Welcome to the EmpowerYou Financial with Eva Palacios! The purpose of this podcast is to add value to listeners by offering financial education and entertainment. Eva Palacios is a Credit Boss and spent 20+ years in Credit and Financial Education. Eva wants to share the wealth of information she learned through her experiences -- information that we weren&#39;t taught in school and may not have learned growing up. Eva wants to see everyone win and be empowered to live life on their own terms!

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Should you get the new iPhone 15?? | EmpowerYou Financial Podcast [Episode 126] Welcome back to the EmpowerYou Financial podcast! Okay, let’s get straight into it — the new iPhone 15. With the new updates also comes the priciest iPhone yet! Are you getting it?? Should you get it?? Should you not?? Is it worth it?? How can you MAKE MONEY by getting yourself a new device? What is Eva and her family doing about the new release?? There is are strategies and thoughts to be considered with everything, and a new phone isn’t any different — especially at the investment it would be! Listen in and learn about the thoughts to consider and the tricks you can use. These are the kind of gems that we share and talk about on a regular basis in our Lions community! Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! <a href="https://network-10961392.mn.co/sign_in" rel="nofollow">https://network-10961392.mn.co/sign_in</a> - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Visit Eva&#39;s website: <a href="https://www.evaempowers.com/" rel="nofollow">https://www.evaempowers.com/</a>

126. Should you get the new iPhone 15??

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Welcome back to the EmpowerYou Financial podcast! Guys, today’s episode is crucial to everything that’s going on RIGHT NOW in the state of California. In case you haven’t heard, top insurance companies (ex. AllState, State Farm) are not accepting new customers or renewing policies… on purpose. Because of this, there are so things you should consider, be on the lookout for, and stay on top of — especially if you have autopay set up for your policies. The last thing you need to worry about… is your policy cancelling due to this change. Listen in, take notes, and take action. These are the kind of gems that we share and talk about on a regular basis in our Lions community! Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Visit Eva&#39;s website: https://www.evaempowers.com/

125. Insurance for Property & Casualty in California

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How to network &amp; expand your community | EmpowerYou Financial Podcast [Episode 124] Welcome back to the EmpowerYou Financial podcast! Eva is back from Invest Fest and she is FIRED UP to share a few simple, practical gems for you guys to take away and implement when it comes to expanding your community! Your business and your branding cannot and will not grow without your community, so this is super important. It’s all about NETWORKING, especially at EVENTS! Eva will touch up on the things that she’s observed and learned at Invest Fest, and how you can make the most out of the conferences you attend and vendors you meet. Make exchanging contact info a priority, especially at conferences! Exchanging contact information can be seamless, easy, professional, and ‘savvy’ with Popl — a digital business card. You and your new potential clients or collaboration partners can be just 1 scan away from getting each other’s contact info. Get 20% off using link <a href="https://popl.co/?ref=JIGGYYOON" rel="nofollow">https://popl.co/?ref=JIGGYYOON</a>  These are the kind of gems that we share and talk about on a regular basis in our Lions community! Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! <a href="https://network-10961392.mn.co/sign_in" rel="nofollow">https://network-10961392.mn.co/sign_in</a> - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Visit Eva&#39;s website: <a href="https://www.youtube.com/redirect?event=video_description&q=https%3A%2F%2Fwww.evaempowers.com%2F&redir_token=QUFFLUhqbW10UDBWdGRpcW9tX1VSTGc5eFNabGxzWjduQXxBQ3Jtc0trdW9fS2RPWEtzNGVoODBmT2hzTzYtazdnajR0QVZVcjYwMl9YdDk0LUdJS3JxcE9BOGRYU2JqWmd1WmVlZjVQYi0zV0ZNbGhRcER2bWpCaVczT3Fvd3RBV2JERjRxS3FLMnp3UFpvTjIyZkdZanBfUQ&v=fgOD9phTTXA" rel="nofollow">https://www.evaempowers.com/</a>

