• Tax Benefits for Homeowners: Expert Tips

    In this episode of The Home Show, We discuss how the Tax Code and Real Estate can make you wealthy with Camari Ellis, a seasoned tax professional with over 30 years of experience. Mr. Ellis provides insights into the tax benefits of homeownership and shares practical advice on tax planning and financial education. The conversation revolves around whether buying a home to save on taxes is wise and how the tax code can help build generational wealth. We also explore how homeownership can provide stability and create lasting family memories. Lastly, we discuss the need for a collective approach to buying property and creating a solid money team for financial success.

    00:00 Introduction and Welcome

    00:00 Introducing the Guest: A Tax Professional

    00:32 The Importance of Financial Education

    01:47 The Power of Real Estate in Tax Planning

    01:51 Understanding Tax Credits and Home Ownership

    02:04 The Strategy of House Hacking

    04:41 The Tax Benefits of Running a Business from Home

    07:23 The Emotional Value of Home Ownership

    08:29 The Importance of Buying a Home You Can Afford

    09:31 Tax Benefits of Selling Your Home

    09:59 The Reality of Real Estate Investments

    10:03 The Importance of Location in Real Estate

    10:03 The Power of Homeownership

    10:54 The Risks of Overspending on a Home

    11:36 Building Your Money Team

    12:15 The Power of Insurance

    13:05 The Impact of Student Loans on Homeownership

    13:21 The Capital Gains from Home Appreciation

    17:34 The Power of Multi-Generational Living

    19:49 The Importance of Community in Homeownership

    20:20 Closing Thoughts on Homeownership


    Guest Information:ย 

    Camari Ellis, EA

    Website

    Appointment

    YouTube


    NMLS: 180100 | 115140

    19m | Feb 12, 2024
  • Boost Your Credit Scores for FREE! - First-Time Homebuyers

    #creditscore #creditrepair #firsttimehomebuyer

    Hey there, it's Robert! In this video, I'll talk about FICO scores, including FICO Score 9, FICO Score 8, and Vantage Score 3.0. I'll show you how these models can give you different credit scores, especially when it comes to home loans. We'll dive into credit models like FICO Classic V5, FICO Classic V4, and FICO V2.


    I'll stress the importance of keeping your revolving credit balances low and paying them off regularly. We'll also explore revolving lines of credit and using free tools to keep an eye on your credit. Plus, I'll explain how the statute of limitations on debt varies from state to state.


    Remember, handling your credit wisely is crucial because it affects everything we do as Adults.


    00:00 Intro

    01:28 Understanding Credit Scores

    04:44 The solution isn't more Debt

    12:37 Free Credit Plan Review

    17:12 How Long to Re-establish a credit history | FHA Loan


    Data Sources:

    - https://www.creditinfocenter.com/risk-factor-reason-codes-what-they-mean-on-your-credit-report/

    - https://www.investopedia.com/fico-credit-scores-explained-5072985

    - https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/consumer-reporting-companies/companies-list/?page=1

    - https://www.incharge.org/understanding-debt/credit-card/what-is-statute-of-limitations-all-50-states/


    #creditscore #creditrepair #firsttimehomebuyer


    NMLS 180100 | 1151140






    18m | Feb 5, 2024
  • Planning for the Future: The Key to Financial Security and Peace of Mind

    Understanding the Importance of Estate Planning and Life Insurance: A Conversation with Marcus Castille


    In this unique episode of the Home Show, the host dives into a critical aspect of homeownership - estate planning and life insurance, with special guest Marcus Castille. Mr. Castille shares insights from his professional perspective as a former educator turned full-time life insurance and investment advisor. The duo underscores the need for homeowners to protect their assets for themselves and future generations. Mr. Castille explains the insurance and investment options appropriate for different age and health scenarios. They also discuss common misconceptions surrounding life insurance and how to select the correct policy. The episode aims to educate listeners on communication, planning, and making informed life insurance and estate planning decisions.

    Connect with Host:


    Connect with Guest:

    Consult with Mr. Castille. Get a free copy of " I'm Dead Now What."


