even more about Social Security. Listen to this episode HERE.
Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster HERE.
If you'd like to be a guest on the pod and get my thoughts on your own personal finances, we're accepting guests for the rest of the season! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy17m - Dec 8, 2023 - THROWBACK 191 - Nora - "The Desire of FIRE aka Financial Independence Retire Early"
Happy Friday! Today's THROWBACK episode is with our lovely guest Nora. We will have new episodes in January 2024!
Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free.
In this episode, Barbara and Nora discuss...
- Long-term financial planning
- Barbara's suggestions for Nora to get the biggest bang for her buck from a tax standpoint.
- Sneaking a Roth IRA inside of a 401k
- Non-retirement savings accounts
- The FIRE movement
We can't thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That's why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...
HOW TO ENTER OUR HOLIDAY GIVEAWAY:
- Rate and review us on Apple or Spotify by December 1st at 11:59 pm ET
- Send us a DM of your review on Instagram
- We’ll announce on Instagram the Monday following December 1st on December 4th
We can't wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy53m - Dec 1, 2023 - 225. "Consumerism, Inflation, and Interest Rates are Up this Holiday Season!" with Potter and Barb
In today's SEASON 6 WRAP UP episode, CFP Barbara Ginty is joined by the producer of the Future Rich Pod, Potter to discuss...
- Future Rich's plans for 2024
- High inflation, higher interest rates, and student loans no longer on pause
- Credit card debt is up over a trillion dollars collectively
- What to do consumerism is up across the apps
We can't thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That's why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...
HOW TO ENTER OUR HOLIDAY GIVEAWAY:
- Rate and review us on Apple or Spotify before December 1st, 2023
- Send us a DM of your review on Instagram
- We’ll announce on Instagram the Monday following December 1st on December 4th
- That's it!
We can't wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
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The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy21m - Nov 24, 2023 - 224. Escaping the Cult of "Never Enough" with Manisha Thakor
"If you don't invest in your emotional wealth, it doesn't matter what your earnings are!"
In this week's extra special episode, Certified Financial Planner Barbara Ginty interviews financial literacy advocate, author, educator & keynote speaker Manisha Thakor (MBA, CFA, CFP).
Manisha has spent 25+ years working in a wide range of roles in the financial services industry – from investing for institutions to advising individuals. She is an ardent financial literacy advocate for women.
Manisha and Barbara discuss...
- The near-death situation that caused Manisha to take a leave of absence and re-evaluate her work-life balance
- Manisha's formula on how to measure what is "enough"
- Why self-worth doesn't equal net worth
- ... and so much more!
WATCH THIS EPISODE ON YOUTUBE!
Visit moneyzen.com to LEARN MORE about Manisha and to purchase her books MoneyZen, On My Own Two Feet, and Get Financially Naked.
Get resources from Manisha's website
Connect with Manisha on LinkedIn
If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy43m - Nov 17, 2023