124. How to network & expand your community

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How to Win Freedom | EmpowerYou Financial Podcast [Episode 123] Welcome back to the EmpowerYou Financial podcast! We hope you had a great 3-day weekend. Our friend David is back and, today, he and Eva will share what they had to do in the past to live the life they live today. From the decision-making, working, studying to running their own businesses and gaining time/financial freedom — all while being parents of multiple children growing up with all the games and sports practices to keep up with! We hope this episode can give you some ideas on new business endeavors or an extra stream of income to start working towards the life of freedom. These are the kind of gems that we share and talk about on a regular basis in our Lions community — where David is also a member! Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! <a href="https://network-10961392.mn.co/sign_in" rel="nofollow">https://network-10961392.mn.co/sign_in</a> - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Visit Eva&#39;s website: <a href="https://www.youtube.com/redirect?event=video_description&q=https%3A%2F%2Fwww.evaempowers.com%2F&redir_token=QUFFLUhqbW10UDBWdGRpcW9tX1VSTGc5eFNabGxzWjduQXxBQ3Jtc0trdW9fS2RPWEtzNGVoODBmT2hzTzYtazdnajR0QVZVcjYwMl9YdDk0LUdJS3JxcE9BOGRYU2JqWmd1WmVlZjVQYi0zV0ZNbGhRcER2bWpCaVczT3Fvd3RBV2JERjRxS3FLMnp3UFpvTjIyZkdZanBfUQ&v=fgOD9phTTXA" rel="nofollow">https://www.evaempowers.com/</a>

123. How to Win Freedom

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BYOB = Be Your Own Bank! | EmpowerYou Financial Podcast [Episode 122] Hey everyone! Welcome back to the EmpowerYou Financial podcast. We hope you enjoyed our last episode where David broke down Life Insurance 101 for you... because HE’S BACK on this episode! Today, David is going to teach you how to BYOB = BE YOUR OWN BANK! To hook you in, what this could mean is: by you learning the banking strategy, you’ll learn how you can put money in a policy instead of a bank so that you can lend yourself money rather than the bank lending you money — and that’s just one example! These are the kind of gems that we share and talk about on a regular basis in our Lions community — where David is also a member! Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple: https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify: https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Visit Eva&#39;s website: https://www.evaempowers.com/

122. BYOB = Be Your Own Bank!

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Life Insurance Explained | EmpowerYou Financial Podcast [Episode 121] Hey community! Welcome back to the EmpowerYou Financial podcast. Ok, first, we apologize for Eva’s audio quality on this episode. There was a hiccup, we will fix it, and make sure it doesn’t happen again :( BUT! Good thing we have a guest today who drops so many gems, and his mic is working great! :) Please welcome our friend, our very own go-to Life Insurance expert, David Garcia On this episode, we’re going to get to know David and his background a little bit to show you that financial literacy can be obtainable for ANYONE, no matter the background! Though David may not have grown up exposed to and equipped with certain resources, he started to get curious about learning more about life insurance only 5 years ago, as he moved toward his purpose where now he is a business owner for his company — Policies with a Purpose But, it wasn’t just his curiosity that sparked this journey. David was in a sudden car accident that resulted in fractures, dislocation, being rushed to the hospital while his wife was pregnant and they were in the midst of buying a new house at the time. The doctor told David he’d be out of work for 7 months. So, how did life insurance play into all of this? David will give you the 101s on what life insurance really is and address the misconceptions of it, explain living policies/benefits and death benefits, and so much more. Information like life insurance can feel overwhelming, so we hope this episode can be a gentle guide for you. Take the little bits and pieces, digest it, process it, and learn. It’s okay if you can’t implement it right away, it’s just always good to have more tools in your toolbox for when you’re ready! These are the kind of gems that we share and talk about on a regular basis in our Lions community — where David is also a member! Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! <a href="https://www.youtube.com/redirect?event=video_description&q=https%3A%2F%2Fnetwork-10961392.mn.co%2Fsign_in&redir_token=QUFFLUhqbFJPNndzQlpaeVVwdnBHX2F6TlZ2aXJodHFFUXxBQ3Jtc0trQW5qUWh0Uk1wOFJ5bkl1MHNUcUljdWgxWElRRW94Z0pQamZCdFpQYXJOd2dQbFNtTUxRVG9STWx0NklMODFxNnpTeXhWYk1ucm9mOVVqU21XcWw0eFRjZVFKVko3WURzZmYxY19FbVotMXc2cnFJVQ&v=4Ftx-n0qxgs" rel="nofollow">https://network-10961392.mn.co/sign_in</a> - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple: <a href="https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY" rel="nofollow">https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY</a> Spotify: <a href="https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR" rel="nofollow">https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR</a> Visit Eva&#39;s website: <a href="https://www.youtube.com/redirect?event=video_description&q=https%3A%2F%2Fwww.evaempowers.com%2F&redir_token=QUFFLUhqazNxbVdZMkVHTlRVbGxhUFBUNThyVVlxUVJrUXxBQ3Jtc0trMU93Y3FVa3FsYVBpVzlGMUdZZEtIUDB0WW9wRlJJemdxSWZvUGlPTjVFOVEwS3Bsb1htTDcyVXYzLXVHNzQtSk9LeEc3X0M4MGJEbW9CVFBUeUcxeGY1N204LWlraHYtbDVQMjNBVEJHdHhXRE5oVQ&v=4Ftx-n0qxgs" rel="nofollow">https://www.evaempowers.com/</a>