    00:00 Introduction to the Importance of Life Insurance

    00:32 Guest Introduction: Marcus Castille

    01:37 Understanding the Importance of Insurance for Generational Wealth

    03:54 The Role of Estate Planning in Wealth Transfer

    04:58 The Importance of Normalizing Conversations about Money and Death

    05:11 Understanding Different Types of Insurance Policies

    07:56 The Power of Investing and the Importance of Early Insurance

    10:33 Addressing Misconceptions about Life Insurance

    11:06 Steps to Take When Seeking Life Insurance

    11:43 Conclusion and Contact Information

    11:55 Introduction

    11:55 Drawing from Scriptures


    NNLS 180100 | 1151140

    12m | Jan 29, 2024
  • Redlining and Its Impact on Building Wealth Through Homeownership

    In this podcast episode, the host discusses the discriminatory practice of redlining and its long-term effects on homeownership and community development in the U.S. The episode explores how redlining has hindered access to resources and quality education, emphasizing the need for change in the housing industry. Solutions such as support programs for affected communities are discussed, and the host urges industry professionals and officials to facilitate homeownership opportunities. Listeners are encouraged to seek help in achieving homeownership and to share the episode, with a promise of future content simplifying residential home loan topics.


    ๐Ÿ“… Schedule a consultation


    (00:00:00) Redlining and its impact: Discussion of redlining, its historical context, and its impact on homeownership and communities in the United States.

    (00:01:44) Redlining still exists: Acknowledgment of the continued existence of redlining and the need to address implicit bias in the housing industry.

    (00:03:16) Devastating effects of redlining: Exploration of the long-lasting impact of redlining on communities, wealth building, and access to education and resources.

    (00:04:51) Sanctions and effects of redlining: examples of recent sanctions related to redlining and the lingering effects of this discriminatory practice.

    (00:08:15) Solutions to reverse redlining: Discussion of programs, such as the purchase-plus program, aimed at reversing the negative effects of redlining and promoting homeownership in underserved areas.

    (00:11:10) Call to action and raising awareness: encouragement for industry professionals and individuals to raise awareness about housing programs and debunk myths about homeownership requirements.

    (00:12:28) Conclusion and call for assistance: closing remarks inviting individuals to reach out for assistance in achieving homeownership and the importance of sharing informative episodes.


    Data Sources:

    • https://www.law.com/dailybusinessreview/2023/10/20/us-attorney-general-ameris-bank-reach-redlining-settlement/?slreturn=20240021162323
    • https://finance.yahoo.com/news/patriot-bank-pay-1-9m-111815654.html


    NMLS 180100 / 1151140

    redlining, homeownership, communities, United States, discrimination, racial, ethnic, wealth building, access to education, resources, housing industry, underserved communities, programs, industry professionals, city officials, homeownership goals, residential home loans

    13m | Jan 22, 2024
  • Unlocking the Potential of Your Home's Equity: A Deep Dive into HELOCs and Home Equity Loans

    I Explain the distinctions between home equity loans (HELOANS) and HELOCs in this podcast episode. A home equity loan provides a lump sum with a fixed interest rate, while a HELOC offers flexible withdrawals with an adjustable rate tied to the prime rate. The host discusses both features, including interest calculations and repayment terms. HELOCs suit those needing flexible cash access, whereas home equity loans are for those desiring stable payments and immediate funds. I stress the importance of professional advice when choosing between the two, considering personal financial situations and current mortgage rates.

    00:00:00 Difference between a HELOC and a HELOAN: Anย Explanation of the differences and definitions of a home equity loan and a home equity line of credit.

    00:01:28 Features of a HELOC and a HE loanย Details about the features of a home equity line of credit and a home equity loan, including interest rates, payment structures, and prepayment penalties.

    00:05:35 Considerations for choosing a HELOC or a HE loanย Factors to consider when deciding between a home equity line of credit and a home equity loan include cash flow, access to cash, and stability of payments.

    00:08:12 Benefits and mindset behind home equitiesย Explanation of the mindset behind utilizing home equities, considering current mortgage rates and the potential benefits of accessing home equity.


