- 246. Lilith "Late Starts to Saving Money and the Wild World of Dating in NYC"
Happy Friday! In this week's episode of Future Rich, CFP Barbara Ginty interviews the lovely Lilith! Lilith is 33, lives in New York City, and makes $89,000 annually working in publishing.
She recently ended a two-and-a-half-year relationship and is at a big crossroads in her personal and financial life.
Lilith and Barb discuss...
- The financial implications of ending a long-term relationship
- Adjusting to being single and reevaluating financial goals and plans
- Prioritizing debt repayment based on interest rates and financial goals
- The challenges and frustrations of dating in New York City
- Moving to a different city
- ... and more!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy1h 2m - Jun 21, 2024 - 245. Barbara "Navigating Early Retirement and Entrepreneurial Finances"
In today's solo episode, we're trying something a little different! CFP Barbara Ginty reviews the key takeaways from our recent podcast episodes with Raquel and Sarah.
These episodes are meant to help condense the information from our traditional long-form interview-style episodes into more bite-sized takeaways.
Please let us know if you like this format!
If you'd like to be an anonymous guest on the podcast and discuss your own personal finances with Barbara, you can apply here. We accept guests in any financial situation!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy16m - Jun 14, 2024 - 244. Sarah "Setting a Retirement Savings Goal: Aim for $5 Million"
Happy Friday! In today's episode of Future Rich, CFP Barbara Ginty interviews Sarah, a business owner with multiple entities, no debt, and $700,000 in investments.
Sarah and Barb discuss...
- How Sarah owns a house through an LLC
- How she manages her annual expenses
- Her retirement goals
- Why she is not relying on Social Security
- S-Corp distributions
- ... and more!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy48m - Jun 7, 2024 - 243. Raquel Pt. 2 - "Is it Realistic to Retire at 45?"
Happy Friday! Today's episode is part 2 of Raquel's episode from last week. We recommend you listen to that episode before diving into this one!
For a refresher, Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy. Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.
Raquel is now focused on finding stability, exploring new income streams. and retiring early!
Raquel and Barb discuss...
- Avoiding lifestyle creep and ego death
- Early "young" retirement vs traditional "old age" retirement
- Why Social Security is so important
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
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If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy34m - May 31, 2024 - 242. Raquel - "Finding Financial Stability and New Income Streams"
Happy Friday! In today's episode of Future Rich, CFP Barbara Ginty interviews the wonderful Raquel! Raquel is 35 years old and lives in New York. She works in the creative world in advertising and social strategy.
Raquel recently transitioned from owning her own business to working in-house due to challenges caused by strikes in the industry. She had a sabbatical in 2023 to care for her sick dog, leading to a significant income drop. She just started working at a new company with a rough annual income of $170K.
Raquel is now focused on finding stability, exploring new income streams. and retiring early!
Raquel and Barb discuss...
- Her investments and cash accounts
- Her personal loans
- How to consolidate retirement accounts
- Raquel's retirement strategy and Barbara's advice on how to increase her savings
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy44m - May 24, 2024 - 241. Barb - "Planning and Budgeting for a Vacation: Tips and Strategies"
In this solo episode of Future Rich, Certified Financial Planner Barbara Ginty shares her experience planning and budgeting for her most recent vacation to the Arctic Circle and beyond! She talks about...
- How to set financial goals and prioritize your spending to align with those goals
- How she finds more flexibility in her budget
- How she saves on food and beverage expenses while traveling
- What her savings ratio is and how she landed on that number (it may shock you!)
- ... and more!
Always remember that financial success is subjective and should be defined based on your own unique values and goals.
Watch this episode on YouTube here!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy25m - May 17, 2024 - 240. Blair - "Make Your Money Make Money!"
Happy Friday! In today's episode of Future Rich, CFP Barbara Ginty interviews the wonderful Blair! Blair is 37 years old and lives in Brooklyn, NY. She works in Tech Business Development and just started at a new company with a base pay of $230K annually!
In this conversation, Blair asks Barbara for insight on how to make her money make money, aka invest in her workplace retirement plans... and more!
Blair and Barb discuss...
- Ways that Blair can invest the cash she's saved up throughout her career and use her bonuses to her advantage
- The optionality of brokerage accounts
- Blair's property investment goals
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
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If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy46m - May 10, 2024 - 239. Morgan - "Millennial Money Anxiety with 500K in Savings"
Happy Friday! In today's episode of Future Rich, CFP Barbara Ginty interviews the lovely Morgan! Morgan is 39 years old and lives in Seattle. She works in HR for a tech company and makes around $185K per year.