121. Life Insurance Explained

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Identity Theft | EmpowerYou Financial Podcast [Episode 120] Hey everyone! Welcome to today&#39;s podcast. We&#39;re continuing to talk about the scary money topics and giving you tips on how to prevent them from happening and/or how to get out of them if you&#39;re already in a situation. Today&#39;s main topic will be identity theft: The things you can do to prevent identity theft, how to look out for possible activities in the credit report that don&#39;t sound familiar, and how to recover in case you&#39;ve already experienced identity theft. We hope you&#39;re gaining a lot from these episodes and helping you understand you&#39;re never alone in these scary situations! Don&#39;t let the fear leave you scared alone — Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Visit Eva&#39;s website: https://www.evaempowers.com/

120. Identity Theft

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Scams, Fraudulent Activity, Identity Theft | EmpowerYou Financial Podcast [Episode 119] Hey everyone! We open up this week&#39;s episode with a THANK YOU &amp; KEEP GOING! When the going gets tough and you want to give up, even if you know it&#39;s God&#39;s plans, lean on prayer AND lead on community! Don&#39;t think that you have to face it all alone — let your tribe nourish you and fill you up with spirit when you&#39;re running low. On this episode, we&#39;re going to continue talking about some scary money topics. Today&#39;s gems will be about dealing with scams, fraudulent activity, and identity theft — Red flags to look out for, how to prevent them, Just when you think it could never happen to you, it absolutely can. Eva shares a client&#39;s real-life story about a text message and a phone call he receives from &#34;Chase&#34;, while even Eva has a story to share that happened just recently! It can happen to any of us, and it doesn&#39;t always have to be money in the bank — it can also be POINTS. Life advice: Don&#39;t ever play with Eva&#39;s points (this is a given). We hope this episode can educate and help you and your loved ones stay protected. We all deserve a peace of mind! Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

119. Scams, Fraudulent Activity, Identity Theft

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How to Handle Your Collection Debt | EmpowerYou Financial Podcast [Episode 118] Hey everyone! Welcome back to the EmpowerYou Financial Podcast. Last week, we talked about debt — specifically, credit card debt. This week, Eva&#39;s going to continue dropping gems about debt — specifically, collections! As always, we&#39;re here to remind you that you&#39;re never alone in this journey. The topic of collections is coming BECAUSE a few of you have messaged Eva and asked her for advice on how to handle your unique situations! While recovering from debt never has a One Size Fits All solution, here Eva shares some practical tips to help you get started on handling your collections. From helping you understand what collections are — how your debt ends up there to begin with, how seriously late payments affect your credit score, and how worsening situations can turn into a bigger rollercoaster — to how to ask your credit card companies for help to prevent collections altogether and the steps on how to pay off collections if you&#39;re already in it. Be sure to join Eva&#39;s brand new community platform and get plugged in ASAP for support, encouragement, new friends, and tips from Eva! https://network-10961392.mn.co/sign_in - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

118. How to Handle Your Collection Debt

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3 Practical Tips to Get Out of Credit Card Debt | EmpowerYou Financial Podcast [Episode 117]