    ๐Ÿ“… Schedule a consultation



    Data Sources:


    NMLS 180100 / 1151140

    home equity loan, home equity line of credit, HE loan, HELOC, differences, features, benefits, considerations, second mortgage, fixed interest rate, adjustable rate, index, margin, prime rate, interest-only loans, prepayment penalties, cash flow, periodic access, flexibility, fluctuating interest rates, stable payments, mortgage rates, professional advice, potential borrowers

    10m | Jan 17, 2024
  • The Real Estate Commission Revolution: The $1.8B Verdict

    Hey guys, Robert Here. How homes are sold will never be the same after the 1.8 billion dollar Verdict was handed down in a Missouri court on Tuesday. We anticipate a lengthy appeals process before the matter is fully settled, but the writing is on the wall for how sellers and buyers pay for representation in the future.


    ๐Ÿ“… Schedule a consultation - //https://linktr.ee/Lend2usa

    5m | Nov 6, 2023
  • Escape the Investor Takeover - Compete and Win!

    Hey Guys, Robert here. Investors are buying affordable homes at high rates, making it harder for the average American to get onto the property later. In this episode, you will learn how to compete and win so that you can achieve your goal of homeownership.


    Schedule a home loan consultation

    ๐Ÿ“… https://Linktr.ee/Lend2usa


    #firsttimehomebuyer #real estate #mortgage #home #housing #housingmarket #inflation

    17m | Oct 23, 2023
  • Securing Lower Rates: Tips for First-Time Home Buyers

    Welcome back to the show. I will explain how future homebuyers can lower their interest rate in this episode. If you have any questions or need additional help?

    Schedule a no-cost consultation. My Team and I would love to help you reach your homeownership goal.

    ๐Ÿ“… Schedule a Home Loan Consultation: // https://linktr.ee/Lend2usa


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government


    #housingmarket #loans #firsttimehomebuyer #homeownership #inflation #mortgagerates #homeloan #mortgage #house #home #housing #realestate #rent #interestrates

    7m | Oct 16, 2023
  • The Ultimate Guide to Choosing the Perfect Mortgage Lender

    With higher rates in the housing market in 2023, it is more important than ever to choose the right Mortgage Lender to help you find the best deal. In this video, I will explain a simple process to help a first-time homebuyer or a seasoned buyer choose the best Mortgage Lender.


    - ๐Ÿ“† Scheudle a Home Loan Consultation: // https://calendly.com/americanmb/15-minute-meeting-amb-hlc


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of Old Glory Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Old Glory Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

    8m | Oct 9, 2023
  • 7 STEP SYSTEM TO HOMEOWNERSHIP

    "If you fail to plan, plan to fail". In today's podcast, I share my Seven-step homebuyer system for those who want to purchase a home but don't know where to start.

    ๐Ÿ“… Schedule a Home Loan Consultation:

    https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

    15m | Sep 29, 2023
  • Unrealistic Expectations when buying home | Let's be honest

    I'm discussing the reality of buying a home in 2023 and beyond. Enjoy the episode and leave a comment. Enjoy

    ๐Ÿ“… Schedule a Home Loan Consultation:

    // https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

    8m | Sep 22, 2023
  • FHA The best Loan with Down Payment Assistance Programs

    Think you can't afford to buy a home because you don't have a big down payment? Think again! FHA loans and down payment assistance programs can help you buy a home with as little as 3.5% down.


    In this video, I'll explain 5 reasons why FHA loans are the best loan program to use with Down Payment Assistance programs.


    Whether you're a first-time homebuyer or a seasoned buyer looking to save money on your down payment, this video is for you. Watch now to learn how to buy your dream home with little money!


    ๐Ÿ“… Schedule a Home Loan Consultation:

    // https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

    6m | Sep 15, 2023
  • First-Time Buyer? Here's How to Get the Best Mortgage Rate

    Are you a first-time homebuyer? Congratulations! Buying a home is a big step, but it can also be an excellent investment. Your mortgage rate is one of the most important things to consider when buying a home. A lower mortgage rate can save you thousands of dollars over the life of your loan.


