What if I told you that you can become a millionaire without paying a single dime in taxes? Sounds too good to be true? Think again! In the latest episode o"Tax-Free Living", I dive deep into the world of Roth IRAs and how this financial tool can help you build a tax-free nest egg worth a million dollars.

Le't's dive into :

1. Flexibility with Roth IRAs - Why you can always access your contributions without penalties, making it a fantastic tool for both retirement planning and emergency savings.
2. Beating Income Limits with the Backdoor Roth IRA Strategy- Even if you earn above the income limits for Roth IRA contributions, the backdoor strategy allows you to still benefit from tax-free growth.
3. How To Expedite Your Path with Better Investments- By becoming a savvy investor or opting for a Self-Directed Roth IRA, you can boost your returns and reach that million-dollar mark faster.

Whether you're just starting your career or are further along the journey, there's a strategy to help you achieve financial freedom. Dive into the episode for all the details and start your journey to becoming a tax-free millionaire today!

Join us on our next Challenge here : ✅ https://class.melaninmoney.com/?el=video1

Are we going to experience a recession in the United States soon? If so, let's talk about 3 ways you can recession proof your business and life !

We'll get into:

 Leveraging Life Insurance as a Financial Tool: Learn how to use your life insurance policy as a living financial tool, not just a payout after death. Lindsay shares how overfunding policies can create significant growth and provide opportunities to invest in assets.

- Mapping Out Financial Success: We’ll discuss the importance of crafting a "million dollar plan," balancing organic and paid media to drive sales, and emphasizing the need for strategic organization in marketing campaigns.

- The Three Business Model (Power, Prestige, Profits) : The power in establishing strong roots and mindset , why need to create a prestigious brand and why achieving financial success and legacy is possible for YOU as we finish out the year

Are you looking for simple yet effective ways to boost your net worth? In this video, we explore 5 easy strategies to give yourself a $10,000 boost to your net-worth without needing to change jobs! Whether you're a new business owner or just someone wanting to increase their net worth, these practical tips will help you maximize your savings and improve your budgeting skills. From negotiating your salary to making smart investments, I'll cover it all. Don't miss out on this valuable advice that can transform your financial future. Tune in and take the first step towards achieving your financial goals today!

Join us on our next Challenge here : ✅ https://class.melaninmoney.com/?el=video1

If you want to level up in life, it's on you to make it happen. We'll be sharing our top tips for making meaningful connections, like always looking for ways to add value to others, acting confidently like you belong in those high-level rooms, and controlling yourself at events - no sloppy drunk networking allowed! We’ll uncover the truth about :

1.YOU BEING THE ANSWER. If you want a better life, focus on obtaining money, power, and authority to make meaningful change happen yourself. 💪

2. THE ART OF NETWORKING : Master the art of networking by adding value to others. Don't force situations or appear overly thirsty. Do your due diligence and understand how you can provide value to the people you want to connect with. 🤝

3. LEVELING UP YOUR DEVELOPMENT : The power of nvesting in yourself by buying the most expensive ticket for events. This grants access to higher quality connections and conversations that can take your business to the next level. 🌟

Learn How To Save $50,000 in taxes here : ✅ https://class.melaninmoney.com/?el=video1

Should you file your taxes jointly or separate? It is an important decision of whether to file your taxes as a married couple jointly!

Understanding the implications of filing jointly versus separately can significantly impact your tax situation, especially for new business owners. In this episode Carter will provide valuable insights and business advice that can help you maximize your tax benefits and navigate the complexities of filing. If you’re a small business owner looking for tax-free strategies or just trying to make sense of your options, this video is packed with useful information.

He'll break down the pros and cons of filing married jointly, and equip yourself with the knowledge to make informed decisions for your financial future. Don’t miss out on these essential tips for managing your taxes effectively!

Its time to level up your finances before the end of the year 🥳 we’re going to dive into :

Tax Strategies for New Business Owners : the importance of registering your business, keeping organized records, and understanding potential tax deductions.

Scaling Service-Based Businesses : scaling from zero to a quarter million dollars, the value of experience and entrepreneurship, and the power in teaching others , refining your own skills , all while substantial income ! 

Inspiration and Humility : how to be inspired by someone who started from nothing and built a successful business. ,  the importance of staying humble, learning from others regardless of their financial or celebrity status, and focusing on personal and professional growth.

And more! 

What are the essential principles of prosperity?

1. Wealth is made through concentration but preserved through diversification. Focus on creating one main income stream and use the profits to diversify and create additional revenue streams.