117. 3 Practical Tips to Get Out of Credit Card Debt

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Road to a New Construction Home | EmpowerYou Financial Podcast [Episode 116] Welcome back to the podcast! On the last episode, Eva talked about everything homeownership — How to get started, what to do and consider once you&#39;re there, whether it’s a good idea or not to buy a home in today’s market, discussing where you&#39;d want to live, how to furnish your home, how to navigate mortgage loans, how to sell if you decide to... EVERYTHING! Today, Eva continues the conversation about homeownership and, on this episode, she talks about her experiences and why she loves being involved with new construction homes! Let&#39;s discuss incentives that builders and lenders can give, all the way to the moves and decisions you should be making when you&#39;re at your... say... 50th property?! Lots of bite sized information here. As always, bring your notepads and pens, learn a lil something, and drop your questions in the comments or join Eva&#39;s community! -- Join Eva&#39;s brand new community platform and get plugged in ASAP!! https://network-10961392.mn.co/sign_in - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

116. Road to a New Construction Home

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Road to Homeownership | EmpowerYou Financial Podcast [Episode 115] Welcome back to the podcast! On this episode, Eva is talking everything homeownership. From how to get started on your way to homeownership to what to do and consider once you&#39;re there! Whether it’s a good idea or not to buy a home today / in today’s market, what do discuss with your partner who you might be taking on this journey with, when you want to get married, where you want to live, how to furnish your home, how to navigate mortgage loans, how to sell if you decide to, even everything with the risk of losing a job one day. At EmpowerYou Financial, we understand financial literacy and building generational wealth can feel lonely and overwhelming. Let us remind you that you&#39;re never alone, walk alongside you, take all of the stressful information into bite-sized bits, so that you can see for yourself that everything you once thought was impossible are possible and that you are more than capable of making them all happen! Also, don&#39;t forget to join Eva&#39;s brand new community platform and get plugged in ASAP!! https://network-10961392.mn.co/sign_in - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

115. Road to Homeownership

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How to Empower You! | EmpowerYou Financial Podcast [Episode 114] Hey everyone, thank you all for sticking with us through the ups and downs of... LIFE!On this episode, Eva is back with pure excitement and energy to share with you everything you need to know about her new program and why SHE is YOUR credit coach!Get to know Eva from her professional experience and personal life all the way to ALL of the knowledge you&#39;ll be equipped with as her client — not just about credit, but about financial decisions, real estate, investing, and so much more — NOT TO MENTION the incredible community that is the Lions family :)Also! Don&#39;t forget to join Eva&#39;s brand new community platform and get plugged in ASAP!! https://network-10961392.mn.co/sign_in - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

114. How to Empower You!

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Unforeseen circumstances: Funeral expenses and resources that can help | EmpowerYou Financial Podcast [Episode 113] Hey everyone, thank you all so much for your continued support, love, and encouragement that you&#39;ve been sending Eva and her family as they mourn the passing of her mother. Delia has been peacefully laid to rest last week on a beautiful morning. On the last episode, Eva touched up on the importance of life insurance and how to get started on setting it up before it&#39;s too late. Okay, so we all understand how important life insurance is, but, what if we can&#39;t afford all that right now? On this episode, Eva talks about situations when we aren&#39;t prepared for all that&#39;s to come. How do we get through it? How do we survive? How do we recover? What sort of expenses are there to look out for? What do we do when the show must still go on and we still have to prepare for funerals, and take care of all of its expenses? Are there any resources and help? You and your family are deserving of spending time to properly mourn the passing of a loved one. We hope all of the information shared in these episodes can help you prepare now so that you don&#39;t have to deal with any surprises later at a time you should be grieving, as well as to help you pull through when you&#39;re going through it. These are tough conversations to have and things to think about, but, it&#39;s important information. We&#39;re here for you and we&#39;re in this together. - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

113. Unforeseen circumstances: Funeral expenses and resources that can help

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Blessings or Burdens | EmpowerYou Financial Podcast [Episode 112] Hey everyone, welcome back! We hope you used the last 2 weeks to catch up on all of the episodes while we took a break. We&#39;re saddened and heartbroken to share about the passing of Eva&#39;s beloved mother in the last week. From that experience, Eva talks about everything-life insurance in today&#39;s episode. From what it is and how you can get started all the way to how it can save your family&#39;s legacy and let your loved ones grieve properly without having to worry about family funds. We hope this episode can encourage you to see that your money journey is not just about you and for you, but it can truly help your entire family and the circles around you. Lastly, let us lift up Eva and her family during these tough times. Thank you for sticking with us and tuning in! - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

