401k Match Math: Priya's $128,454 of Free Employer Money

Priya is thirty-five, earns ninety thousand dollars, and over thirty years her own contributions total four hundred and twenty-eight thousand one hundred and seventy-nine dollars — plus one hundred and twenty-eight thousand four hundred and fifty-four dollars of employer match. The 2026 limit is twenty-four thousand five hundred dollars, thirty-two thousand five hundred at fifty plus. Run your own numbers: https://easyfinancecalc.com/401k-calculator/