• 10 SIGNS YOU NEED A PROPERTY MANAGER

    Everybody wants passive income... Until the tenant calls at midnight. Until the plumbing backs up. Until rent is late. Until vacancies start piling up. Until Fair Housing gets involved.


    In this episode, I break down the 10 signs it's time to stop managing your properties yourself and hire a property manager. Because let's be honest if every problem in your portfolio still lands on your desk, you didn't buy an investment... you bought yourself another job.Ā 


    The goal of real estate isn't to become the maintenance coordinator, rent collector, leasing agent, accountant, and emergency contact.


    The goal is freedom.

    The goal is income.

    The goal is ownership.


    WHAT'S IN THIS EPISODE

    • Why your phone constantly ringing is a red flag

    • How deferred maintenance quietly destroys your profits

    • The true cost of vacant units sitting too long

    • Why rent collection becomes a full-time job

    • The danger of implied contracts with tenants

    • The numbers every serious investor should know

    • How high tenant turnover is costing you money


    Most investors think they're saving money by managing everything themselves. But if you're stressed, overwhelmed, missing deals, and spending your days solving tenant problems instead of buying assets...You're not building wealth. You're building another job.


    The real question isn't:

    Can you manage your own properties?


    The real question is:

    Should you?


    Because every hour spent chasing rent, scheduling repairs, and answering maintenance calls is an hour you're not spending growing your portfolio.


    Subscribe for weekly real estate game:

    Real stories. Real challenges. Real lessons for investors, agents, and entrepreneurs.


    Join My Community:

    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege Communitywhere we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com


    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    26m - Jul 18, 2026
  • I INVEST SO I CAN REST

    Most people spend their entire lives working for money. What if the goal isn't to work harder?


    What if the goal is to make your money work harder than you do?


    In this episode, I break down the mindset that completely changed my life:Ā "I invest so I can rest."Ā This isn't about being lazy. It's about creating freedom. Freedom to own your time, freedom to choose how you work, and freedom to stop depending solely on earned income.Ā 


    If you're tired of living paycheck to paycheck, feeling trapped by your job, or wondering how wealthy people create lasting wealth, this episode is for you.


    WHAT'S IN THIS EPISODE

    • The difference between earned income and investment income

    • Why hustling alone will never create true freedom

    • How to make your money become your employee

    • The mindset shift from earning to owning

    • Why wealthy people focus on assets instead of paychecks


    KEY TAKEAWAY

    Don't spend your life working for income.


    Build assets.

    Build ownership.

    Build freedom.


    Because we don't invest to stop working.

    We invest so we can choose how we work.


    Subscribe for weekly real estate game:

    Real stories. Real challenges. Real lessons for investors, agents, and entrepreneurs.


    Join My Community:

    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege Communitywhere we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com


    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week—teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    30m - Jul 4, 2026
  • DOING IT SCARED AND WITHOUT THE FULL PLAN

    When people look at my life today, they see the developments, the real estate portfolio, the businesses, and the success. What they don't see are the seven failed real estate exams.


    They don't see the countless drives back and forth to testing centers hoping this would finally be the time I passed. They don't see me trying to figure out how I was going to come up with another $100 just to retake the test. At that point in my life, $100 felt like a mountain.


    I remember finally getting my license and thinking everything was about to change. I was convinced I had found the thing that would transform my life overnight.Ā 


    Then reality hit. My first year in real estate, I made roughly $5,000.

    Not per month.

    Not per deal.

    For the entire year.Ā 


    I remember sitting there thinking I could have made more money working at McDonald's.

    The problem wasn't that real estate didn't work.Ā 


    WHAT'S IN THIS EPISODE

    • Why I failed the real estate exam seven times

    • What I learned from making only $5,000 my first year

    • The difference between opportunity and preparation

    • Why your habits determine your future more than your circumstances

    • How faith helped me keep moving when nothing made sense



    KEY LESSON

    Your breakthrough isn't waiting on more information. Your breakthrough is waiting on the version of you that's willing to keep moving even when you don't have all the answers.


    Subscribe for weekly real estate game:

    Real stories. Real challenges. Real lessons for investors, agents, and entrepreneurs.


    Join My Community:

    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege Communitywhere we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com


    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week—teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    32m - Jun 20, 2026
  • THE OPEN HOUSE MURDER

    Most real estate agents think the biggest risk in this business is losing a deal.


    But what if the real risk is losing your life?


