Unpacking mortgage knowledge, lingo, loan programs and qualification guidelines for ordinary people. Deep dive into the loan processing through an underwriter’s eyes. Will show how to use your home equity to become debt free and give you options to grow your real estate portfolio without years of experience. This podcast is to give a clear understanding of the loan world for consumers to have the buying power and win in the real estate game. I also offer my full service mortgage needs (loans, relators, home insurance) and mortgage coaching. Let&#39;s get unpacking... with Paige Ashby

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2025/12/9/15/3b7ced0f-7a92-40ee-955e-e0e6bf875c0b_home_buying_secrets_preapproved_early.mp3

Thinking of buying a home? This episode exposes the biggest mistake first-time buyers make, waiting too long to get pre-approved. Learn why timing matters, how to avoid getting beat out by better-prepared buyers, and the budgeting secret Zillow won’t tell you. Interested in doing a one on one? Contact Khrys below!<h3>Khrys Ramirez</h3><h3>khrysramirez@compass.com</h3><h3>(760) 840-0880</h3><h3>License # 02172442</h3>

Home Buying Secrets: Get Pre-Approved EARLY!

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2025/12/9/14/4ec52f80-e541-4f7e-b9cf-7e05a6ddd04d_e_price_strategy_avoid_this_costly_mistake__1_.mp3

What happens when a seller insists on overpricing a property because they think they know better?In this episode, you will hear a wild behind-the-scenes story about a listing that fell out of escrow three times! Learn how to have powerful strategies with a powerful agent on your team! Interested in doing a one on one? Contact Khrys below!<h3>Khrys Ramirez</h3><h3>khrysramirez@compass.com</h3><h3>(760) 840-0880</h3><h3>License # 02172442</h3>

Real Estate Price Strategy — Avoid This Costly Mistake!

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/12/8/23/36caa2bb-7078-42b7-9021-1ae509ec1b35_bcc7-617e38540280__online-audio-converter.com_.mp3

Don&#39;t let the year end without your dream home. 🏡 Your mortgage expert is here to help._________________ Say hi on Socials &amp; Listen to Unpacking the Home Advantage PODCAST here: https://www.instagram.com/unpackingthehomeadvantage?utm_source=ig_web_button_share_sheet&amp;igsh=ZDNlZDc0MzIxNw== https://open.spotify.com/show/2LU8FOvQEmpipTkX4qqeWi?si=57785e47b04d4159 https://podcasts.apple.com/us/podcast/unpacking-the-home-advantage-with-paige/id1682135776?app=podcast https://music.amazon.com/podcasts/85031785-238f-433a-bb2e-f4f7ee61a33d/unpacking-the-home-advantage-with-paige #theloanofficerpodcast #loanofficer #loancourse #mortgage

Let’s get into it: It’s the end of the year! - EP #31

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/11/8/13/e524f47a-5778-448c-8f88-a98c6d59ec81_b060-47828170bf7e__online-audio-converter.com_.mp3

