By 2030, women will control more wealth than most countries&#39; GDP, yet women still don&#39;t talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/22/5/9c1fc4f8-68a3-4e29-87c4-a14d1d6fe5c2_322._gracie_follow_up_edited.mp3

This heartfelt and insightful follow-up episode of Future Rich is a little different than our regular programming. CFP Barbara Ginty is joined by a previous guest from <a href="https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/48419e4e-871f-4462-8f35-af4e75d4e4ce?_gl=1%2Ark2m7v%2A_gcl_au%2ANTUzMDI2NDMwLjE3Nzc2NDk1OTIuNjQ4ODkyODMyLjE3NzkyOTEzNzMuMTc3OTI5MTM3Mg..%2A_ga%2AMTI2NjQ0MTAwNC4xNzc3NjQ5NTky%2A_ga_KVZ47LYJWW%2AczE3Nzk0MjgwNzQkbzUyNyRnMSR0MTc3OTQyODA5MiRqNDIkbDAkaDA." rel="nofollow">episode 66 of the podcast</a>, Gracy! She is 35 years old, lives in Nashville, TN, and is married with a three-year-old son. Gracy&#39;s husband was diagnosed with ALS the same year that their son was born, and the same year he graduated from Firefighter Academy. We&#39;re so thankful to Gracie for opening up and sharing her journey navigating the financial and emotional challenges that followed her husband&#39;s ALS diagnosis, and the incredible support she received from organizations like Tunnels to Towers. Barbara offers her insight on how to manage finances during a health crisis and what to prioritize. Her advice may surprise you. Click here to learn more about <a href="https://t2t.org/" rel="nofollow">Tunnels to Towers.</a>Click here for more info on <a href="https://www.iamals.org/reauthorize-the-act-for-als/" rel="nofollow">ALS Legislation.</a>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

322. Gracie Follow Up "How We Navigated ALS and Protected Our Family's Future"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/15/7/5b97395d-c5c0-4402-b9c7-b8212c4aff57_321._jill_edited.mp3

In this episode of Future Rich, we&#39;re joined by the lovely Jill! Jill lives in the NY metro area with her husband and three children. She shares her experiences working in corporate America right out of college, moving to New York from the Midwest, why she decided to step down from her career to become a full-time stay-at-home mom, and how she saved $750K in her Personal IRA. The conversation also touches on... <ul><li>The complexities of retirement planning</li><li>The role of financial advisors</li><li>The need for financial literacy, especially for women</li><li>The impact of social security on retirement planning</li><li>... and more! </li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

321. Jill "Managing Family Finances and Building $750K in Retirement Savings"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/8/17/fe2c57e6-9e55-4c8e-8bd5-49876675d4a9_320._annie_edited.mp3

Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Annie!Annie is 33 years old, lives in Pennsylvania with her parents, and works as a data analyst. She racked up $10K of credit card debt in her 20s and just finished paying it off. She is getting ready for a big move to Orlando, Florida, and dreams of retiring in her 50s. Despite her credit card debt and having $5K of student loans left to pay, Annie is on track to have $2 Million in savings in the next 20 years! Barb and Annie discuss...<ul><li>Becoming work optional by age 55</li><li>The importance of maintaining a healthy balance between current living expenses and future savings</li><li>Annie&#39;s impressive savings across various accounts</li><li>Her upcoming expenses related to her move</li><li>Annie&#39;s strategies for managing student loans and retirement contributions</li><li>...and more! </li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

320. Annie "Moving Back In with My Parents to Pay Off $10K of Credit Card Debt"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/1/15/0b980e11-b309-4251-b605-6a3f44126a79_319._sistain.mp3

Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by entrepreneur Jaclyn Tracy, founder of Sistain, about her journey building a non-toxic home goods marketplace, the challenges she faced throughout the entire process, and the lessons she learned from closing Sistain.The conversation delves into...<ul><li>The importance of truly understanding the financials in a small business</li><li>The impact of market timing</li><li>The emotional toll of entrepreneurship</li><li>The significance of building a strong business model alongside a brand</li><li>... and so much more!</li></ul> <a href="https://jaclyntracy.substack.com/" rel="nofollow">Check out Jaclyn&#39;s Substack here.</a><a href="https://www.instagram.com/jactracy/" rel="nofollow">Follow Jaclyn on Instagram here.</a>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen!  #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

