- 342. EXPERT Leslie H. Tayne, Esq. - "Can Bankruptcy be a Wealth Building Tool?"
In this highly requested EXPERT episode of Future Rich, CFP Barbara Ginty is joined by Leslie H. Tayne, Esq., a seasoned financial attorney. Together, they debunk myths about bankruptcy and explore whether it can be a viable wealth-building strategy.
Here are some key topics we cover:
- Different chapters of bankruptcy (7, 13, 11)
- Qualification criteria and means test for bankruptcy
- Impact of bankruptcy on credit score and wealth building
- Debt settlement vs bankruptcy: pros and cons
- Tax implications of debt forgiveness and settlement
- Strategies for managing credit card debt and spending habits
Leslie has 20+ years of experience in the practice area of consumer and business financial debt-related services. She's highly accomplished in negotiation and settlements and has gone up against large national banks, credit unions, collection agencies, and multiple creditor legal representatives. Leslie leads Tayne Law Group, an award-winning commercial litigation and debt solutions law firm. She contributes as a financial expert across national media and — most importantly — has helped thousands of people become debt-free.
Leslie's Website
Barbara is currently in 1st place to win TOP HOST, a competition with iHeartRadio and Ryan Seacrest. If she wins, she'll be able to lead her own podcast produced by iHeartRadio, take home $25,000, and be a guest on an episode of On Air with Ryan Seacrest!
Help Barbara win and VOTE HERE!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands38m - Oct 23, 2026 - 341. Nancy Follow Up - "Budgeting when Childcare Costs Skyrocket!"
In this episode of Future Rich, financial expert Barbara Ginty interviews returning guest Nancy! Listen to Nancy’s episode #166 from 2022 before this one if you haven't already!
A lot has changed since 2022, Nancy has moved from Georgia to South Carolina, has increased her income, and now has two children with a third on the way!! Nancy is worried about how much cash savings she has, how expensive childcare is, and most of all, how to balance her savings with living her life to the fullest.
Barbara and Nancy discuss...
- Building an emergency fund with multiple income streams
- Managing childcare costs and planning for future expenses
- Retirement savings growth and contribution strategies
- Impact of life changes on financial goals and budgeting
- Saving for college and family vacations
- ... and more!
Barbara is currently in 1st place to win TOP HOST, a competition with iHeartRadio and Ryan Seacrest. If she wins, she'll be able to lead her own podcast produced by iHeartRadio, take home $25,000, and be a guest on an episode of On Air with Ryan Seacrest!
Help Barbara win and VOTE HERE!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 7m - Oct 17, 2026 - 340 - Megan "Realistic Ways to Reduce $21K of Credit Card Debt in 90 Days"
Happy Friday Future Rich fam! In this episode, CFP Barbara Ginty interviews the lovely Megan!
Megan is 38, lives in North Carolina, and works as an Office Manager. She got herself into a bit of a financial situation after moving in with her partner, has no retirement or emergency fund, and plans to move out in one year. Don't worry, Megan makes around $67K per year, just got a raise, and is dedicated to getting rid of her $21K of credit card debt.
Listen to find out what Barbara's practical strategy is for Megan to reduce her credit card debt in just 90 days!
Barbara is currently in 1st place to win TOP HOST, a competition with iHeartRadio and Ryan Seacrest. If she wins, she'll be able to lead her own podcast produced by iHeartRadio, take home $25,000, and be a guest on an episode of On Air with Ryan Seacrest!
Help Barbara win and VOTE HERE!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands59m - Oct 9, 2026 - 339 - Barbara - "6 Financial Steps That Set Your Children Up For Life"
Parents or expecting parents, this episode is for you! CFP Barbara Ginty covers the six essential financial steps for parents to take to make sure they're as financially prepared to be a parent as possible.
She covers...
- The importance of emergency funds for parents
- How to determine the right amount of life insurance
- Different types of accounts for emergency savings
- How to calculate life insurance needs based on income and goals
- The tax advantages of owning your own life insurance policy
- ... and more!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands23m - Oct 2, 2026 - 338 - Katherine Follow Up - "I Still Don't Have an Emergency Fund!"
