By 2030, women will control more wealth than most countries&#39; GDP, yet women still don&#39;t talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/5/10/13/477903cb-55b4-4a50-9988-c2f857c6b8bc_240._blair.mp3

Happy Friday! In today&#39;s episode of Future Rich, CFP Barbara Ginty interviews the wonderful Blair! Blair is 37 years old and lives in Brooklyn, NY. She works in Tech Business Development and just started at a new company with a base pay of $230K annually!In this conversation, Blair asks Barbara for insight on how to make her money make money, aka invest in her workplace retirement plans... and more!Blair and Barb discuss...<ul><li>Ways that Blair can invest the cash she&#39;s saved up throughout her career and use her bonuses to her advantage</li><li>The optionality of brokerage accounts</li><li>Blair&#39;s property investment goals</li></ul> Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

240. Blair - "Make Your Money Make Money!"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/5/3/4/7380122f-0a88-456c-89da-08aa78d6f612_239._morgan_edited.mp3

Happy Friday! In today&#39;s episode of Future Rich, CFP Barbara Ginty interviews the lovely Morgan! Morgan is 39 years old and lives in Seattle. She works in HR for a tech company and makes around $185K per year. In this conversation, Morgan breaks down why, even with her higher salary, no debt, and almost 500K in retirement savings, she still feels like she&#39;s not doing enough.Morgan and Barb discuss...<ul><li>The benefits of renting vs. buying in high-cost-of-living areas </li><li>Diversifying Morgan&#39;s savings portfolio </li><li>Rolling over 401Ks </li><li>Mega Backdoor Roths </li><li>Why comparison is the thief of joy</li><li>... and more! </li></ul> Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

239. Morgan - "Millennial Money Anxiety with 500K in Savings"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/4/26/3/232a1264-e0bf-4015-b69d-384a1ce70ea5_238._kate_follow_up_edited.mp3

This week on Future Rich, CFP Barbara Ginty follows up with Kate from <a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000469701282" rel="nofollow">episode 72 of the podcast</a> to find out what&#39;s changed in her life and finances over the last four years. Kate shares how she has transitioned from being pregnant with her first child to having one toddler and one newborn. They discuss the challenges of parenting and the adjustments that come with each additional child, as well as Kate&#39;s career change and her transition to working part-time in her own health and wellness online business. They also discuss... <ul><li>Kate&#39;s current income as a full-time mom, their family&#39;s expenses, and debt, including credit card debt</li><li>Getting a second mortgage in order to help pay off their debt</li><li>Cutting expenses, evaluating insurance policies, and finding ways to increase income. </li></ul> Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

238. Kate Follow-Up "Getting Out of 60K in Credit Card Debt"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/4/19/12/7952934b-16d6-46dc-8e6b-803eb50862e4_barb_ira_explainer.mp3

In this solo episode, CFP Barbara Ginty discusses IRAs (Individual Retirement Accounts). Barb breaks down...<ul><li>The three different types of IRAs </li><li>The tax benefits </li><li>Eligibility criteria for each type. </li><li>The importance of understanding the requirements and consulting a financial or tax professional before making IRA decisions </li></ul> Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

237. The Different Types of IRAs

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/4/12/3/be516130-b01f-4e9b-b68d-378b53a80a5c_236._lily_edited.mp3

Happy Friday! In this episode of Future Rich, CFP Barbara Ginty interviews the lovely Lily! Lily is 28 years old and lives in Los Angeles with her husband. She makes around $109K annually working in advertising. In this conversation, Lily discusses her savings goals and financial plans with Barbara. They cover topics such as saving for an emergency fund, future goals like homeownership, and the benefits of renting versus buying a home. They also discuss the possibility of investing in real estate and the importance of increasing retirement contributions.They discuss... <ul><li>Housing expenses </li><li>Joint finances, monthly expenses, </li><li>Retirement savings. emergency funds, and student loans. </li><li>Ways to improve saving habits and budget better </li><li>...and more! </li></ul> Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