Let&#39;s dive into outside of the box programs! In today&#39;s episode, I&#39;m going to dive into asset depletion! All things Roth IRA&#39;s, Real Estate, Stocks and Crypto, and cash. Unpack mortgage knowledge, lingo, loan programs, and qualification guidelines for ordinary people. Dive deep into the loan process through an underwriter’s eyes. Learn how to use your home equity to become debt free and grow your real estate portfolio without years of experience. This podcast is to give a clear understanding of the loan world for consumers, empowering them to obtain buying power and win in the real estate game. Reach out for full-service mortgage assistance including realtors and home insurance connections and mortgage coaching. Let&#39;s get unpacking...with Paige Ashby. Socials:<a href="https://www.youtube.com/redirect?event=video_description&q=https%3A%2F%2Fwww.instagram.com%2Funpackingthehomeadvantage%2F&redir_token=QUFFLUhqbmtLU25zSkVXTG9YMVVBV0lNcERPUVZhN2p1d3xBQ3Jtc0trUGRobWJld2xMTUw5ZEtiR2VteXctY0p0dEd4QVRuSlpBMHlvaTFJekpDcnVUWlA4QVJxMEN6TFRfWjI2ZnZFMk1wLVZLLXQwV0daT0VtS0p6Rm9DcUJ2YXZpOU1aSWN1QnZRUGN3ZGNfQURLYUdsOA&v=lIlZDfeqWmY" rel="nofollow"> <img src="https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png"> / unpackingthehomeadvantage  </a> <a href="https://www.youtube.com/redirect?event=video_description&q=http%3A%2F%2Fwww.facebook.com%2FPaigeAshby1313&redir_token=QUFFLUhqbDlJdlZvZXlWdWQwTkxUXzdUX1d3UjlFcXh6d3xBQ3Jtc0tudVZLcFlPbThldlFrOGxDdjJYbHRhblJpLUhKYXJEdE5TSFhjNlJ0cjBJNkpPeHJzbkh3YnRETHBGeTBmVGlhck9XWUdmQndOVFhpWDFNUW9uQnhfancyOU1CcUtOMVpLXzAxTGpZLTJjR09uZ1ZoYw&v=lIlZDfeqWmY" rel="nofollow"> <img src="https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png"> / paigeashby1313  </a> <a href="https://www.youtube.com/redirect?event=video_description&q=http%3A%2F%2Fwww.linkedin.com%2Fin%2Fpaige-ashby-lending&redir_token=QUFFLUhqazBkME5XbWJWdWU4TkJiTnZNSFdPMHpDNlNGZ3xBQ3Jtc0tsaUpaWllCQzIyMDlCQjA3QU93N0dUUzFxZk84c0kyZHdNc0g4ZkplZmw2alFpMlNyNnJ2Nll0NkMtM1VCNGIzNXR6QnRHeDlQalBVLVlkeDBEY2pQYUZPYWpyWkxjRmNiTTZsVGxBQ3djMU02M3NVdw&v=lIlZDfeqWmY" rel="nofollow"> <img src="https://www.gstatic.com/youtube/img/watch/social_media/linkedin_1x.png"> / paige-ashby-lending  </a> unpackingthehomeadvantage@gmail.com

Outside of the box Programs - EP. #30

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/10/8/12/0183c2c9-dfe8-4791-a258-baf367c37fb2_37-d77da6fd4346_2__online-audio-converter.com_.mp3

Unpack mortgage knowledge, lingo, loan programs, and qualification guidelines for ordinary people. Dive deep into the loan process through an underwriter’s eyes. Learn how to use your home equity to become debt free and grow your real estate portfolio without years of experience. This podcast is to give a clear understanding of the loan world for consumers, empowering them to obtain buying power and win in the real estate game. Reach out for full-service mortgage assistance including realtors and home insurance connections and mortgage coaching. Let&#39;s get unpacking...with Paige Ashby Socials:<a href="https://www.youtube.com/redirect?event=video_description&q=https%3A%2F%2Fwww.instagram.com%2Funpackingthehomeadvantage%2F&redir_token=QUFFLUhqbmtLU25zSkVXTG9YMVVBV0lNcERPUVZhN2p1d3xBQ3Jtc0trUGRobWJld2xMTUw5ZEtiR2VteXctY0p0dEd4QVRuSlpBMHlvaTFJekpDcnVUWlA4QVJxMEN6TFRfWjI2ZnZFMk1wLVZLLXQwV0daT0VtS0p6Rm9DcUJ2YXZpOU1aSWN1QnZRUGN3ZGNfQURLYUdsOA&v=lIlZDfeqWmY" rel="nofollow"> <img src="https://www.gstatic.com/youtube/img/watch/social_media/instagram_1x.png"> / unpackingthehomeadvantage  </a> <a href="https://www.youtube.com/redirect?event=video_description&q=http%3A%2F%2Fwww.facebook.com%2FPaigeAshby1313&redir_token=QUFFLUhqbDlJdlZvZXlWdWQwTkxUXzdUX1d3UjlFcXh6d3xBQ3Jtc0tudVZLcFlPbThldlFrOGxDdjJYbHRhblJpLUhKYXJEdE5TSFhjNlJ0cjBJNkpPeHJzbkh3YnRETHBGeTBmVGlhck9XWUdmQndOVFhpWDFNUW9uQnhfancyOU1CcUtOMVpLXzAxTGpZLTJjR09uZ1ZoYw&v=lIlZDfeqWmY" rel="nofollow"> <img src="https://www.gstatic.com/youtube/img/watch/social_media/facebook_1x.png"> / paigeashby1313  </a> <a href="https://www.youtube.com/redirect?event=video_description&q=http%3A%2F%2Fwww.linkedin.com%2Fin%2Fpaige-ashby-lending&redir_token=QUFFLUhqazBkME5XbWJWdWU4TkJiTnZNSFdPMHpDNlNGZ3xBQ3Jtc0tsaUpaWllCQzIyMDlCQjA3QU93N0dUUzFxZk84c0kyZHdNc0g4ZkplZmw2alFpMlNyNnJ2Nll0NkMtM1VCNGIzNXR6QnRHeDlQalBVLVlkeDBEY2pQYUZPYWpyWkxjRmNiTTZsVGxBQ3djMU02M3NVdw&v=lIlZDfeqWmY" rel="nofollow"> <img src="https://www.gstatic.com/youtube/img/watch/social_media/linkedin_1x.png"> / paige-ashby-lending  </a> unpackingthehomeadvantage@gmail.com

