Own the Home, Rent the Land: Affordable Housing’s Hidden Catch

Could a factory-built home put the suburbs within reach—or leave buyers with a different affordability problem? In this episode of TechMobility Topics, I explore how manufactured and cross-mod homes could expand homeownership as labor shortages, tight inventory, and high mortgage rates squeeze buyers. But the purchase price tells only part of the story. When homeowners rent the land beneath their homes, rising lot rents and changes in community ownership can threaten the affordability they counted on.