    In this episode, I share the heartbreaking story of Ashley Oakland, a 27-year-old realtor who was murdered while preparing for an open house in Iowa. Fifteen years later, new developments in the case have brought national attention back to a tragedy that continues to impact the real estate industry.

    Ā 

    This episode isn't about fear it's about awareness.


    Whether you're a realtor, investor, wholesaler, landlord, or property manager, your safety has to come before every commission check, showing appointment, open house, or deal.


    WHAT'S IN THIS EPISODE:

    • The Ashley Oakland case and why it still matters today

    • Why real estate professionals are uniquely vulnerable

    • The dangers of working alone at properties and open houses

    • How to use the 10-Second Safety Scan before entering a property

    • Why every investor and agent needs a safety protocol

    • The importance of verifying clients before meeting them


    Subscribe for weekly real estate game:

    Real stories. Real challenges. Real lessons for investors, agents, and entrepreneurs.


    Join My Community:

    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege Communitywhere we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com


    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week—teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    35m - Jun 13, 2026
  • THE SECTION 8 TRAP

    Most landlords think the biggest risk in real estate is bad tenants… But what if the real danger is saying the wrong thing?


    In this episode, I break down the growing number of Fair Housing claims being filed against landlords and investors and why one phone call, one ad, or one inconsistent response could cost you hundreds of thousands of dollars.Ā 


    This conversation dives into Section 8 questions, discrimination laws, ā€œtesters,ā€ protected classes, and the mistakes landlords make without even realizing it. If you own rental property, this episode is mandatory.


    In this episode, you’ll learn:

    • What Fair Housing laws actually cover

    • Why some landlords are getting trapped by testers

    • The truth about Section 8 discrimination claims

    • What ā€œFresh Cornā€ means in Fair Housing

    • Phrases and ads that can get you sued

    • How inconsistency creates liability

    • Why landlords must use the same standards for everyone


    Real talk:

    You don’t have to intend to discriminate to end up in court.

    One careless statement can cost you everything.


    Key takeaway:

    Consistency protects you.

    The way you treat one applicant must be the way you treat them all.


    Join My Community:


    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege CommunityĀ where we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com



    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week—teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    27m - Jun 6, 2026
  • THEIR PROPERTY WAS STOLEN FOR $1

    Everybody in real estate is talking about wholesaling…


    But nobody is talking about the scams.


    In this episode, I expose the dangerous side of unethical wholesaling and how vulnerable homeowners are being manipulated into signing away their properties for pennies—or in some cases, for just $1.


    This conversation was inspired by a real story involving an elderly disabled homeowner who unknowingly signed his home away after being told someone was ā€œhelpingā€ him avoid losing the property.Ā 


    In this episode, you’ll learn:

    • How wholesaling actually works

    • The difference between ethical and predatory wholesalers

    • Red flags homeowners should NEVER ignore

    • How scammers target elderly and distressed owners

    • Why you should never rush into signing paperwork

    • The importance of attorneys, realtors, and asking questions

    • How to protect your family from real estate scams


    Real talk:

    There are ethical investors… and there are predators.

    And if you don’t know the difference, you can lose everything.


    Join My Community:


    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege CommunityĀ where we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com



    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week—teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    28m - May 30, 2026
  • WHAT IS THE 10-SECOND RULE IN REAL ESTATE?

    In this episode, I break down theĀ 10 Second Rule, a simple but powerful habit that can protect you from dangerous situations when showing properties, meeting buyers, or walking vacant homes.


    Everybody is focused on deals, cash flow, and closing…


    But what if I told you the most important skill in real estate isn’t making money it’s staying alive.


    This isn’t about fear… it’s about awareness.

    Because one bad decision—or one missed moment—can change everything.


    In this episode, you’ll learn:

    • What the 10 Second Rule is and how to apply it immediately

    • How to scan a property before entering (and what to look for)

    • Real-life situations that could’ve ended differently without awareness

    • Why excitement over deals can distract you from danger

    • Safety habits every investor, agent, and buyer should have

    • How to protect yourself when meeting strangers or entering vacant properties


    There is no deal worth your life.

    A property can be replaced.

    You cannot.


    Join My Community:


    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege CommunityĀ where we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com


    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week—teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    27m - May 23, 2026
  • HOW TO LOSE YOUR EQUITY

    In this episode, I break down the real, everyday mistakes that quietly destroy property value from deferred maintenance and bad contractors to poor location choices and costly renovation errors.