Q&A Home Buying Edition - EP #29

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/9/17/22/1e62c52c-5151-481c-a679-6d4f27cb9129_a0-c9d613c4c61f_2__online-audio-converter.com_.mp3

Are you a new loan officer looking to ace your next interview? In this video, we dive deeper into the art of confident interviewing. Learn essential tips and tricks to make a lasting impression, showcase your skills, and land your dream job. From crafting compelling answers to handling tough questions, we&#39;ve got you covered. Watch now and boost your confidence for your next interview!Unpack mortgage knowledge, lingo, loan programs, and qualification guidelines for ordinary people. Dive deep into the loan process through an underwriter’s eyes. Learn how to use your home equity to become debt free and grow your real estate portfolio without years of experience. This podcast is to give a clear understanding of the loan world for consumers, empowering them to obtain buying power and win in the real estate game. Reach out for full-service mortgage assistance including realtors and home insurance connections and mortgage coaching. Let&#39;s get unpacking...with Paige Ashby. Socials:https://www.instagram.com/unpackingthehomeadvantage/http://www.facebook.com/PaigeAshby1313http://www.linkedin.com/in/paige-ashby-lendingunpackingthehomeadvantage@gmail.com

How to Interview with Confidence - PT 2 #28

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/9/17/22/2290e8e8-8286-4270-8865-72a52a7b60af_industry.mp3

Let&#39;s deep dive into important points you need to know to understand the mortgage industry! Unpack mortgage knowledge, lingo, loan programs, and qualification guidelines for ordinary people. Dive deep into the loan process through an underwriter’s eyes. Learn how to use your home equity to become debt free and grow your real estate portfolio without years of experience. This podcast is to give a clear understanding of the loan world for consumers, empowering them to obtain buying power and win in the real estate game. Reach out for full-service mortgage assistance including realtors and home insurance connections and mortgage coaching. Let&#39;s get unpacking...with Paige Ashby ﻿Socials:https://www.instagram.com/unpackingthehomeadvantage/http://www.facebook.com/PaigeAshby1313http://www.linkedin.com/in/paige-ashby-lendingunpackingthehomeadvantage@gmail.com

Understanding the Mortgage Industry - PT 1 #27

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/9/17/22/67b9e540-9b4d-4166-bf4d-818071422e74_b3bc-a80d8eec8bdf__online-audio-converter.com_.mp3

Today I’m sharing with you guys… a MARKET UPDATE ✨ Let’s dive into Consumer Price Index (CPI) in this video. Follow along with me as we look at reports and graphics for June 2024! Socials:https://www.instagram.com/unpackingthehomeadvantage/http://www.facebook.com/PaigeAshby1313http://www.linkedin.com/in/paige-ashby-lendingunpackingthehomeadvantage@gmail.com