319. The Raw Insight Into Closing a Business with Jaclyn Tracy

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/4/24/6/b9e1311e-4de6-4a6e-8dbf-28f13102a176_318._joan.mp3

Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Joan!Joan is 33 years old, lives in Southern California with her partner, and works in supply chain management for clothing companies. She recently got a raise and now makes $95K per year. Joan has a travel fund and a brokerage account for investments. She and her partner are savers and have similar mindsets when it comes to finances. Joan is worried about her parents and what their financial needs will be as they age. Barb and Joan discuss...<ul><li>The complexities of estate planning</li><li>The difference between a Roth IRA and a Roth 401k</li><li>How estate planning can protect assets from long-term care costs</li><li>Navigating Long-Term Care Conversations</li><li>...and more! </li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

318. Joan "Planning for Aging Parents and Their Financial Needs"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/4/17/6/8c936aae-fccd-47f4-aba8-41dd4fbd2b9c_317._jane_fu_edited.mp3

In this episode of Future Rich, Barbara follows up with Jane from episode 265 of the pod to discuss Jane&#39;s financial journey as she approaches her 40th birthday. Jane is still considering leaving her position in sales two years after her first conversation with Barbara, but this time she has $2 million saved in combined assets with her husband, including their retirement accounts, a high-yield savings account, and a brokerage account. They still have minimal debt, with only mortgages and a car payment.Barb and Jane discuss...<ul><li>Jane&#39;s current financial situation, including income, savings, and debt</li><li>Jane&#39;s plans to leave her corporate job and the implications of that decision</li><li>Budgeting for a single income</li><li>The importance of flexibility when making life pivots</li><li>Lifestyle changes when cutting an income in half with two small children and two houses</li><li>... and more!</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

317. Jane Follow Up "Changing Careers at 40 with $2 Million Saved"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/4/10/4/30a3c98f-df82-4ba0-83f6-e3a9a664697e_316._ashley_of_higher_innovation_1.mp3

Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by expert guest and Co-Founder of Higher Innovation, Ashley Ciccel, to discuss the alarming rise of financial scams targeting startups, particularly those with female founders. Ashley shares her personal experience with a potential scam, highlighting key red flags and the need for gut checks in decision-making. Barb and Ashley also discuss... <ul><li>The challenges of fundraising</li><li>The sophistication of scammers </li><li>The importance of due diligence and networking</li><li>The vulnerability of startups in the current financial landscape </li><li>Strategies for protection against scams</li><li>... and more! </li></ul> <a href="https://linktr.ee/higherinnovation?ltsid=c657f305-a694-4659-8d99-eafcdbc71ae7&utm_source=linktree_profile_share" rel="nofollow">Check out Higher Innovation here.</a> <a href="https://www.instagram.com/higherinnovation/" rel="nofollow">Follow Higher Innovation on Instagram here.</a>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

316. Start-ups and Financial Scams with Ashley of Higher Innovation

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/4/3/7/68a65004-3153-4940-a592-094baec77eb6_315._roxanne_edited.mp3

Happy Friday! This week on the podcast, we have a really special episode with our lovely guest, Roxanne! Roxanne is 39 years old, lives in Los Angeles, CA, and works in the entertainment industry in marketing. She lives with her partner who has been struggling to keep a steady income in the film industry for the past few years. Despite their relatively low rent, they&#39;re struggling to make ends meet on Roxanne&#39;s 75K per year income. Barb and Roxanne discuss...<ul><li>The challenges of managing expenses in a high-cost city</li><li>The impact of job instability on income</li><li>The importance of teamwork in addressing financial issues</li><li>The need for open discussions about money in relationships </li><li>Creative solutions to improve financial stability</li><li>... and more!</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