In this conversation, Morgan breaks down why, even with her higher salary, no debt, and almost 500K in retirement savings, she still feels like she's not doing enough.
Morgan and Barb discuss...
- The benefits of renting vs. buying in high-cost-of-living areas
- Diversifying Morgan's savings portfolio
- Rolling over 401Ks
- Mega Backdoor Roths
- Why comparison is the thief of joy
- ... and more!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy59m - May 3, 2024 - 238. Kate Follow-Up "Getting Out of 60K in Credit Card Debt"
This week on Future Rich, CFP Barbara Ginty follows up with Kate from episode 72 of the podcast to find out what's changed in her life and finances over the last four years.
Kate shares how she has transitioned from being pregnant with her first child to having one toddler and one newborn. They discuss the challenges of parenting and the adjustments that come with each additional child, as well as Kate's career change and her transition to working part-time in her own health and wellness online business.
They also discuss...
- Kate's current income as a full-time mom, their family's expenses, and debt, including credit card debt
- Getting a second mortgage in order to help pay off their debt
- Cutting expenses, evaluating insurance policies, and finding ways to increase income.
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy49m - Apr 26, 2024 - 237. The Different Types of IRAs
In this solo episode, CFP Barbara Ginty discusses IRAs (Individual Retirement Accounts).
Barb breaks down...
- The three different types of IRAs
- The tax benefits
- Eligibility criteria for each type.
- The importance of understanding the requirements and consulting a financial or tax professional before making IRA decisions
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
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If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy8m - Apr 19, 2024 - 236. Lily - “Home Ownership Goals in High Cost of Living Areas"
Happy Friday! In this episode of Future Rich, CFP Barbara Ginty interviews the lovely Lily! Lily is 28 years old and lives in Los Angeles with her husband. She makes around $109K annually working in advertising.
In this conversation, Lily discusses her savings goals and financial plans with Barbara. They cover topics such as saving for an emergency fund, future goals like homeownership, and the benefits of renting versus buying a home. They also discuss the possibility of investing in real estate and the importance of increasing retirement contributions.
They discuss...
- Housing expenses
- Joint finances, monthly expenses,
- Retirement savings. emergency funds, and student loans.
- Ways to improve saving habits and budget better
- ...and more!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy55m - Apr 12, 2024 - 235. June - “Are You Saving TOO Much Money?”
This week on Future Rich, CFP Barbara Ginty chats with the lovely June!
June is 39 and lives in Houston, Texas with her husband. She works as a self-employed freelance writer and editor. She started full-time freelancing in 2018 after doing it as a side hustle for 7 years with the goal in mind to achieve the “elusive” six-figure freelance number.
Barb and June cover topics such as...
- Her journey from side hustling to full-time freelancing
- How she manages money with her husband
- Student loan debt, taking out loans to party in Grad School
- Navigating mortgages as a newly married couple
- Home renovations
- If she’s saving *too* much
- Strategies for retirement and the different retirement stages
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy56m - Apr 5, 2024 - 234 - EXPERT Jen Gumbel - "The Dark Side of Estate Planning"
In this episode of Future Rich, CFP Barbara Ginty interviews Estate Planning and Probate Attorney Jen Gumbel!
People tend to overlook estate planning, yet there are one million Americans who are under guardianship or conservatorship, and the sad reality is that these situations can turn into messy financial and legal nightmares when ignored.
Barb and Jen discuss...
- Tips on having a successful Estate Plan
- The Wendy Williams Documentary
- Why everyone should do an estate plan regardless of wealth or age
- Why you need a Financial Advisor to work with your Estate Planning Attorney to make sure your trust gets properly funded
- ...and more!
Watch this Episode on YouTube!
Jen Gumbel's Website Teaching You How Estate Planning Works
Free Video Guide: Do's and Don'ts to Talking to Someone You Love About Their Estate Plan
Articles Mentioned:
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If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy42m - Mar 29, 2024 - 233. Diaz Follow-Up "Negotiating a Raise and the Advantages of Workplace Retirement Plans"
This week on Future Rich, CFP Barbara Ginty follows up with Diaz to find out what's changed in her life and finances since the last time she was on the pod. Diaz is a 28-year-old engineer living in Denver, Colorado.
In this episode, Diaz shares her plans for a future wedding and her challenges with budgeting for the event. Barb and Diaz also delve into her income, expenses, and debt, including her mortgage and student loans.
They cover topics such as...
- Negotiating a raise
- Considering 401k contributions
- Building a bigger emergency fund
- Understanding retirement account breakdowns
- Choosing between a 401k and an IRA.