    In this video, I will share tips on getting the best mortgage rate as a first-time buyer. I'll cover things like:


    How to choose the right loan program

    Seller-funded buydown options

    How to improve your credit score


    So, if you're a first-time homebuyer looking for the best mortgage rate, watch this video!


    ๐Ÿ“… Schedule a Home Loan Consultation:

    // https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    00:00 Introduction

    00:32 Choose the Right Loan Program

    01:48 Seller Funded Buydown Options

    03:37 Choose the Right Partners

    03:57 You must have your down payment

    04:31 Credit Scores

    07:39 Recap



    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

    8m | Sep 8, 2023
  • Affordable Homebuying: 1% Down Program ๐Ÿก๐Ÿ’ฐ

    1% down payment and HomeReady great combo to fight home affordability


    ๐Ÿ“… Schedule a Home Loan Consultation:

    // https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

    10m | Sep 1, 2023
  • Escape Rent Spike! Buy Now! ๐Ÿ ๐Ÿ˜ฑ | Renting vs Owning

    ๐Ÿ  Don't let the misconception of renting being cheaper hold you back from achieving your dream of owning a home. It's time to take control of your financial future and create a stable foundation for yourself and your family.


    Join us in this eye-opening video as we provide practical insights for first-time home buyers like you. Let's navigate the path to homeownership together! ๐ŸŒŸ๐Ÿ”‘


    Hit that play button, and let's empower you with the knowledge to step confidently into homeownership. ๐Ÿ’ช๐Ÿก Don't miss out โ€“ your dream home awaits! ๐Ÿก๐Ÿ’•


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

    11m | Aug 25, 2023
  • ๐Ÿก Discover the Top 3 Must-Knows for Homebuyers! ๐Ÿก | Homebuyer tips

    If you're a first-time homebuyer or returning to the market, these crucial tips will demystify your financial journey. Learn about:


    ๐Ÿ”‘ Payment Shock: How to Prepare for Mortgage Payments

    ๐Ÿ’ฐ Residual Income: Find Out What Monies You Really Need After Closing

    ๐Ÿ”ง Maintenance Mastery: Unveiling the Essential Home Upkeep formula


    Prepare to crunch the numbers and navigate your home purchase like a pro! Watch now and empower your homeownership dreams. ๐Ÿ ๐Ÿ’ช


    ๐Ÿ“… Schedule a Home Loan Consultation:

    // https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government.

    9m | Aug 18, 2023
  • ๐Ÿšซ๐Ÿ’ธ Danger! 3 Vital Tips Before Down Payment Aid

    If you're considering buying a home, this video is a must-watch. Discover the crucial facts about down payment assistance that no one's telling you about. Don't let surprises catch you off guard โ€“ learn what you should know before making a move in the housing market. Stay informed, and stay empowered! Watch now. ๐Ÿ‘€


    ๐Ÿ“… Schedule a Home Loan Consultation:

    // https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    ๐Ÿ  Unlock Savings with MCC! | TSAHC 2023 ๐Ÿ‘€ ๐ŸŽ‰๐Ÿ’ฐ๐Ÿ”‘

    // https://youtu.be/27fFfyigWm8


    ๐Ÿ’ฐ๐Ÿ  Down Payment Assistance:

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

    10m | Aug 11, 2023
  • ๐Ÿ’ฐ Discover Easy Income Solutions! ๐Ÿก Make Your Dream Home Affordable! โœจ

    Welcome to our new video - ๐Ÿ’ฐ Discover Easy Income Solutions! ๐Ÿก Make Your Dream Home Affordable! โœจ


    In this video, we'll break down easy-to-understand income solutions that could help you unlock the door to your dream home!


    Here's what you'll learn:

    โžก๏ธTips on how to increase your income:

    //https://www.canva.com/design/DAFqaVIfVwc/2Hh2uUk35JAD8LjrOyinew/edit?

    utm_content=DAFqaVIfVwc&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton


    โžก๏ธFun and practical strategies to save for your future home


    โžก๏ธRemember to like, share, and subscribe for more helpful videos!