    If you’ve ever said ā€œI’ll fix it laterā€ā€¦ this episode is for you. Everybody talks about how to make money in real estate… But almost nobody talks about how fast you can lose it.


    And the truth is—most investors don’t lose equity because of the market…

    They lose it because of decisions they didn’t think mattered.


    In this episode, you’ll learn:

    • The #1 silent equity killer investors ignore

    • How small maintenance issues turn into thousands in losses

    • Why location can limit your buyer pool (and your profit)

    • The real cost of bad contractors and poor workmanship

    • How over-customizing and bad layouts hurt resale value

    • What buyers notice immediately when walking your property



    Equity doesn’t just grow—it can be slowly drained by the wrong habits. The question is… are you building value or quietly losing it?


    Join My Community:


    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege CommunityĀ where we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com



    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week—teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    32m - May 16, 2026
  • WHAT IS THE 3-3-3 RULE?

    Are you buying real estate… or is real estate buying YOU?


    In this episode ofĀ The Property Challenge Podcast, I’m breaking down theĀ 3-3-3 Rule in real estate—a simple but powerful strategy that can protect you from becomingĀ house poorĀ and making emotional financial decisions.

    Too many people are out here getting approved for homes they can’t sustain… trying to keep up with appearances… and slowly drowning financially.


    Not on my watch.

    This episode is your wake-up call AND your blueprint.


    What You’ll Learn in This Episode:

    • What it really means to beĀ house poorĀ (and how to avoid it)
    • Why getting approved for a loan does NOT mean you can afford it
    • TheĀ 3-3-3 RuleĀ explained step-by-step:
    • 3 months of emergency savings
    • 3 months of mortgage reserves
    • Evaluating 3 properties before buying
    • How to makeĀ smart, strategic real estate decisions
    • Why emotional buying can cost you EVERYTHING



    Join My Community:


    If you’re serious about learning how to invest in real estate the right way, join myĀ Protege CommunityĀ where we go deeper into conversations like this:


    Go Here:Ā https://investorcircles.com



    Listen Weekly:

    New episodes ofĀ The Property Challenge PodcastĀ drop every week—teaching you how to overcome real estate challenges and build real wealth.


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    29m - May 9, 2026
  • HOW TO FIND FORECLOSURE PROPERTIES

    Foreclosures are increasing—and for investors, that means opportunity.


    In this episode of The Property Challenge Podcast, I breaks down how to identify properties heading toward foreclosure and how to position yourself to capitalize before they hit the market.


    Inside this episode:

    • The key signs a property is in distress
    • How to spot foreclosure opportunities early
    • What to look for in neighborhoods and properties
    • How beginners can find deals without using their own money
    • Where to find foreclosure data and leads


    This episode is a blueprint for finding deals in today’s market.

    Key takeaway: The best opportunities are hiding in plain sight—you just have to know what to look for.


    Watch now and start training your eye as an investor.


    Subscribe for weekly real estate conversations where we talk about the wins, the lessons, and the real challenges behind building generational wealth.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³


    Go Here:Ā https://investorcircles.com


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    26m - May 2, 2026
  • IS RENTING BETTER THAN BUYING?

    Is renting really better than buying… or have we been conditioned to think that way?


    In this episode of The Property Challenge Podcast, I break down the truth behind the renting vs. owning debate and why ownership is one of the most powerful wealth-building tools available.


    This episode dives into:

    • The real definition of assets vs liabilities
    • Why your primary residence can build wealth
    • How renting keeps you in the same financial position
    • The truth about appreciation, equity, and long-term value
    • The mindset that keeps people stuck as tenants


    This isn’t just about real estate…

    It’s about control, ownership, and building something that lasts.


    Key takeaway: Rent is a forever bill. Ownership is a temporary bill that leads to long-term wealth.


    Watch now and start thinking like an owner.


    Subscribe for weekly real estate conversations where we talk about the wins, the lessons, and the real challenges behind building generational wealth.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³


    Go Here:Ā https://investorcircles.com


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    35m - Apr 25, 2026
  • ARE REAL ESTATE AGENTS OVERPAID

    Are realtors worth the money… or are they overpaid?


    In this episode of The Property Challenge Podcast, I break down the REAL truth about real estate agents vs. REALTORS and why choosing the wrong one can cost you deals, money, and opportunities.