Consumer Price Index: Market Update - #26

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/5/3/13/2d688ea6-2a39-4f46-9736-b267e5635b91_when_will_the_housing_market_recover__-__254.mp3

Hi guys!In today&#39;s episode we are going to be taking a look at important events that need to happen in order for the housing market to recover. From interest rates cooling off, inventory of the homes, expected trends, and purpose of home buyers/sellers! Hang in until the end of the episode for more information and how to connect with me, your mortgage loan expert!_________________Say hi on Socials &amp; Listen to Unpacking the Home Advantage PODCAST here:<img src="https://encrypted-tbn3.gstatic.com/favicon-tbn?q=tbn%3AANd9GcQqzHpvesYBsmdBWDYRugCp85G91_-8BqpRJCqkxzl3sWgZa49u-jBCd5bzJhXJYOZjTQYo5t8mhvsLis-Syy1nIqFtNrFoovCj3bE34cmrKiRjMopfxQ" height="24" width="24">: <a href="https://www.youtube.com/redirect?event=channel_description&q=https%3A%2F%2Fwww.instagram.com%2Funpackingthehomeadvantage&redir_token=QUFFLUhqbVBwSldia25ocnUzcHdqZThJbVpDUUxxaWtFd3xBQ3Jtc0tsN1hLOHdza1J5d3lEVGg3SVF6WFVIeXlRTTlSdEREVUNRVHkzY1lsVnVLV0FJUHZLdG1FU0FEVVBQYmw2aXRSdnBCc0lIeHJMVjJ2a21RbzVuQlpUaklXNGVqc29DYnd4eG1rbXA4WmNSZFRhSGJuNA" rel="nofollow">instagram.com/unpackingthehomeadvantage</a><img src="https://encrypted-tbn2.gstatic.com/favicon-tbn?q=tbn%3AANd9GcQHygtrmhPtdFHoQ_Ycck3OuSFzfbSoZ8nGcD0bXA0IxLXVFX5qf64oxsDYZBmLPj7T2mfvIHe5_9FLdKSUxO_szsWg75_0LsBNMmP8WFaCKO83KDY2" height="24" width="24">: <a href="https://www.youtube.com/redirect?event=channel_description&q=https%3A%2F%2Fopen.spotify.com%2Fshow%2F2LU8FOvQEmpipTkX4qqeWi%3Fgo%3D1%26sp_cid%3D37fbab5280faa54f749ca0e3176247f2%26utm_source%3Dembed_player_p%26utm_medium%3Ddesktop%26nd%3D1%26dlsi%3D3b9803c3fd804bf3&redir_token=QUFFLUhqa1I3cl92NHlwM2lTcTB1V3JfWklVRDRsQ05uQXxBQ3Jtc0trMG9ZUEo2aWNpOG5kN1prSmR5eXhWdUlRMHNXa0FXLXRvZ21zZVpLc3Npd3M4QlBzNXNiM2JDV0JWQVJfcFp1Zk5LeU15dDFTYjhXSjE4Zl9IWHVnUS15UUU0VEx3ME9wR2lBY2UtWXpmZ18wNjkzYw" rel="nofollow">open.spotify.com/show/2LU8FOvQEmpipTkX4qqeWi?go=1&amp;sp_cid=37fbab5280faa54f749ca0e3176247f2&amp;utm_source=embed_player_p&amp;utm_medium=desktop&amp;nd=1&amp;dlsi=3b9803c3fd804bf3</a><img