315. Roxanne "The Stigma and Shame Behind Having Debt"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/3/27/15/0bd95ae7-1d9c-4a64-8be2-4904b90c413a_314._sandy_edited.mp3

Happy Friday Future Rich fam! This week on the pod we have the wonderful Sandy!Sandy is 35 years old, lives in Brooklyn, NY, and works at a Systems Admin Tech company. She recently got a 30% raise at her work! Sandy has big goals for financial independence and is well on her way there with 40k in her emergency funds and almost 1 million dollars in retirement savings.Barb and Sandy discuss...<ul><li>How she got her recent salary increase</li><li>Living expenses in New York City</li><li>Strategies for maximizing retirement contributions</li><li>The pros and cons of real estate investment</li><li>... and more!</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

314. Sandy "You'll Have 2 Million Dollars by the Time You're 40!"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/3/20/5/8e096d6d-200f-414a-b1ba-6dea231df481_313._ali_prato_edit_for_red_circle.mp3

Happy Friday Future Rich fam! This week, we have a special crossover episode for you! Barbara sits down with Author and Founder of the Infertile AF Group, Ali Prato to discuss her deeply personal fertility journey — and to talk honestly about the emotional and financial realities of IVF. They discuss...<ul><li>Barbara&#39;s personal fertility journey</li><li>Ali&#39;s secondary infertility and IVF journey</li><li>Common misconceptions about fertility and the emotional challenges women face</li><li>Societal pressures for women to start a family</li><li>The logistics involved with egg freezing</li><li>The emotional rollercoaster that comes with fertility treatments</li><li>The financial aspect of fertility treatments</li><li>... and so much more!</li></ul> Ali Prato is an award-winning journalist and mama-of-two who went through secondary infertility, IUIs, IVF, depression, grief, and relationship issues. She is the founder of Infertile AF Group, a leading fertility media, community, and partnerships platform trusted by patients, clinics, and healthtech companies across the reproductive health ecosystem.Check out <a href="https://www.infertileafgroup.com/" rel="nofollow">Ali&#39;s website here. </a>Listen to <a href="https://podcasts.apple.com/us/podcast/infertile-af-infertility-and-modern-family-building/id1457516002" rel="nofollow">Ali&#39;s podcast here.</a>Check out Ali&#39;s <a href="https://www.infertileafgroup.com/books" rel="nofollow">Children&#39;s Book Series</a> about IVF, IUI and Family Building Through Assisted Reproductive Technology  If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

313. Egg Freezing and IVF: A Candid Conversation with Ali Prato

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/3/13/2/775bf64c-6f0a-4911-9c69-fc38dfe85468_312._non-deductible_ira.mp3

Happy Friday Future Rich fam! In this week&#39;s shorter topic-focused episode of Future Rich, Certified Financial Planner Barbara Ginty continues to discuss the fundamentals of Individual Retirement Accounts (IRAs), this time focusing on Non-Deductible IRAs. Barbara provides an in-depth explanation of the often-overlooked non-deductible IRA. She discusses...  <ul><li>Their mechanics</li><li>The eligibility criteria</li><li>Their contribution limits</li><li>The importance of tracking contributions to avoid tax complications</li></ul> We hope you enjoy these shorter topic-focused episodes! Our full-length guest and expert episodes will return on March 20th.If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

312. Navigating the Non-Deductible IRA

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/3/6/5/8fb04c6c-4ac3-4870-b630-fd6711800c61_311._roth_ira_edited.mp3

Happy Friday Future Rich fam! In this week&#39;s shorter topic-focused episode of Future Rich, Certified Financial Planner Barbara Ginty continues to discuss the fundamentals of Individual Retirement Accounts (IRAs), focusing on Roth IRAs.Barbara provides an in-depth explanation of Roth IRAs, covering their...<ul><li>Contribution limits</li><li>Eligibility requirements</li><li>Income thresholds</li><li>Tax-free withdrawal conditions</li><li>Unique benefits compared to traditional IRAs. </li></ul> We hope you enjoy these shorter topic-focused episodes! Our full length guest and expert episodes will return on March 20th.If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