In this week of Future Rich, host Barbara Ginty follows up with a previous guest, Katherine. Listen to her episodes 277 and 278 before you listen to today's episode to get up to speed! Katherine is an airline pilot with a significant income and complex financial situation.
Katherine is a 50-year-old pilot making an income that varies between 375-450K a year. She lives with her partner, who has retired, has two children- one is 9, and the other is finishing up schooling/training to be a pilot too- and also provides for her mother-in-law.
They discuss...
- Managing caregiving for her mother-in-law
- Navigating healthcare costs
- Balancing her family's financial priorities
- Backdoor Roth retirement savings
- Managing variable income while also prioritizing starting Katherine's emergency fund and having fun
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands57m - Sep 25, 2026 - THROWBACK - 204 - Bernadette "Quickly Bumping Up Your Net Worth"
Happy Friday Future Rich Fam! We hope you're all having a great start to fall!
Today, we're sharing a popular THROWBACK episode #204 with our lovely guest Bernadette. We will have new episode next week!
Bernadette just turned 37, lives in a house that she purchased in upstate New York, and works as a District Manager for a wine supplier. She has a great base salary of 100K per year with variable bonuses. She's a self-proclaimed boater at heart, and exclaims that BOAT stands for, "bust out another thousand".
Barbara and Bernadette discuss...
- Upping Bernadette's emergency fund
- Using her bonus to advance her savings goals
- How she can start planning out her expenses more to bump up her net worth as quickly as possible
- .... and so much more!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands30m - Sep 18, 2026 - 337. EXPERT Matthew Allen "Social Security 101: The Most Common Mistakes and How To Maximize Your Benefits"
In this EXPERT episode, CFP Barbara Ginty is joined by Matthew Allen, the Co-Founder and CEO of Social Security Advisors, to answer all of your Social Security questions!
Matthew is one of the leading Social Security experts in the country and is often quoted for his expertise in major publications such as The Wall Street Journal, Forbes Magazine, Time Magazine, USA Today, Financial Planning Magazine, and others. He is also a speaker for the Retirement Speakers Bureau and speaks frequently around the country on the topic of Social Security planning.
We're so excited to share Matthew's expert insights on Social Security, including...
- Common mistakes in Social Security planning
- The impact of Roth IRAs on Social Security taxation
- Family benefits and unexpected rules
- Retroactive benefits and withdrawal options
- Retiring abroad and Social Security payments
Listen to this episode to discover how to navigate Social Security effectively and avoid costly errors!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 2m - Sep 11, 2026 - 336. Potter "Is 1 Million Dollars Enough for Retirement?"
Is there a magic number for retirement?
In this episode of Future Rich, CFP® Barbara Ginty sits down with our podcast producer, Potter, to break down the realities of retirement planning and why a 1 million dollar goal might not be enough for retirement.
They discuss:
- Importance of knowing your exact retirement expenses
- The impact of taxes on retirement savings
- How to estimate your withdrawal rate
- The significance of debt-free retirement
- Adjusting investment strategies for the "distribution" phase of retirement
- Planning for variable expenses like healthcare and home repairs
- The role of Social Security and pensions
- Timing your retirement for health insurance benefits
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands33m - Sep 4, 2026 - 335. Simone "115K Salary with 775K Saved. Can She Retire at 57?"
To retire early, or not retire early?
In this episode of Future Rich, CFP® Barbara Ginty sits down with Simone to discuss her very different retirement options. Simone is 54 years old and lives in Chicago, is child-free, and has her own home separate from her partner. She works as an Executive Assistant and brings home $115K per year plus a 5% bonus.
Simone's savings are impressive. She has around $775K saved across her different accounts and has no debt aside from her mortgage, which is very manageable. Her biggest expenses are dining out and traveling, which she prioritizes and saves for in a high-yield savings account.
In this episode, Barb and Simone discuss:
- Simone's current financial situation and savings
- The impact of ESOP on retirement wealth
- Strategies for retiring early and managing health insurance
- Balancing lifestyle expenses like travel and dining
- Planning for income gaps before Social Security kicks in
- Timing and planning for early retirement
- Social Security benefits and planning
- Balancing her current lifestyle with future security
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 9m - Aug 29, 2026 - 334. Barbara "How I'm Going to Use a Trump Account"
In this replay episode of Future Rich, we're sharing a segment of the Babylist Family Money podcast with Lindsey Stanberry! In this episode, Future Rich host CFP Barbara Ginty breaks down how she's weighing Trump Accounts against 529s for her own daughter.