236. Lily - “Home Ownership Goals in High Cost of Living Areas"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/4/5/13/de78d90c-0366-4b90-9678-8f948cd559a6_235._june.mp3

This week on Future Rich, CFP Barbara Ginty chats with the lovely June! June is 39 and lives in Houston, Texas with her husband. She works as a self-employed freelance writer and editor. She started full-time freelancing in 2018 after doing it as a side hustle for 7 years with the goal in mind to achieve the “elusive” six-figure freelance number. Barb and June cover topics such as... <ul><li>Her journey from side hustling to full-time freelancing </li><li>How she manages money with her husband</li><li>Student loan debt, taking out loans to party in Grad School </li><li>Navigating mortgages as a newly married couple </li><li>Home renovations </li><li>If she’s saving *too* much </li><li>Strategies for retirement and the different retirement stages </li></ul> Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

235. June - “Are You Saving TOO Much Money?”

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/3/29/11/96923ec0-962f-4dbf-9089-cd8cb97f8ddd_234._jen_gumble.mp3

In this episode of Future Rich, CFP Barbara Ginty interviews Estate Planning and Probate Attorney Jen Gumbel!People tend to overlook estate planning, yet there are one million Americans who are under guardianship or conservatorship, and the sad reality is that these situations can turn into messy financial and legal nightmares when ignored.Barb and Jen discuss...<ul><li>Tips on having a successful Estate Plan</li><li>The Wendy Williams Documentary</li><li>Why everyone should do an estate plan regardless of wealth or age</li><li>Why you need a Financial Advisor to work with your Estate Planning Attorney to make sure your trust gets properly funded</li><li>...and more!</li></ul> <a href="https://youtu.be/cqmNHUtgaes" rel="nofollow">Watch this Episode on YouTube!</a><a href="https://organizedafterlife.com/" rel="nofollow">Jen Gumbel&#39;s Website Teaching You How Estate Planning Works</a><a href="https://mailchi.mp/organizedafterlife/talkingto" rel="nofollow">Free Video Guide: Do&#39;s and Don&#39;ts to Talking to Someone You Love About Their Estate Plan</a>Articles Mentioned:<ul><li><a href="https://www.thecut.com/article/who-is-wendy-williams-guardian.html" rel="nofollow">Wendy Williams Article</a></li><li><a href="https://www.washingtonpost.com/nation/2023/11/04/florida-guardianship-investigation-safeguards/" rel="nofollow">Florida Guardianship Investigation</a></li><li><a href="https://news.bloomberglaw.com/interactive/guardians-dark-side-lax-rules-open-the-vulnerable-to-abuse" rel="nofollow">Bloomberg - Guardians&#39; Dark Side</a></li></ul> Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

234 - EXPERT Jen Gumbel - "The Dark Side of Estate Planning"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/3/26/3/f66ce46a-287f-48ef-b2b9-abb946851b7a_233._diaz_edited.mp3

This week on Future Rich, CFP Barbara Ginty follows up with Diaz to find out what&#39;s changed in her life and finances since the last time she was on the pod. Diaz is a 28-year-old engineer living in Denver, Colorado.In this episode, Diaz shares her plans for a future wedding and her challenges with budgeting for the event. Barb and Diaz also delve into her income, expenses, and debt, including her mortgage and student loans.They cover topics such as...<ul><li>Negotiating a raise</li><li>Considering 401k contributions</li><li>Building a bigger emergency fund</li><li>Understanding retirement account breakdowns</li><li>Choosing between a 401k and an IRA.</li><li>The advantages of workplace retirement plans</li><li>The importance of keeping savings liquid</li></ul> <a href="https://youtu.be/rwwAai9zxwU" rel="nofollow">Watch this episode on YouTube HERE!</a>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