src="https://encrypted-tbn2.gstatic.com/favicon-tbn?q=tbn%3AANd9GcQ2E5wXZHUgdT8EXhnuelVGl1qJQdOfyP21euu6ltBoLIXHaqYb84EkEh-PrzYNLxx-57wFWaN4mS_HIEwEp-TK0SKHgm8PDj0SxeAryH-q4Y2AH2g8" height="24" width="24">: <a href="https://www.youtube.com/redirect?event=channel_description&q=https%3A%2F%2Fmusic.amazon.com%2Fpodcasts%2F85031785-238f-433a-bb2e-f4f7ee61a33d%2Funpacking-the-home-advantage-with-paige&redir_token=QUFFLUhqbEZnM25yS3Ntd2pRXzI3bkhHckNIeWFfZDVpd3xBQ3Jtc0trRmhkWTZCQ3pJcGpuUmd2N0ZlUjIxUnVIRHYyT2ZIMVNzbW5iM0hlSkR6ak1KRklodFRTdjVZS0VWMkk0cmhkNzNtbTlXMHhaSzhIWW5FSkR1RWlnc2pfQ3NEWVhCRWdkYXB2V0VZZUJzeExxaVZRYw" rel="nofollow">music.amazon.com/podcasts/85031785-238f-433a-bb2e-f4f7ee61a33d/unpacking-the-home-advantage-with-paige</a><img src="https://encrypted-tbn0.gstatic.com/favicon-tbn?q=tbn%3AANd9GcTCBz-LbodDIwzb5-2jckzYhO6bKuBODOGdprVvulypB4oY2B7tkolJoqHZgqywtLz_QO8gTrWtboGuL_gica9fToprdC2EqTkXyS4_GVqN5SaGUx8kMMk" height="24" width="24">: <a href="https://www.youtube.com/redirect?event=channel_description&q=https%3A%2F%2Fpodcasts.apple.com%2Fus%2Fpodcast%2Funpacking-the-home-advantage-with-paige%2Fid1682135776&redir_token=QUFFLUhqbmRZOFBIUFdEMDJlTzhhNEVGNGdTZHY1SUEzUXxBQ3Jtc0ttNUlydHlkMjJvbmZEUXRhTWh6WUhBdkx0ZEpYaTBfNEZvSGVGZFJEZHk3Zjl4TVVWUGgwcHRrUFJBb3VUMzFPT2I4V0pwbi1lemlCZVlxOGloU1pMUzIteTFTczI5cDhXdGlUOGdkYUlPRE44LVQtWQ" rel="nofollow">podcasts.apple.com/us/podcast/unpacking-the-home-advantage-with-paige/id1682135776</a><img src="https://encrypted-tbn3.gstatic.com/favicon-tbn?q=tbn%3AANd9GcS10Cr8iHSK1a0qx8-9odz5522h9CMmhhf_EwgJepaHBw3ehlRUpDGVFOyxKaxzr7O5nXrl29oSSE5MpEF4y9qMju_rxPsVeZ-jW_6SOODk_3SPfJoH" height="24" width="24">: <a href="https://www.youtube.com/redirect?event=channel_description&q=https%3A%2F%2Fwww.facebook.com%2FPaigeAshby1313&redir_token=QUFFLUhqbmVCMlZqcG1YU0VNWnpUZFQ3eUpLWDdTRnZ3QXxBQ3Jtc0ttLWNnSnVuSXNMWXdDU2YxdVhCRzd2aWlnQ1FoTDJaOUY1dHJ3R19ubGxWS1EteFpjYllCQTF2NDBVUTZ6bklZd3VEbGNqMVJDT19ESWRTVTkzSmZ1WC1qMWZVa2wzbjE1OVVncS1mdzdFZUd3SXNXbw" rel="nofollow">facebook.com/PaigeAshby1313</a> #theloanofficerpodcast #loanofficer #loancourse #mortgage