    ๐Ÿ‘€ Your dream home is closer than you think. Let's make it happen together!


    ๐Ÿ“… Schedule a Home Loan Consultation:

    // https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    ๐Ÿ  Unlock Savings with MCC! | TSAHC 2023 ๐Ÿ‘€ ๐ŸŽ‰๐Ÿ’ฐ๐Ÿ”‘

    // https://youtu.be/27fFfyigWm8


    ๐Ÿ’ฐ๐Ÿ  Down Payment Assistance:

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv



    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

    8m | Aug 4, 2023
  • ๐Ÿก๐Ÿšซ๐Ÿ˜ข Avoid House Buying Regrets! ๐Ÿšซ๐Ÿ˜ข๐Ÿก

    Hey there, future first-time homebuyers! Are you ready to take on the exciting journey of owning your dream home? ๐Ÿ™‹โ€โ™€๏ธ๐Ÿ  Well, we've got your back with some essential tips to help you steer clear of those pesky house-buying regrets!


    ๐Ÿ“… Schedule a Home Loan Consultation: https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    ๐Ÿ  Unlock Savings with MCC! | TSAHC 2023 ๐Ÿ‘€ ๐ŸŽ‰๐Ÿ’ฐ๐Ÿ”‘https://youtu.be/27fFfyigWm8


    ๐Ÿ’ฐ๐Ÿ  Down Payment Assistance: https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv


    Remember, we're here to support you every step of the way! Listen to our podcast for more insights, fun discussions, and success stories from Home-Buyers like you who found their perfect nest. Happy house hunting! ๐ŸŽง๐ŸŽ™๏ธ๐Ÿก


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. Any government agency has not approved this video.

    20m | Jul 28, 2023
  • ๐Ÿ  Unlock Savings with MCC! NOT just for First-Time Homebuyers ๐ŸŽ‰๐Ÿ’ฐ๐Ÿ”‘

    Unlock big savings with MCC! ๐Ÿ ๐Ÿ’ฐ The Mortgage Credit Certificate isn't just for first-time homebuyers. Discover how to reduce your mortgage interest and even access Down Payment Assistance! ๐ŸŽ‰ Join us as we break down the benefits of the MCC program, making your dream home more affordable than ever. ๐Ÿ”‘ Don't miss out on this opportunity to save, schedule a consultation, and confidently step into your new home! ๐Ÿก๐Ÿ’ธ.

    ๐Ÿงฎ Check out the TSAHC MCC CALCULATOR:

    // https://www.tsahc.org/homebuyers-renters/mortgage-credit-certificates


    ๐Ÿ“… Schedule a Home Loan Consultation:

    // https://linktr.ee/Lend2usa


    ๐Ÿ“Œ More Helpful Content:

    ๐ŸŽฅ ๐Ÿ ๐Ÿ“ The Ultimate Guide to Submitting a Home Loan Application Successfully! ๐ŸŽ‰๐Ÿ’ผ

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j5tVZuf5kgyUdVZjgjOYg0


    ๐Ÿ’ฐ๐Ÿ  Down Payment Assistance:

    // https://youtube.com/playlist?list=PLcXaJoDSsd2j2gtFvl93Cl6gen7TSm0bv



    Keywords: Mortgage Credit Certificate, MCC, Home buying, First-time homebuyer, Not first-time homebuyer, Mortgage interest, Tax credit, Down Payment Assistance, Affordable housing, Homeownership, Real Estate Finance, Tax savings, Mortgage rates


    Robert Elliott Lewis is a Federal Mortgage Loan Originator (NMLS 180100) licensed in all 50 states with American Mortgage Bank (NMLS 1151140), a Registered service market of First State Bank of Elmore City, and an Equal Housing Lender. Separately, Robert owns Lend2usa, an education company. Lend2usa is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. First State Bank of Elmore City is not affiliated with the VA, FHA, or any other government agency. Any government agency has not approved this video.

    21m | Jul 21, 2023
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