233. Diaz Follow-Up "Negotiating a Raise and the Advantages of Workplace Retirement Plans"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/3/15/15/8067312b-9b74-43cd-ba2b-d89abe515fe5_232._barb_solo_1.mp3

In this week&#39;s solo episode, CFP Barbara Ginty discusses the importance of having cohabitation, prenuptial, and postnuptial agreements to protect your finances and why you should be having these conversations in advance when everyone is getting along to prevent future heartache.She covers...<ul><li>Why you should consider hiring an attorney to help navigate financial relationship agreements</li><li>How to approach having open and honest conversations about financial expectations with your partner</li><li>The big red flag you should take note of when having these conversations</li><li>Examples of why these conversations are so important</li><li>... and more!</li></ul><a href="https://youtu.be/ZKZcp09aQL0?si=vvPTUpXWxJefET9i" rel="nofollow">Watch this episode on YouTube here!</a>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

232.  “Discussing Financial Expectations in Relationships"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/3/8/12/4e43f1d1-a4a7-496c-a652-7ba3b0e3642c_231._summer_edited.mp3

In this episode, CFP Barbara Ginty interviews construction attorney Summer! Summer is a 29-year-old living in Florida who recently got married. She has joint expenses with her husband and a high income of 160K per year but... has a whopping 175K in Student Loan Debt!! Summer struggles to find a balance between living her life and reaching her savings goals!  Barb and Summer discuss...<ul><li>How Summer’s high student loan debt is significantly impacting her monthly cash flow and long-term financial goals</li><li>Increasing Summer’s 401k contribution to save for retirement and reduce her taxable income</li><li>Creating a budget that isn’t too extreme </li><li>Implementing cash-based strategies like zero-dollar days to be more mindful of spending.</li><li>Why everyone isn’t eligible for a Roth IRA</li><li>… and more! </li></ul> <a href="https://youtu.be/JhIHEj7TMJM" rel="nofollow">Watch this episode on YOUTUBE here!</a>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

231. Summer - “Your 175K in Student Loan Debt is Basically a Second Mortgage!”

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/3/1/10/3aaa3789-f978-4d49-bb9a-eb176f44f1b7_231._christina_1.mp3

In this episode, CFP Barbara Ginty interviews Anesthesiologist extraordinaire Christina! Christina is 32 and works in Tennessee. Her base salary is 500K, but she has the potential to earn 700K (or more) per year! Getting to this point in her career was a long journey. Christina has around 248K in federal student loan debt that she plans on tackling.Barb and Christina discuss...<ul><li>Mega Backdoor Roths</li><li>Different money types </li><li>In plan conversions</li><li>Eligibility for deductible IRAs</li><li>The pro-rata rule </li><li>Why it’s important at a certain income level to invest in a CPA and a financial team in general</li><li>5-year time plan to pay off her student loans </li><li>Shifting Christina’s mindset to think of herself as a million-dollar business </li></ul> <a href="https://youtu.be/5dKujKM3hLA" rel="nofollow">Watch this episode on YouTube!</a>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

230. Christina - “Think of Yourself as a Million Dollar Business”

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/2/23/6/236188de-33ca-4f01-a370-08f931567599_anna_edited_.mp3

In this episode, CFP Barbara Ginty interviews the wonderful Anna! Anna is 38 and works in technology sales with a 150K base commission in the San Francisco Bay area. She&#39;s married with two young children.Barb and Anna discuss...<ul><li>Childcare expenses in high-cost areas</li><li>Maxing out 401(k) contributions</li><li>Potential issues with IRA contributions and conversions, especially when dealing with mixed monies</li><li>Diversification with stocks</li><li>Finding a balance between saving for the future and enjoying the present</li><li>How to decide when the &#34;right time&#34; to pursue a career pivot is</li></ul> <a href="https://youtu.be/hxiaRxipD5Y" rel="nofollow">Watch this episode on YouTube!</a>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/nutrition/ctr?utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