- The advantages of workplace retirement plans
- The importance of keeping savings liquid
Watch this episode on YouTube HERE!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy51m - Mar 26, 2024 - 232. “Discussing Financial Expectations in Relationships"
In this week's solo episode, CFP Barbara Ginty discusses the importance of having cohabitation, prenuptial, and postnuptial agreements to protect your finances and why you should be having these conversations in advance when everyone is getting along to prevent future heartache.
She covers...
- Why you should consider hiring an attorney to help navigate financial relationship agreements
- How to approach having open and honest conversations about financial expectations with your partner
- The big red flag you should take note of when having these conversations
- Examples of why these conversations are so important
- ... and more!
Watch this episode on YouTube here!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy24m - Mar 15, 2024 - 231. Summer - “Your 175K in Student Loan Debt is Basically a Second Mortgage!”
In this episode, CFP Barbara Ginty interviews construction attorney Summer!
Summer is a 29-year-old living in Florida who recently got married. She has joint expenses with her husband and a high income of 160K per year but... has a whopping 175K in Student Loan Debt!! Summer struggles to find a balance between living her life and reaching her savings goals!
Barb and Summer discuss...
- How Summer’s high student loan debt is significantly impacting her monthly cash flow and long-term financial goals
- Increasing Summer’s 401k contribution to save for retirement and reduce her taxable income
- Creating a budget that isn’t too extreme
- Implementing cash-based strategies like zero-dollar days to be more mindful of spending.
- Why everyone isn’t eligible for a Roth IRA
- … and more!
Watch this episode on YOUTUBE here!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy52m - Mar 8, 2024 - 230. Christina - “Think of Yourself as a Million Dollar Business”
In this episode, CFP Barbara Ginty interviews Anesthesiologist extraordinaire Christina! Christina is 32 and works in Tennessee. Her base salary is 500K, but she has the potential to earn 700K (or more) per year! Getting to this point in her career was a long journey. Christina has around 248K in federal student loan debt that she plans on tackling.
Barb and Christina discuss...
- Mega Backdoor Roths
- Different money types
- In plan conversions
- Eligibility for deductible IRAs
- The pro-rata rule
- Why it’s important at a certain income level to invest in a CPA and a financial team in general
- 5-year time plan to pay off her student loans
- Shifting Christina’s mindset to think of herself as a million-dollar business
Watch this episode on YouTube!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy53m - Mar 1, 2024 - 229. Anna - "Can You Afford to Make a Career Pivot?"
In this episode, CFP Barbara Ginty interviews the wonderful Anna! Anna is 38 and works in technology sales with a 150K base commission in the San Francisco Bay area. She's married with two young children.
Barb and Anna discuss...
- Childcare expenses in high-cost areas
- Maxing out 401(k) contributions
- Potential issues with IRA contributions and conversions, especially when dealing with mixed monies
- Diversification with stocks
- Finding a balance between saving for the future and enjoying the present
- How to decide when the "right time" to pursue a career pivot is
Watch this episode on YouTube!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy1h 0m - Feb 23, 2024 - 228. Judy Follow-Up "Becoming a Homeowner in Brooklyn and Getting Roommates at 38"
This week on Future Rich, CFP Barbara Ginty follows up with Judy from episode 155 of the podcast to find out what's changed in her life and finances over the last two years.
Judy is a 38-year-old creative living in Brooklyn, NY. She works full time AND runs a photography side business. Her goal from episode 155 was to become a homeowner, and guess what? She's currently in the process of purchasing her first home!!
In this episode, Barbara and Judy discuss...
- FHAs and closing costs on homes
- Fixed vs Variable Mortgages
- Property taxes
- Judy's 3-year house-flipping goal
- Going part-time for her home renovation
- Getting roommates and renting out her property
- The Primary Capital Gain Exclusion Rule
- Judy's plan to eventually move upstate
Watch this episode on YouTube HERE!
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The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy38m - Feb 16, 2024 - 227. Sarah - "Salary Increases and How to Avoid Lifestyle Creep"
In this episode, Barbara Ginty interviews the lovely Sarah! They cover topics such as...
- Setting financial goals for a home renovation and a ski-themed wedding in France
- The power of compound interest
- How Sarah achieved a salary increase through networking and following a successful mentor
- Whether or not she should prioritize retirement savings
- Future family planning and the potential for one-income household
- The psychological challenges of managing a higher salary and the importance of avoiding lifestyle creep
*APOLOGIES FOR THE AUDIO QUALITY IN THIS EPISODE! WE ARE ACTIVELY WORKING TO IMPROVE IT. THANK YOU FOR UNDERSTANDING!*
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