311. Make Your Roth IRA Your Best Friend in Retirement

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/2/27/4/abb62051-9cb0-4ef5-9920-6940377280df_310._traditional_ira.mp3

Hi lovely listeners! In this week&#39;s shorter topic-focused episode of Future Rich, Certified Financial Planner Barbara Ginty discusses the fundamentals of Individual Retirement Accounts (IRAs), focusing on Traditional IRAs.She explains the contribution limits, income requirements, and tax implications of traditional IRAs, and the importance of understanding these rules for effective retirement planning. This episode is for anyone who is looking to learn more about retirement accounts. If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

310. Understanding Traditional IRAs: A Comprehensive Guide to Your Retirement Savings

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/2/20/6/070668a1-b291-4f90-8d39-deddf324fd17_309._intro_edited.mp3

Hi lovely listeners! We are officially BACK from winter break! We missed you all so much! In this first episode of our 9th season, Certified Financial Planner, Barbara Ginty catches us up on what the Future Rich team has in store for 2026 and drops a few hints on our first expert guest(s) of the season! This season, we are also sharing new bite-sized episodes focused on hyper-specific financial topics. Don&#39;t worry, we will still feature our anonymous guest episodes, where we interview women about their personal finances and break down how they can become #FutureRich.Speaking of guests...If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE! <a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

Season 9 Intro! Welcome Back and Catch Up

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/1/30/19/c5571e29-c8cf-4464-8911-9b01975c11e7_season_6_amy_edited.mp3

In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.Listen to this episode to learn about Amy&#39;s plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.We&#39;ll be back in February with short, subject specific episodes and then will be back in March with all new guest and expert episodes!Speaking of guests...If you&#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast <a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE! <a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

"Consolidating Credit Card Debt" - THROWBACK 189 with Amy

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/1/9/16/cfa2804f-1730-42f0-9998-7410ce62e0ce_nora_edited.mp3

Happy Friday Future Rich Fam! We hope you&#39;re all having a very happy New Year!Today, we&#39;re sharing our most popular THROWBACK episode #191 with our lovely guest Nora. We will have new episodes in February! Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free.In this episode, Barbara and Nora discuss...<ul><li>Long-term financial planning</li><li>Barbara&#39;s suggestions for Nora to get the biggest bang for her buck from a tax standpoint.</li><li>Sneaking a Roth IRA inside of a 401k</li><li>Non-retirement savings accounts</li><li>The FIRE movement</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast <a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE! <a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

"The Desire of FIRE aka Financial Independence Retire Early" THROWBACK 191 with Nora

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2025/11/28/10/fd71ac54-7244-4b31-9740-1aff76a05d1d_last_episode_of_2025_1.mp3

Happy Friday Future Rich Fam! 💸This week, we have an extra special episode with expert guests, Heather and Douglas Bonaparth!Heather is the Director of Business and Legal Affairs at Bone Fide Wealth, LLC. She writes on love, money, family &amp; fairness. She has written for CNBC, theSkimm, Insider, Scary Mommy, and more. Douglas is a CFP® and the President at Bone Fide Wealth, LLC. Douglas also serves on the advisory councils for CNBC and Investopedia. He has been featured in The New York Times, The Wall Street Journal, Barron’s, and more. Douglas and Heather co-authored Money Together, available wherever you buy books! <a href="https://domoneytogether.com/?fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGnCrddC2nPVr2OJseIUbrBM4C5KusTkST7iYKTW7o7CDt-k2ztLzZ9iA0GsZg_aem_xPyaIaOdZMS7eQQsZmL4rA&utm_content=link_in_bio&utm_medium=social&utm_source=ig" rel="nofollow">Get more info here.</a> In Money Together, Heather and Douglas Boneparth help couples in every era of their lives approach money with greater fairness, sustainability, respect, and love. In this episode, Heather and Douglas talk about their personal path to working together, starting &#34;The Joint Account&#34; Newsletter, and writing Money Together.They also discuss:<ul><li>Redefining power in relationships</li><li>Why you don&#39;t have to take away power from your partner</li><li>Why personal growth is essential for career success</li><li>How gender still plays a crucial role in leadership dynamics</li><li>Why collaboration in relationships can lead to greater empowerment.</li><li>Why support systems are vital for professional growth</li><li>Why ambition should be embraced, not shamed</li></ul> <a href="https://www.instagram.com/dougboneparth/?hl=en-gb" rel="nofollow">Follow Doug here.</a><a href="https://www.instagram.com/averagejoelle/?hl=en-gb" rel="nofollow">Follow Heather here. </a><a href="https://www.readthejointaccount.com/" rel="nofollow">Subscribe to &#34;The Joint Account&#34; here.</a>This is our last episode of the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can&#39;t wait to be back in February 2026 with all new episodes!If you&#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast <a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>We have free subscriptions and paid subscriptions.  <a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