229. Anna - "Can You Afford to Make a Career Pivot?"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/2/16/13/8da44d19-b0cf-4102-a17e-792694602e54_228._judy.mp3

This week on Future Rich, CFP Barbara Ginty follows up with Judy from <a href="https://open.spotify.com/episode/3GiRUaPGqBs7lzG8nuEWXn?si=82k2qCh4RGqD_98SSRhssA" rel="nofollow">episode 155 of the podcast</a> to find out what&#39;s changed in her life and finances over the last two years.Judy is a 38-year-old creative living in Brooklyn, NY. She works full time AND runs a photography side business. Her goal from episode 155 was to become a homeowner, and guess what? She&#39;s currently in the process of purchasing her first home!! In this episode, Barbara and Judy discuss...<ul><li>FHAs and closing costs on homes</li><li>Fixed vs Variable Mortgages</li><li>Property taxes</li><li>Judy&#39;s 3-year house-flipping goal</li><li>Going part-time for her home renovation</li><li>Getting roommates and renting out her property</li><li>The Primary Capital Gain Exclusion Rule</li><li>Judy&#39;s plan to eventually move upstate</li></ul> <a href="https://youtu.be/XEdzyNPQHW0" rel="nofollow">Watch this episode on YouTube HERE!</a>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1-year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

228. Judy Follow-Up "Becoming a Homeowner in Brooklyn and Getting Roommates at 38"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/2/7/3/b7bfe147-b42b-44a5-96e6-3f965328333d_sarah_ep_2_edited.mp3

In this episode, Barbara Ginty interviews the lovely Sarah! They cover topics such as...<ul><li>Setting financial goals for a home renovation and a ski-themed wedding in France</li><li>The power of compound interest</li><li>How Sarah achieved a salary increase through networking and following a successful mentor</li><li>Whether or not she should prioritize retirement savings</li><li>Future family planning and the potential for one-income household</li><li>The psychological challenges of managing a higher salary and the importance of avoiding lifestyle creep</li></ul> *APOLOGIES FOR THE AUDIO QUALITY IN THIS EPISODE! WE ARE ACTIVELY WORKING TO IMPROVE IT. THANK YOU FOR UNDERSTANDING!*<a href="https://youtu.be/zxf2xgvTzy4" rel="nofollow">Watch this episode on YOUTUBE</a>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

227. Sarah - "Salary Increases and How to Avoid Lifestyle Creep"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/2/2/1/3301f99b-395d-481b-a09a-0a9e28b529bb_1._barb_and_potter_season_intro.mp3

Happy First episode of 2024 and Season 7 of the Future Rich Podcast! Certified Financial Potter Barbara Ginty is joined by podcast producer Potter to discuss...<ul><li>The prevalence of misinformation on personal finance topics found online</li><li>The importance of disclosures and disclaimers in financial advice and the potential consequences of not providing accurate info</li><li>The increase in IRS audits and the challenges faced by freelancers during tax season</li><li>The popularity of Roth IRAs and why Social Security should be rebranded to improve its reputation and address misconceptions</li><li>Our plan for new mini-episodes and Q&amp;A sessions</li></ul> <a href="https://www.youtube.com/watch?v=7hlImnu75Og" rel="nofollow">Watch this episode on YOUTUBE</a>Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

226. TikTok Misinformation and Why Financial "Buts" Matter with Barb and Alex

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/12/29/15/a6836fcb-d3aa-44d1-b52d-a95c4902229d_wine_wednesday_4.28.21.mp3

In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty does a deep dive on ROTH IRAs in our more casual *Wine Wednesday* format 🍷✨💸 Should we bring back our Instagram Live Q&amp;A style episodes like this?If you&#39;d like to be a guest on the pod and get my thoughts on your finances, we&#39;re accepting guests for 2024! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

THROWBACK - All About ROTH IRAs (Wine Wednesday 1)