We hope you enjoy this episode! Listen to the full episode here.
If you'd like to learn more about Trump Accounts, we have another dedicated episode that you can listen to here.
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands11m - Aug 21, 2026 - 333. Carla "26, Married, Medical Student & Working as a Barista"
She's 26, freshly married, living in the Midwest, and working as a barista to make ends meet — while simultaneously training to become a doctor.
Meet Carla. She's a medical student pursuing family medicine and psychiatry, navigating one of the most financially demanding seasons of life: medical school, a brand new marriage, and a future that's full of potential but tight on cash right now.
In this episode of Future Rich, CFP® Barbara Ginty sits down with Carla to untangle her financial picture and build a real plan, one that works on a barista's income, medical school grants, and a whole lot of determination.
The good news? Carla's situation is more manageable than it might seem. She's already saving $200K in tuition through her program, has $16,500 in grants, and has a partner working and going to school simultaneously. Barb helps her see the full picture and what to do with it.
In this episode, Barb and Carla discuss:
- How to manage $39K in student loans while still in school
- What saving and investing looks like on a $12K barista salary + medical school grants
- Why Carla's tuition-free program is a bigger financial win than she realizes
- Retirement planning strategies for future doctors, when to start and how
- How Carla and her husband can build a financial foundation together
- Family planning considerations during medical training: what to think about financially before having kids.
- The financial reality of pursuing family medicine and psychiatry and what income looks like on the other side.
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands51m - Aug 14, 2026 - 332. Alice "How I Saved Half a Million Dollars By 32"
In this week's episode of Future Rich, CFP Barbara Ginty interviews the wonderful Alice!
Alice is 32, lives in Utah with her husband, works as a CPA, and has spent the past decade of her life aggressively saving (she's the highest Roth account holder that we've ever had on the pod!)
If you're curious about how Alice and her husband saved over $500K in their combined Roth Accounts throughout her 20s, this episode is packed with the kind of specific, practical advice you actually need. 🎙️
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 4m - Aug 7, 2026 - 331. Barbara's Traumatic Birth Story Pt. 2 "My Battle with C. Diff and the US Healthcare System"
In this follow-up birth story episode, Barbara shares more details about her intense postpartum health journey, highlighting the importance of listening to your body, advocating for yourself, and the impact of financial preparedness on healthcare choices.
*TRIGGER WARNING!* This episode discusses Barbara's traumatic birth experience. If you’re currently pregnant or are sensitive to medical and/or birth stories, we do not recommend this episode for you!
This episode highlights:
- Postpartum complications and infections
- Importance of advocating for your health
- Impact of healthcare costs and insurance
- Role of financial planning in medical emergencies
- Lessons learned from a severe postpartum health crisis
If you'd like to be a guest on the podcast, we have 8 guest spots available for the year!
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands47m - Jul 24, 2026 - 330. Caroline Follow Up - "Reducing My Income by 30% in this Economy!"
In this week's episode of #FutureRich, CFP Barbara Ginty is joined by a previous guest from episodes 202 and 203, Caroline and boy, has a lot changed since her last episodes in 2023!
Caroline (39) and her husband (45) both live in Colorado and work full-time. They have a 2-and-a-half-year old and a six-year-old. Caroline recently made a big decision to switch jobs to decrease her stress and improve her quality of life, and has taken a massive (30%!) salary cut.
In this episode, they discuss...
- How career changes impact household finances
- Budgeting for a new house and renovations
- Retirement savings strategies and maxing out 401ks
- Managing household expenses with reduced income
- Leveraging home equity and brokerage accounts
- Testing budgets before big financial commitments
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 2m - Jul 17, 2026 - 329. Sabine Follow Up - How Much Do You REALLY Need to Retire?
CFP Barbara Ginty is joined by a previous guest from episode 63. 64 and 118 of the podcast, Sabine (whose previous name is Eglantine). Sabine has successfully had $150K of student loans forgiven through the public service loan forgiveness program. She lives in a two-family house and rents out the first floor, covering her mortgage, and still lives in Massachusetts with her family. Her monthly income varies from 15K-30K a year as an adjunct professor and her husband makes around 100K working in coding.