2. Rich people do the right things, while wealthy people own the right things. Shift your focus from just earning a high income to owning assets that appreciate in value and generate passive income.

3. Riches are measured in money, but wealth is measured in time. True wealth allows you to spend time with loved ones, pursue your passions, and enjoy life on your own terms.

4. Both successful and unsuccessful people have a high threshold for discomfort. Embrace being uncomfortable and focus on the outcomes you're pursuing rather than what you're giving up.

5. When the facts change, so should you. As you grow and evolve, be willing to adapt and make changes to step into the highest version of yourself.

A staggering 25% of millionaires lose a significant portion of their estate to probate court and taxes, a fate that can be easily avoided with proper planning!

Inspired by the unfortunate loss of a million dollars from Chadwick Boseman's estate due to an improperly structured trust, I've compiled essential information to help secure your legacy.

We’ll break down the basics of trusts, explore the differences between revocable and irrevocable trusts, and reveal a secret wealth strategy you likely haven’t heard of before.

Stay tuned to learn how to protect your assets, avoid unnecessary taxes, and ensure your wealth reaches future generations. Let's dive in.

Wallo and Gillie, The Hosts of Million Dollaz Worth Of Game joined us to dive deep into the essence of authenticity in business. They talked about shedding the 'minority' label to simply be great in their field with their product, Pure Fuel, already making waves in the NBA and WNBA. They are also expanding beyond podcasting with concerts, community outreach, and free events to inspire underserved communities. Wallo and Gille also shared their unique take on building impactful business partnerships and staying genuine both online and offline!

They unpack :

- Quality Over Labels: Focusing on the excellence of your business, not the external labels attached to it.

- Community Connections: Striving to make an impact beyond your primary venture through meaningful, on-the-ground initiatives.

- Being Authentic: In a world full of false personas, how to always stay true to yourself for genuine and lasting success.

Full Episode on  @thecalumjohnsonshow  ! https://youtu.be/ynw4mcftNEc?si=H0GX5BjrTrZL658O

Are you overspending? We dove into the importance of getting real with your finances—checking your bank accounts, looking at your credit score, and knowing where you're at. It’s not just about cutting back; sometimes you’ve got to boost your income. Take a look at your fixed and variable costs, trim what you can, and make smart money moves. Start making those changes now to live better tomorrow.

Is there a way to guarantee that your children grow up to be millionaires? In this episode, I'll reveal five actionable steps to set your kids on the path to financial success, from custodial brokerage accounts and 529 college savings plans to custodial Roth IRAs and life insurance. Stick around for strategy number four—it’s a mind-blower. By the end of this episode, you'll have the tools to ensure that while wealth may have eluded your past generations, it will be a legacy you pass on. Let’s dive into creating a financially secure future for your kids!

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

We’ve got a juicy episode lined up for you today all about dating and relationships for high-earning guys. We’re talking everything from Carter’s wild move to Colombia, to why attraction fades, and why finding a partner with great character is key. Get ready because we are also going to cover:

- **Character Over Looks: Our perspectives on prioritizing a partner’s character over physical attraction.

- Prenups & Financial Clarity: The role that prenuptial agreements play in safeguarding both emotional and financial wellbeing.

- Balancing Personal Ambitions: The truth about "power couples" to addressing the challenges of dating high-achieving women, the conversation delves into balancing ambitions and contributions within a relationship. We'll talk about the importance of mutual growth, open communication, and having tough conversations to set non-negotiable standards.

You’ll get some laughs from our personal stories—ever heard about Carter’s epic fail at Taste of Chicago? Or how George turned childhood teasing into a passion for fashion? We’re sharing it all, including our shifts in how we view relationships and the importance of setting solid standards early on! Let's get into it!

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

Want to Save On Your Taxes When You Invest?

In this episode, I delve into four powerful strategies to help you decrease your tax liability through wise investment choices. Get ready to dive into :

📉 **Tax Deferral Vehicles:**

- Why investing in tax-deferred retirement accounts like 401(k)s and traditional IRAs reduce your taxable income .

🏡 **Real Estate Depreciation:**

- How to take advantage of short-term rental real estate investments and leverage cost segregation studies to benefit from depreciation that offsets your income on paper.

💰 **Tax-Loss Harvesting:**

- How to utilize tax-loss harvesting by selling losing investments to offset the gains from profitable ones, thus reducing your overall tax burden.

and more!

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

If you're tired of Uncle Sam taking a big chunk of your earnings every year, this episode is your financial lifeline. Today, Carter, a seasoned CPA with over a decade of experience, is peeling back the curtain on the five best tax deductions that new business owners can use to keep more money in their pockets. From startup costs and home office deductions to vehicle expenses, travel write-offs, and retirement plan tax credits, Carter covers it all.

