Save $40,000 As A Homeowner With the S.A.L.T. Deduction!

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Most homeowners hear about the $40,000 SALT deduction for 2026, but very few understand how it actually works — or why so many people will miss it entirely.

In this episode, we break down what changed, who truly qualifies, and the specific tax decisions that determine whether this deduction helps you or quietly disappears. If you own a home and expect to itemize, this is one of those rules you need to understand before you file, not after.

This isn’t about loopholes or aggressive tax strategies. It’s about understanding the tax code well enough to avoid leaving money on the table in 2026.

Timecodes

00:00 Introduction to $40,000 SALT deduction

01:27 What SALT deduction includes

02:35 Itemizing deductions vs standard deduction

03:07 Changes with the Big Beautiful Bill

04:22 Income phase-out limits explained

05:25 Who benefits from the enhanced SALT deduction

06:28 Real-world SALT deduction example

07:07 Who does not benefit from SALT deduction

08:03 Client case study: $10,000 tax savings

09:18 Key takeaways and CPA advice

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