    After a heated debate on the Social Proof Podcast, this episode dives deep into:


    • The difference between a real estate agent and a REALTOR
    • What investor-friendly agents actually do
    • Signs you have a BAD agent (and need to fire them)
    • How top-performing agents help investors win deals
    • Why some agents earn $40K commissions… and others don’t deserve it


    If you’re an investor trying to scale, this episode is a MUST.


    Key takeaway: A good agent protects your money. A bad one protects their commission.


    Tap in, take notes, and level up your team.


    #RealEstateInvesting #PropertyChallenge #RealEstateTips #Investing101 #Entrepreneurship


    Subscribe for weekly real estate conversations where we talk about the wins, the lessons, and the real challenges behind building generational wealth.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³


    Go Here:Ā https://investorcircles.com


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    32m - Apr 18, 2026
  • REAL ESTATE IS NOT A SCAM

    In this episode of The Property Challenge Podcast, I had to address something that honestly made me mad… people getting online saying real estate is a scam.


    And I’m not gonna sit back and let that narrative go unchecked.


    I’ve been in real estate for years. I’ve taken losses, I’ve learned hard lessons, and I’ve built real wealth. So when I hear people say the entire industry is a scam, I already know what the real issue is… it’s not real estate, it’s how they invested.


    So in this episode, I’m breaking it all the way down.


    We’re talking about why people think real estate doesn’t work, what really went wrong in those situations, and how to make sure you don’t fall into the same trap.


    In this episode, I cover:

    - Why real estate is not a get rich quick game

    - The difference between a bad deal and a bad industry

    - Why people blame real estate instead of taking accountability

    - The common mistakes investors make when they buy wrong

    - The dangers of buying based on hype instead of strategy

    - What you actually need to know before buying your first (or next) property

    - Why preparation—not emotion—is your greatest protection


    Let me be very clear about this: Real estate is not a scam. You just bought wrong.


    A lot of people were sold the dream… but never taught the strategy. They fell in love with the promise, but weren’t prepared for the process.


    And when things didn’t go how they expected, instead of fixing their approach, they blamed the entire industry.


    But real estate is just a vehicle.


    If you bought wrong, financed wrong, or managed wrong… that’s not the vehicle’s fault.

    That’s the driver.


    If this episode helped you shift your perspective, I want you to share it with two to three people who need to hear the truth about real estate.


    Make sure you like, comment, and subscribe so you don’t miss any new episodes.


    Subscribe for weekly real estate conversations where we talk about the wins, the mistakes, and the real challenges behind building wealth through property.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³

    Go Here: https://investorcircles.com


    LISTEN ON SPOTIFY: https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE: https://www.youtube.com/@PropertyChallengePodcast


    Follow us on TikTok: https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc


    #ThePropertyChallengePodcast #TerricaLynnSmith #RealEstateInvesting #InvestorMindset #PropertyChallenge #RealEstateEducation #WealthBuilding #CashFlow #RealEstateTruth

    31m - Apr 11, 2026
  • DON’T FALL IN LOVE WITH THE PROPERTY

    In this episode of The Property Challenge Podcast, I had to address something that honestly made me mad… people getting online saying real estate is a scam.


    And I’m not gonna sit back and let that narrative go unchecked.


    I’ve been in real estate for years. I’ve taken losses, I’ve learned hard lessons, and I’ve built real wealth. So when I hear people say the entire industry is a scam, I already know what the real issue is… it’s not real estate, it’s how they invested.


    So in this episode, I’m breaking it all the way down.


    We’re talking about why people think real estate doesn’t work, what really went wrong in those situations, and how to make sure you don’t fall into the same trap.


    In this episode, I cover:

    - Why real estate is not a get rich quick game

    - The difference between a bad deal and a bad industry

    - Why people blame real estate instead of taking accountability

    - The common mistakes investors make when they buy wrong

    - The dangers of buying based on hype instead of strategy

    - What you actually need to know before buying your first (or next) property

    - Why preparation—not emotion—is your greatest protection


    Let me be very clear about this: Real estate is not a scam. You just bought wrong.


    A lot of people were sold the dream… but never taught the strategy. They fell in love with the promise, but weren’t prepared for the process.


    And when things didn’t go how they expected, instead of fixing their approach, they blamed the entire industry.


    But real estate is just a vehicle.


    If you bought wrong, financed wrong, or managed wrong… that’s not the vehicle’s fault.

    That’s the driver.


    If this episode helped you shift your perspective, I want you to share it with two to three people who need to hear the truth about real estate.


    Make sure you like, comment, and subscribe so you don’t miss any new episodes.