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/12/22/4/396ebbc3-912b-4cba-9f4f-c77ac74f7958_napolean_edited.mp3

In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by 25-year-old Napoleon!Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!If you&#39;d like to be a guest on the pod and get my thoughts on your finances, we&#39;re accepting guests for 2024! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

THROWBACK 173 - Napoleon "Living on a $300 Per Month Food and Entertainment Budget!"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/12/15/4/4868a549-af08-4e44-9335-a34b48d8fd5d_morgan_edited.mp3

In today&#39;s THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living &#34;hand to mouth.&#34;Her major goals are...<ul><li>To pay off her 13K in credit card debt </li><li>Save enough money to freeze her eggs</li><li>Ramp up her emergency fund</li><li>Feel stable enough to pursue acting full-time</li></ul> Find out what Barbara&#39;s plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put a significant amount of money towards freezing her eggs in 12 months.If you&#39;d like to be a guest on the pod and get my thoughts on your finances, we&#39;re accepting guests for 2024! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

THROWBACK 190 - Morgan "Pay Off Debt, Pay for Egg Freezing, and Ramp Up the Emergency Fund."

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/12/8/4/acba8062-b093-472f-ad0f-0b06c7c5fc4d_212._solo_social_security.mp3

Happy Friday! In today&#39;s THROWBACK episode I do a deep dive on Social Security. We will have new episodes in January 2024! One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.In this episode I discuss...<ul><li>The fascinating history of Social Security</li><li>How Social Security works</li><li>The different types of Social Security</li><li>The changes I predict will happen to Social Security</li><li>And much more!</li></ul> Earlier this year, I went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you&#39;d like to learn even more about Social Security. Listen to this episode <a href="https://podcasts.apple.com/us/podcast/live-richer-podcast-with-jaime-catmull/id1601519953?i=1000620884891" rel="nofollow">HERE</a>. Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster <a href="https://www.planancial.com/p/social-security" rel="nofollow">HERE</a>. If you&#39;d like to be a guest on the pod and get my thoughts on your own personal finances, we&#39;re accepting guests for the rest of the season! You can be anywhere in the world! If you&#39;re interested, send us an email (<a href="mailto:planancialpod@gmail.com" rel="nofollow">planancialpod@gmail.com</a>) or give us a shout on social media @futurerichpodcast.<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

THROWBACK 212 - Social Security and the Million Dollar Decision YOU Need to Consider for Your Retirement

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/12/1/17/f63a880b-8c7f-48ba-abe1-a8ec8eb3a06b_nora_edited.mp3

Happy Friday! Today&#39;s THROWBACK episode is with our lovely guest Nora. We will have new episodes in January 2024!Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free. In this episode, Barbara and Nora discuss...<ul><li>Long-term financial planning </li><li>Barbara&#39;s suggestions for Nora to get the biggest bang for her buck from a tax standpoint. </li><li>Sneaking a Roth IRA inside of a 401k</li><li>Non-retirement savings accounts</li><li>The FIRE movement </li></ul> We can&#39;t thank you all enough for tuning into the podcast every week for six seasons! We appreciate all of your support, this podcast would not happen without you! That&#39;s why we wanted to do a $100 Visa Gift Card giveaway for one lucky winner...HOW TO ENTER OUR HOLIDAY GIVEAWAY:<ul><li>Rate and review us on Apple or Spotify by December 1st at 11:59 pm ET</li><li>Send us a DM of your review on Instagram</li><li>We’ll announce on Instagram the Monday following December 1st on December 4th</li></ul> We can&#39;t wait to see who wins! Leaving reviews on the podcast is the best way to help boost us up on the podcast platforms and helps more listeners find #FutureRich.<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on TikTok</a>Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesIf you&#39;re looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That&#39;s drinkAG1.com/futurerich. Check it out and directly support the podcast! The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

THROWBACK 191 - Nora - "The Desire of FIRE aka Financial Independence Retire Early"

By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money --  how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.