What To Do If You’re A Canadian Injured in the United States

9m | Sep 27, 2023

Are you a Canadian who's been injured while visiting the United States? If so, understanding your rights and navigating the complex world of cross-border accidents is crucial. In this episode, we delve into the intricacies of what happens when Ontario residents or Canadians find themselves injured south of the border.

Canadians are known for their love of travel, especially in the United States. But what happens if an accident occurs during your visit? The good news is that if you're from Ontario and have an Ontario auto policy, you have rights and protections that extend beyond the Canadian border. 

Watch the video on our YouTube channel:

What To Do If You’re A Canadian Injured in the United States - YouTube

00:00 Intro

00:40 Protection with the Ontario Auto Policy

01:17 First Party No Fault Benefits

02:03 Choosing between Canadian or United States Benefits

02:41 Advancing a Lawsuit Against the At Fault Party

03:05 Canadian Auto Insurance Policies Vs U.S. Auto Insurance Policies

03:44 Underinsured Motorist Claims in Ontario 

05:24 Should I get a Lawyer in Ontario or the State Where The Accident Occurred?

06:10 Working with Cross Border Lawyers in Canada and the United States 

07:33 Example of Canadian Injured In Florida

08:23 Do I Qualify For Accident Benefits or Underinsured Motorist Claims?

09:01 Have Questions? Contact Us Today!


If you've been recently involved in an accident, feel free to give us a call at any time for a FREE consultation.

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🌎 Visit our website at: (Ontario, Canada) (Florida, USA)


Join Andrew Iacobelli as he dives into the intricacies of what happens when Canadians are injured in the United States. In this episode, Andrew sheds light on how Ontario residents can still access their no fault benefits even when accidents happen in the U.S.

Andrew will also explore the critical decision of choosing between Canadian or US benefits and how this choice can affect your claim. Learn about insurance policy limits and how you can best protect yourself even if the U.S. driver has no insurance at all. With the right guidance, you can ensure your rights are protected, whether your claim takes place in the United States or in your own Canadian jurisdiction.

If you're a Canadian injured in the United States, we hope this episode will provide you with invaluable insights into your rights, benefits, and the importance of having the right legal representation on both sides of the border. If you have questions or need assistance, reach out for a free consultation.


This material is provided for informational use only, and is in no way intended to constitute legal advice. Nothing in this website is intended to be, and should not be construed as, legal advice or the formation of a lawyer-client relationship. You should not act on information contained in this podcast or video. If you have a legal question or issue, you should seek the advice of a lawyer. Past results are not necessarily indicative of future results and the amount recovered and other litigation outcomes will vary according to the facts in individual cases.


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