    Subscribe for weekly real estate conversations where we talk about the wins, the mistakes, and the real challenges behind building wealth through property.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³

    Go Here: https://investorcircles.com


    LISTEN ON SPOTIFY: https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE: https://www.youtube.com/@PropertyChallengePodcast


    Follow us on TikTok: https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc


    #ThePropertyChallengePodcast #TerricaLynnSmith #RealEstateInvesting #InvestorMindset #PropertyChallenge #RealEstateEducation #WealthBuilding #CashFlow #RealEstateTruth

    31m - Apr 4, 2026
  • YOUR FIRST REAL ESTATE DEAL

    If you are brand new to real estate and feeling intimidated, this episode is for you.


    In Episode 52 of The Property Challenge Podcast, I go all the way back to the basics. I’m talking to the person who is about to look at their very first deal and doesn’t even know where to start.


    I remember being 21 years ago, broke, on Section 8, overwhelmed, and intimidated by everyone around me who looked successful. I didn’t know what a mortgage was. I didn’t understand liens, encroachments, or even what real estate truly meant.


    So in this episode, I break it down step-by-step the way I wish someone had broken it down for me.


    Inside this episode, I cover:

    • Why your first deal will be your hardest deal
    • Why comparison will kill your momentum
    • The importance of choosing ONE strategy (wholesaling, fix and flip, or rentals)
    • A simple breakdown of how wholesaling works
    • How to use the 70% Rule to analyze deals
    • Where to actually find deals (realtors, PropStream, driving for dollars, networking)


    One of the most important things I say in this episode:


    ā€œYour first deal is you versus you.ā€


    The biggest battle isn’t the market. It’s not the numbers. It’s your mindset.

    You don’t need a real estate license to get started.

    You don’t need to know everything.

    You don’t need to be perfect.

    You need a strategy.

    You need a team.


    If you’re serious about building wealth through real estate, this episode gives you a beginner’s blueprint you can actually follow.


    Drop a comment and tell me:

    What strategy are you choosing first — wholesaling, fix and flip, or rentals?


    Subscribe for weekly real estate conversations where we talk about the wins, the lessons, and the real challenges behind building generational wealth.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³


    Go Here:Ā https://investorcircles.com


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    29m - Mar 28, 2026
  • HOW TO BUY A FIX AND FLIP WITH THE 70% RULE

    If you’ve been watching HGTV thinking you’re about to flip a house and make six figures in 30 days… we need to talk.


    In this episode of The Property Challenge Podcast, I break down the real math behind fix and flips — specifically the 70% Rule — and why understanding this formula can save you from overpaying and taking a financial haircut.


    When I first started in real estate, nobody handed me formulas. I learned through experience. Now I’m giving you the shortcut so you can make educated decisions instead of emotional ones.


    In this episode, I cover:


    • What ARV (After Repair Value) really means and how to calculate it properly
    • The 70% Rule formula step-by-step
    • How to calculate your Maximum Allowable Offer (MAO)
    • Why your profit is made when you buy — not when you sell
    • The biggest mistakes beginner investors make on flips
    • Why you should never waive due diligence
    • Real costs that eat into your flip profits (realtor fees, closing costs, holding costs, contractor surprises)
    • How to practice analyzing deals so you’re ready when opportunity comes

    The formula is simple:

    ARV Ɨ 70% āˆ’ Repairs = Maximum Allowable Offer.


    But discipline is what makes it powerful.

    Fix and flips are not what TV makes them look like. There are risks, delays, negotiations, and unexpected costs. But when you understand the numbers and respect the process, you protect your profit margin.


    If you’re serious about getting started in real estate investing, this episode will give you a practical framework you can use immediately.


    Drop a comment and let me know:

    Are you analyzing deals yet? What market are you investing in?


    Subscribe for weekly real estate conversations where we talk about the wins, the mistakes, and the real challenges behind building wealth through property.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³


    Go Here:Ā https://investorcircles.com


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    29m - Mar 21, 2026
  • THE POWER OF CONSISTENCY CELEBRATING 50 EPISODES

    Episode 50.

    I can’t even believe I’m saying that.

    In this milestone episode of The Property Challenge Podcast, I reflect on what 50 weeks of showing up has taught me about business, obedience, comparison, and consistency.

    When I started, I didn’t have everything figured out. I didn’t have a big production team. I didn’t even fully understand where this podcast would go.

    But I kept showing up.