In this episode, they discuss...
- Sabine's student loan forgiveness experience
- Taking a career pivot during economic uncertainty
- Household income and expenses management
- Estate planning and inheritance complexities
- The importance of life insurance and emergency funds
- College savings strategies and flexibility
- Adapting financial plans over time with market changes
Discover insights on inheritance, life insurance, college savings, and adapting financial plans over time. Click here go to SSA.gov - Social Security Benefits Estimator
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 6m - Jul 10, 2026 - 328. Barbara "Three Myths About Social Security and Retirement Debunked"
This week on Future Rich, Barbara delivers a short and sweet episode debunking three myths about Social Security and retirement based on the past three episodes of the pod. 🎙️
Barb discusses
- Why Social Security is not guaranteed to disappear, but may be reformed.
- Why real estate is not always the safest or best investment for retirement.
- Why paying taxes in retirement indicates good financial health, not failure.
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands8m - Jul 3, 2026 - 327. Annie "Retirement Planning at 64: Income, Taxes & Real Estate"
She's 64. Two kids out of the house. Working at a hospital in New York. And she has ONE question on her mind right now: how do I make the most of the next chapter financially?
This week on Future Rich, Annie sits down with Barb to map out exactly that: how to optimize her retirement income, why paying taxes is a good thing in retirement, and why (despite being so close to retirement) now might NOT be the time to jump into real estate.
If you're approaching retirement, or helping a parent think through theirs, this episode is packed with the kind of specific, practical advice you actually need. 🎙️
Barb and Annie cover:
💰 How to optimize your retirement income
📋 Managing taxes once you're in retirement
🏠 Why real estate isn't always the smart move
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands46m - Jun 26, 2026 - 326. Sarah "Retirement Savings Revealed: What You Could Have at 67"
In this week’s episode of Future Rich, Barbara Ginty, CFP, guides special guest Sarah through her current financial situation! Sarah is 40 years old and lives in Connecticut with her husband. She works in museums full-time, and he works in freelance Construction Management.
From paying off student loans for undergrad, sorting out her husband’s visa and all the paperwork for his green card, living in Europe and moving back to the US, they’ve had several major financial moments.
They discuss:
- Strategies for Sarah to optimize her savings
- Life insurance
- Managing variable income
- How Sarah is on track to have $1.7M by the time she retires
- … and more!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands38m - Jun 19, 2026 - 325. Barbara "Is Social Security Funding Running Out of Money?"
Have you seen the latest 2026 Social Security Trustee report? CFP Barbara Ginty breaks it down in a digestible way, exploring its implications for future benefits, funding challenges, and potential reforms.
She covers...
- Social Security funding and trust funds
- Impact of demographic changes on Social Security
- Potential reforms and policy options
- Retirement planning and Social Security as a component
- Disability benefits and their sustainability
This episode is a must-listen for anyone planning for retirement or interested in social security policy!
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
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Visit the Future Rich Podcast website for Financial Freebies and Classes
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The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands15m - Jun 12, 2026 - 324. Michelle "Hitting My FIRE Goal of Over $1 Million! Saving Aggressively While Still Enjoying Life."
In this episode of Future Rich, CFP Barbara Ginty sits down with the lovely Michelle! She's 38, works in law, just recently got married, and is going through a ton of life transitions including planning a big international move to Europe.
Michelle shares her journey to financial independence (before 40!). Find out how Michelle saved $1.7 million after being in $200K of student loan debt! Her strategic approach to debt repayment my surprise you!
Here are some key topics from the episode:
- Michelle's path to financial independence and FIRE
- Debt repayment strategies and refinancing
- Egg freezing as a financial and personal choice
- Tax planning for expatriates and international moves
- Marriage, prenups, and merging finances
If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.
💌 DM us on Instagram (@futurerichpodcast) or apply here. Let’s make it happen! ✨ #FutureRichPodcast
Subscriptions are FREE!
Visit the Future Rich Podcast website for Financial Freebies and Classes
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands1h 23m - Jun 5, 2026