Hi guys!

In today&#39;s episode we are going to be taking a look at important events that need to happen in order for the housing market to recover. From interest rates cooling off, inventory of the homes, expected trends, and purpose of home buyers/sellers! Hang in until the end of the episode for more information and how to connect with me, your mortgage loan expert! 

_________________

Say hi on Socials &amp; Listen to Unpacking the Home Advantage PODCAST here:

instagram.com/unpackingthehomeadvantage

open.spotify.com/show/2LU8FOvQEmpipTkX4qqeWi?go=1&amp;sp_cid=37fbab5280faa54f749ca0e3176247f2&amp;utm_source=embed_player_p&amp;utm_medium=desktop&amp;nd=1&amp;dlsi=3b9803c3fd804bf3

music.amazon.com/podcasts/85031785-238f-433a-bb2e-f4f7ee61a33d/unpacking-the-home-advantage-with-paige

podcasts.apple.com/us/podcast/unpacking-the-home-advantage-with-paige/id1682135776

facebook.com/PaigeAshby1313


#theloanofficerpodcast #loanofficer #loancourse #mortgage

When will the Housing Market Recover? - #25

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2024/4/10/17/c0e30f48-e1a2-4656-95bf-811798efb640_episode24.mp3

In today’s episode, we will be unpacking how to become a loan officer part two! Socials:  ￼www.instagram.com/unpackingthehomeadvantage   <a href="https://www.linkedin.com/in/paige-ashby-lending/" rel="nofollow">https://www.linkedin.com/in/paige-ashby-lending/</a>   unpackingthehomeadvantage@gmail.com #theloanofficerpodcast #loanofficer #loancourse #mortgage

How to Become a Loan Officer (Part Two) - #24

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/12/23/18/dee5d69a-dc20-4405-907a-2c33a174d2d0_uthaepisode22.mp3

Unpack mortgage knowledge, lingo, loan programs, and qualification guidelines for ordinary people. Dive deep into the loan process through an underwriter’s eyes. Learn how to use your home equity to become debt free and grow your real estate portfolio without years of experience. This podcast is to give a clear understanding of the loan world for consumers, empowering them to obtain buying power and win in the real estate game. Reach out for full-service mortgage assistance including realtors and home insurance connections and mortgage coaching. Let&#39;s get unpacking...with Paige Ashby. Socials:https://www.instagram.com/unpackingthehomeadvantage/http://www.facebook.com/PaigeAshby1313http://www.linkedin.com/in/paige-ashby-lendingunpackingthehomeadvantage@gmail.com

Updated Guidelines And How They Affect You - #22

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/12/23/18/2d5663f5-a63d-4c65-a7a4-579614d9b3af_uthaepisode23.mp3

How To Become a Loan Officer (ft. Rocco Loguerico) - #23

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/12/9/21/12020242-091c-4084-80d3-2d8fff29e02e_uthaepisode21.mp3

What Is The 1031 Exchange? - #21

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/11/29/20/0c7ebf59-1bd1-4f5e-a7ac-37819cb043f4_uthaepisode20.mp3

Should You Put Your Property Into an LLC? - #20

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/11/2/21/09e85281-e560-414f-a4b5-a36203db77c4_uthaepisode19_.mp3

What Is a Loan Estimate Closing Disclosure? - #19

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/9/20/18/3679d040-2153-446c-a2d9-fa3972f44bec_uthaepisode18.mp3

What Is Happening In The Lending World? - #18

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/8/30/14/840b806f-7469-4032-af70-0a8855bb4bb5_uthaepisode17.mp3

What Is an Interest Rate Buydown? - #17

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/8/23/18/ae7af66d-ca92-4168-9d43-b43ee3b0867e_uthaepisode16.mp3

What Are The Searches For Mortgages? - #16

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/8/16/21/32c74775-b0d8-4b5c-a10e-606935b930c2_uthaepisode15.mp3

What Is The DSCR Program? - #15

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2023/8/2/17/987f1850-4103-423b-9098-50a02cd7904a_uthaepisode14.mp3

Finding The Right Loan Officer - #14

Simplifying mortgage programs and lingo to have the buying power advantage. Give steps to utilize equity to grow your real estate portfolio.

Unpacking mortgage knowledge, lingo, loan programs and qualification guidelines for ordinary people. With my 20+ years experience, we'll deep dive into the loan processing through an underwriter’s eyes. Will show how to use your home equity to become debt free and give you options to grow your real estate portfolio without years of experience. This podcast is to give a clear understanding of the loan world for consumers to have the buying power and win in the real estate game.
I also offer my full service mortgage needs (loans, relators, home insurance) and mortgage coaching.