    In this episode, I talk about:

    • Why consistency beats perfection
    • How obedience matters even when you don’t see the full picture
    • The trap of comparison in entrepreneurship
    • Why small audiences still matter
    • How reps build confidence over time

    If you’re building something right now — a business, a brand, a real estate portfolio — I want this episode to encourage you.

    Growth compounds.

    Reps matter.

    And you don’t need perfect to get started.

    Thank you for rocking with me for 50 episodes. We’re just getting started.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³


    Go Here:Ā https://investorcircles.com


    Subscribe so you never miss an episode packed with actionable tips, strategies, and inspiration from my real estate journey!Ā 


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    31m - Mar 14, 2026
  • HOW TO AVOID THE 5 BIGGEST MISTAKES NEW REAL ESTATE INVESTORS MAKE

    In this episode of The Property Challenge Podcast, I’m breaking down the five biggest mistakes I see new real estate investors make — and I’ve made some of these myself.


    If you’re just getting started, or you’ve been thinking about investing for a while, this episode is going to challenge your mindset.


    I talk about:

    • Why waiting on the ā€œperfectā€ deal is delaying your progress
    • The importance of knowing your market (ARV, rent comps, location)
    • Why fear of rejection stops people from making offers
    • How trying to do everything alone slows your growth
    • And why quitting too soon costs more than any bad deal


    I truly believe confidence comes after action — not before it. If you’ve been sitting on the sidelines, this is your sign to get in the game.


    Make the offer.

    Learn your market.

    Build your team.

    Stay consistent.


    Subscribe and join me every week as I share real estate lessons from active deals, wins, mistakes, and everything in between.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³


    Go Here:Ā https://investorcircles.com


    Subscribe so you never miss an episode packed with actionable tips, strategies, and inspiration from my real estate journey!Ā 


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    33m - Mar 7, 2026
  • HOW TO AVOID REAL ESTATE LIENS

    You can finish a rehab, have a buyer ready, and still not be able to close.

    In Episode 48, I break down one of the most overlooked but dangerous parts of real estate investing:Ā lien waivers.

    This is not a sexy topic—but it’s a necessary one.

    In this episode, you’ll learn:

    • What a mechanic’s lien is and how it stops closings
    • Why paying your contractor does NOT guarantee your property is protected
    • The four lien waivers every investor must understand
    • How subcontractors can lien your property without ever speaking to you
    • How to protect your title, timeline, and profit before closing day

    This episode is about risk management—not hype.

    Quote from the episode:

    ā€œYou don’t lose deals on the rehab. You lose them on the paperwork you ignored.ā€

    If you want clean exits and no closing surprises, this episode is required listening.


    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time!


    Go Here:Ā https://investorcircles.com


    Subscribe so you never miss an episode packed with actionable tips, strategies, and inspiration from my real estate journey!Ā 


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    31m - Feb 28, 2026
  • HOW TO AVOID CONTRACTOR FRAUD

    Most investors don’t lose money because of bad deals.

    They lose money because they pay contractors the wrong way.

    In Episode 47, I break down exactly how I structure contractor payments so I don’t get played, pressured, or scammed.

    This episode is strictly educational and covers:

    • Why signing a contract isĀ 0% completeĀ (and deserves $0)
    • How draw schedules protect your budget and your leverage
    • What ā€œverified progressā€ actually looks like on a rehab
    • Why paying 30–50% upfront puts YOU at risk, not the contractor
    • How to replace a contractor mid-project without blowing the deal

    If you’re rehabbing properties—or planning to—this episode will save you money, stress, and hard lessons.


    Quote from the episode:

    ā€œIf I pay you before the work is done, I’m funding your excuses.ā€


    Subscribe and share this with an investor who needs better systems, not more motivation.

    Join my ProtĆ©gĆ© community for Live Calls and Events, Exclusive Content, and to connect with like-minded investors! Now’s your time! ā³


    Go Here:Ā https://investorcircles.com


    Subscribe so you never miss an episode packed with actionable tips, strategies, and inspiration from my real estate journey!Ā 


    LISTEN ON SPOTIFY:Ā https://open.spotify.com/show/4SqljVgYSI2caCxeU4YmKB?si=8ce654b41b714f16


    FOR MORE HERE:https://www.youtube.com/@PropertyChallengePodcast

    Follow us on TikTok:Ā https://www.tiktok.com/@propertychallenge?is_from_webapp=1&sender_device=pc

    31m - Feb 21, 2026
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