Making sense of housing and community shaping economics. We are powered by Professor Lending (NMLS 2644699), based in Wake Forest, NC in Wake County, hence Wake+econ.For video content see: https://www.youtube.com/@ProfessorLending

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/9/3/1/ec30864b-3dc0-4e92-88a8-98e06d5c9783_general_contractor_01.mp3

n this episode, Jordan is joined by Sean Gossett of Veritas General Contractors. Sean shares his journey from music to real estate, discusses the ins and outs of general contracting, and offers valuable advice for investors and homeowners alike. Learn about licensing, project management, cost estimation, and how to avoid common pitfalls in remodeling projects.For more about Veritas see: https://veritas-nc.com/Chapters00:00 Introduction to Sean Gossett and his background01:49 Sean&#39;s transition from music to real estate and construction07:00 What does a day in the life of a general contractor look like?10:00 Why licensing, insurance, and vetting are crucial when hiring a contractor14:59 Red flags to watch out for in contractor selection17:00 Managing project costs, deposits, and budgeting tips19:54 Business skills and education for contractors23:06 Common project delays and how to prevent them27:54 Estimating costs and understanding market conditions31:58 Best renovation projects for return on investment34:54 Timeline expectations for fix and flip projects37:01 Advice for homeowners starting their first renovation37:53 How to contact Sean Gossett and learn more about his services Jordan Steffaniak, NMLS 2353843Professor Lending, NMLS 2644699For rates and purchase or refinance assistance, visit: www.professorlending.comContent is for educational purposes only and does not constitute a loan commitment or guarantee of approval. Rates, terms, and programs mentioned are subject to change and individual qualification.

Contractor Facts Every Homeowner and Investor Should Know with Sean Gossett

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/2/12/18/e5df3d95-b847-4a09-b3fa-df975fa2e152_michael_green_01.mp3

In this episode Jordan Steffaniak interviews Michael Green, Chief Strategist at Simplify Asset Management, discussing his essay on the poverty line and economic disparities. They explore the outdated methodology of calculating poverty, the real cost of living, and the implications of rising childcare and housing costs. Green argues for policy changes, including expanding the earned income tax credit, to better support families facing economic challenges. The conversation highlights generational differences in economic experiences and the need for systemic change to address these issues. Resources:Michael&#39;s Substack Essay: https://www.yesigiveafig.com/p/part-1-my-life-is-a-lie Chapters00:00 Introduction to Housing Economics and Poverty02:18 Understanding the Poverty Line Calculation05:04 The Valley of Death: Economic Implications09:12 Policy Solutions for Economic Disparities11:53 Childcare Costs and Economic Strain15:04 Housing Market Challenges17:44 Data Points for Understanding Economic Issues21:47 State-Level Solutions and Economic Mobility23:04 Generational Economic Differences28:14 The Role of Education and Awareness31:04 Concluding Thoughts on Economic Structures

Why You Feel Poorer Every Year: Michael Green Explains the ‘Valley of Death’

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2025/9/24/4/9cfaf63c-4487-43a6-84d0-2e15c1e2b9ce_insurance_01.mp3

In this conversation, Jordan Steffaniak talks with Michael Babcock who shares his journey in the insurance industry, discussing the importance of building trust and relationships in sales, the impact of AI on insurance processes, and the distinctions between commercial and personal insurance. He emphasizes the value of independent insurance agencies and brokers, the significance of setting expectations in the home buying process, and common misconceptions about insurance rates. The discussion also touches on marketing strategies and the role of experience in providing effective service to clients. Chapters 00:00 Introduction to the Podcast and Guest01:42 Michael Babcock&#39;s Background and Journey in Insurance10:02 The Art of Cold Calling and Building Trust15:26 High Trust Relationships in Insurance20:51 Distinctions Between Commercial and Personal Insurance26:06 Understanding Independent Insurance Agencies and Their Advantages29:20 The Value of Independent Insurance Consulting31:55 Setting Expectations in the Insurance Process34:57 The Importance of Pre-Approval in Home Buying36:33 Understanding Insurance Rates and Market Trends37:55 Navigating Insurance Claims and Client Advocacy43:02 Finding Trustworthy Lenders and Brokers47:48 The Benefits of Working with Brokers53:03 The Value of Expertise in Insurance and Lending Jordan Steffaniak, NMLS 2353843Professor Lending, NMLS 2644699 For rates and purchase or refinance assistance, visit: www.professorlending.com

Broker vs Captive: Why Options Matter in Lending & Insurance with Michael Babcock

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2025/8/2/11/2fefd4af-c7ea-406d-aaf4-5482944f46b5_matt_joy_01.mp3

In this conversation, Jordan Steffaniak talks with Matt Joy from Union Home Mortgage about the mortgage industry, exploring Matt&#39;s journey as an account executive, the differences between wholesale and retail mortgage channels, and the importance of education in the industry. They discuss various loan products, market trends, and the significance of building relationships with real estate agents to foster business growth. The conversation emphasizes the need for mortgage professionals to adapt to changing market conditions and to prioritize customer education. Chapters 00:00 Introduction to Homeownership Education04:02 Matt Joy&#39;s Journey in the Mortgage Industry11:39 Understanding Wholesale vs. Retail Mortgage Channels18:56 Exploring Loan Products and Market Trends26:33 Building Relationships with Real Estate Agents Jordan Steffaniak, NMLS 2353843Professor Lending, NMLS 2644699 For rates and purchase or refinance assistance, visit: www.professorlending.com

The Mortgage Broker’s Edge: Options, Strategy, and Trust with Matt Joy

Housing and Community Shaping Economics

Making sense of housing and community shaping economics. We are powered by Professor Lending (NMLS 2644699), based in Wake Forest, NC in Wake County, hence Wake+econ.

For video content see: https://www.youtube.com/@ProfessorLending