112. Blessings or Burdens

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Who are you partnering with? | EmpowerYou Financial Podcast [Episode 111] If you&#39;re a repeat listener (shoutouts to 30k downloads!), you know that Eva always talks about the value of your circle, your tribe, your community. On this episode, Eva dives in deeper about the standards and expectations she recommends you set when it comes to anyone you may develop relationships with — whether it&#39;s business partners, your team, collaborations, networking or even friends and family. You can only go so far alone, but if you have a partner who is ALSO dedicated and passionate about putting in the work it takes to succeed, imagine how much you&#39;d learn and grow! Take inventory of the people in your life. Listen in and take notes! - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

111. Who are you partnering with?

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Is it a cost or an investment? | EmpowerYou Financial Podcast [Episode 110] Let&#39;s start paying attention to our mindset around what we consider to be a cost vs an investment that can add value, enhance the experience, and have a positive return! On this episode, Eva shares how her trip to Italy with her sister went, and the lessons she&#39;s learned from flying Economy vs upgrading to Business Class. At first glance, the upgrade doesn&#39;t seem to be worth the spending. However, after being on a 10+ hr flight, Eva learns the consequences of that decision and how it actually COSTED her to stay in Economy vs if she would have upgraded — which she later decides to and shares her experience flying Business Class! Surround yourself with those who can inspire you to level up! Life doesn&#39;t always have to be &#34;this is how I&#39;ve always lived, so, it&#39;s fine, I can stay on this level.&#34; Let&#39;s get you to be excited about life and (responsibly) experiencing all that the world can offer! - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

110. Is it a cost or an investment?

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The Gift That Keeps On Giving | EmpowerYou Financial Podcast [Episode 109] Parents, have you ever thought about YOUR credit score being a GIFT for your KIDS?!? Setting your children up for success with your credit score will later bless them (AND YOU) once it&#39;s their time! Think about these examples: You won&#39;t have to co-sign anything because your kids wouldn&#39;t need you to. Your kids wouldn&#39;t have to pay high interest rates because of their credit score that you blessed them with. Listen in and take notes, and you may not have to worry about not knowing what to get your kids for their birthday this year! - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

109. The Gift That Keeps On Giving

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Relationships, Finances, Teamwork. | EmpowerYou Financial Podcast [Episode 108] Whether you&#39;re married, in a relationship, or single — listen up! On this episode, we&#39;re discussing how important teamwork, communication, and trust are in relationships, especially when it comes to finances! - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

108. Relationships, Finances, Teamwork.

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Man, there are just so many benefits to investing in the RIGHT coaches — whatever you may need some guidance for! Not only does it leave you with a peace of mind knowing that you don&#39;t have to second guess your moves and, so long as you follow their trusty strategy, you can focus on things that are most important to you — your kids, your family, your business, your time, etc. The right coach should also be able to show compassion towards your journey and reassure you that you aren&#39;t alone, and that you&#39;re at the right place. They should be able to give you practical strategies and stand by you every step of the way. Once you start taking yourself and your goals seriously, once you start to align your actions and investments with the future you want to have, not only will it positively impact the quality of your life, but it&#39;ll also change your environment and the people around you. This, however, all requires you to make the decision to invest in the right coaches — those who are professional, who carry themselves with integrity, and align with your core values. You don&#39;t know what you don&#39;t know, but the right coach will take you to levels you didn&#39;t know existed and EXPOSE you to experiences you didn&#39;t know you could access! - Listen to Eva&#39;s Podcast, EmpowerYou Financial with Eva Palacios: Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR Download Eva&#39;s FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook Access Eva&#39;s FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/ Visit Eva&#39;s website: https://www.evaempowers.com/

107. What coaches can do for you that you can't do alone!

Welcome To The EmpowerYou Financial with Eva Palacios! 

The purpose of this podcast is to add value to listeners by offering financial education and entertainment. Eva Palacios is a Credit Boss and spent 20+ years in Credit and Financial Education. Eva wants to share the wealth of information she learned through her experiences -- information that we weren't taught in school and may not have learned growing up. 

Eva wants to see everyone win and be empowered to live life on their own terms!