Top 3 Reasons Why Disability Claims are Denied: Avoid These Common Mistakes

10m | Jun 19, 2024

Navigating disability claims can be a daunting process, and the harsh reality is that many claims get denied. Join Andrew Iacobelli and Colton Leung from Iacobelli Law Firm, as they break down the top three reasons why disability claims are denied and what you can do to improve your chances of a successful claim. Disability claims are designed to protect individuals during vulnerable times by providing financial support when they're unable to work due to a disability. However, the criteria set by insurance companies can be stringent, leading to many claims being denied. It’s crucial to understand the key reasons behind these denials. 

By understanding these common pitfalls and preparing accordingly, you can significantly improve your chances of a successful disability claim. If you've faced a denial, remember that there are steps you can take to challenge it effectively.


Top 3 Reasons Why Disability Claims are Denied: Avoid These Common Mistakes - YouTube

00:00 Introduction to Disability Claims

00:17 #1 Understanding Disability Definitions

00:58 Change in Definition After Two Years

02:26 #2 Lack of Medical Documentation

03:44 What To Do If Your Disability Claim Is Denied

05:16 #3 Inconsistencies in Claims

06:30 Insurance Companies' Bias In Disability Claims

07:49 Legal Recourse and Punitive Damages

08:54 What Are Punitive Damages?

09:25 Recap and Final Advice

10:07 Have Questions? Contact Us Today!


If you've been recently involved in an accident, feel free to give us a call at any time for a FREE consultation.

📞 Calls are answered 24/7 at 1-866-234-6093

🌎 Visit our website at: (Ontario, Canada) (Florida, USA)


In today's video, Andrew and Colton from Iacobelli Law Firm shed light on the complex world of disability claims. Navigating this process can be daunting, and unfortunately, many claims end up being denied.

Join us as we break down the top three reasons why disability claims are often denied and steps you can take to improve your chances of a successful claim. Insurance policies have specific definitions for what qualifies as a disability. We will explain how these definitions can change over time and why it is crucial to understand and meet the criteria set by your insurance contract.

Insurance companies look for discrepancies between your claims and actual activities. Learn why detailed, consistent medical documentation is essential and how to ensure you have the necessary evidence to back up your claim. Andrew and Colton will also discuss the importance of maintaining consistency in your statements and actions to avoid giving insurers a reason to deny your claim.

Facing a denied claim can be frustrating, but don't lose hope. We hope this video will provide you with the knowledge and strategies to challenge a denial effectively. Contact us today if you believe your claim has been unfairly denied.


This material is provided for informational use only, and is in no way intended to constitute legal advice. Nothing in this website is intended to be, and should not be construed as, legal advice or the formation of a lawyer-client relationship. You should not act on information contained in this podcast or video. If you have a legal question or issue, you should seek the advice of a lawyer. Past results are not necessarily indicative of future results and the amount recovered and other litigation outcomes will vary according to the facts in individual cases.


Podcast Produced by 6Story

Audio Player Image
Personal Injury Law Podcast | Iacobelli Law Firm