308. Redefining Power: Navigating Finances in Relationships with Heather and Douglas Bonaparth

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2025/11/21/7/da0b6bc6-c731-4e35-a4ba-f30a06b3674a_307._wrap_up_with_intro.mp3

Happy Friday Future Rich Fam! 💸This week, we&#39;re wrapping up the 2025 season of Future Rich Podcast! Thank you all so much for listening over the years! We can&#39;t wait to be back in February 2026 with all new episodes! If you&#39;d like to be a guest on the podcast, we are looking specifically for women in their 50s and 60s who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast🔍 In this episode, Barbara also covers:<ul><li>How IVF and egg freezing can be financially planned for and prioritized.</li><li>Why understanding insurance plans is crucial for managing healthcare costs.</li><li>Cash payments can sometimes be cheaper than using insurance.</li><li>Why planning for fertility treatments should be part of financial planning.</li></ul> <a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>We have free subscriptions and paid subscriptions.  <a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

307. The Cost of Egg Freezing and Season 9 Wrap!

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2025/11/14/5/e522669c-0145-4ffa-bf79-68d7916f71e5_306._barb_solo_ivf.mp3

Happy Friday Future Rich Fam! 💸This week&#39;s solo episode is a little different as Barbara Ginty, CFP discusses her personal fertility journey with egg freezing and IVF. If you haven&#39;t listened to <a href="https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4" rel="nofollow">episode #45 of the podcast</a>, you should either before or after this episode so you can hear Barbara from six years ago discuss her journey in real time, including all of the nitty-gritty details! 🔍 In this episode, Barbara also covers: <ul><li>The importance of financial planning and maintaining a robust emergency fund during these expensive life phases</li><li>The benefits of 529 plans for saving for children&#39;s education</li><li>The evolving landscape of maternity and paternity leave policies</li></ul> If you have any further questions on Barbara&#39;s fertility journey, DM us on Instagram (@futurerichpodcast) 💌 <a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>We have free subscriptions and paid subscriptions. In the next season of Future Rich, we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning, social security, and more.Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast <a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

306. Fertility and Finances from Freezing Eggs to Making Embryos

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2025/11/7/2/e96a143f-350b-4a45-8886-99d1860f6dd4_305._shelby_pt_2.mp3

In this episode of Future Rich, host Barbara Ginty continues her conversation with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management. In this episode, Barbara gives Shelby some hard-to-hear, but necessary advice: her budget needs to get under control! Listen to learn what Barbara&#39;s tips are for Shelby to get started on paying off her debt effectively and why creating an emergency fund is essential for her financial security. *This is part two of a two-part episode; part one aired on all major podcast platforms last Friday, 10/31.<a href="https://futurerich.substack.com/" rel="nofollow">*All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>We have free subscriptions and paid subscriptions. This season of Future Rich we’re bringing you even more REAL guest stories about personal finance AND diving deeper into retirement planning.Got burning questions about retirement? Or want to be an anonymous guest on the pod? 🌍 No matter where you are in the world or your financial situation, we’d love to have you!💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast <a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a>The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

305 - Shelby Pt. 2 "You have to cut something!"

By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money --  how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.