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

Want to know how to NOT lost $1,000,000? In this episode we do a dive deep into the critical lessons every business owner and entrepreneur should know to avoid costly mistakes and build a thriving business! Let's talk about :

💡 Finding and Solving Problems

Instead of throwing money at problems, take the time to understand and address the root causes. Carter Cofield and George emphasize the importance of thinking through issues rather than simply trying to buy a solution. This approach not only saves money but leads to more sustainable and effective outcomes.

🧠 Sharpening the Axe

Slowing down doesn't mean losing momentum. Think of it as sharpening your axe to make your work more efficient. This mindset helps you make calculated decisions that support long-term growth.

🎯 Niching Down for Success

Niching down can feel counterintuitive, but Carter and George share how narrowing their focus has consistently doubled their revenue. By serving coaches, consultants, service providers, and public figures, they aim to help these leaders build wealth and create a larger, authentic impact.

💼 Empowering A-Players and Efficient Business Management

Allowing A-players to thrive and contribute can elevate your business performance. Building a business that operates efficiently without constant owner involvement makes it more valuable and sellable.

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

If you want to live the life of your dreams, this is the episode for you! Today, we're diving into the critical elements that are derailing your path to achieving your dream life. In this insightful episode, George breaks down the four "D's" that can significantly hinder your progress: delays, distractions, denial, and delusion. He passionately discusses how these factors contribute to keeping you from your goals and provides actionable tips to overcome them. Whether it's procrastination, wasted time, ignoring reality, or unrealistic expectations without effort, George will guide you on how to tackle these roadblocks head-on. Tune in to discover how to streamline your journey to success and start living your dream life sooner.

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

Today we’re diving into a game-changing topic: how to invest your money and pay less to the IRS. Think it sounds too good to be true? It’s not! We're going to be peeling back the curtain on five investment strategies traditionally reserved for the wealthy that can help you grow your investments, retire sooner, save for your children's education, and minimize your tax liability—all at the same time. From maximizing retirement accounts and leveraging health savings accounts to smart 529 college savings plans, charitable donations, and the unparalleled benefits of real estate investment, this episode is packed with actionable tips to help you build tax-free wealth. Ready to get started? Stay tuned!

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

Want to fund your real estate deals? Today, we're thrilled to dive deep into the world of real estate with our special guest, Sayam Ibrahim, a seasoned investor with 15 years of experience and over 1,300 properties under his belt. Sayam will reveal innovative strategies for purchasing properties from retiring landlords, structuring creative financing deals, and acquiring multiple properties with no money down. He’ll also reveal :

🔑 **Creative Financing Strategies**: The truth about structuring win-win deals with retiring landlords. Discover how to leverage bank financing for the majority of the purchase price and have the seller finance the remaining amount!

🏡 **Lead Sources & Automation : The unique lead sources like delinquent water bills and how to automate your processes with a VA, ensuring you save time while maximizing opportunities!

💡 **Real-World Success & Mentorship**: How he acquired a rental portfolio worth $80 million and how he is helping mentees buy multiple properties underscores the importance of finding a mentor!

About Our Guest :

Sayam Ibrahim dove into the real estate sector with a vision of success. Early on, he tasted the potential and strategically began networking, adhering to his belief that one’s net worth is tied to their network. By connecting with seasoned professionals in the industry, Sayam was mentored and guided, propelling him to remarkable heights. Over the past 15 years, he has executed over 1,300 transactions, amassing real estate purchases exceeding a quarter billion dollars. Today, Sayam boasts an impressive rental flow of over $80 million, marking a significant and thriving career in real estate.

Grab Sayam's Challenge Here : https://webinars.herohomesu.com/challenge-new

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

Want to know the key to dressing well without draining your wallet? In this short episode you'll learn how investing in your appearance can pay off in terms of opportunities, motivation, and self-care! Lets talk about it!

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1

Want to save on taxes when you trade stocks?

Today we've got a hot topic for you—taxes for day traders and short-term investors. Now, you might be killing it in the stock market, but the IRS isn't too kind when it comes to letting traders keep those hard-earned dollars. In fact, messing up on your tax filings could cost you big time.

So, today, I’m breaking it all down for you. We’ll get into the nitty-gritty of IRS tax laws for traders and share some insider strategies to help you maximize those deductions and minimize your tax bill. Whether you’re a seasoned pro or just dabbling in trading, this episode is packed with the stuff you need to know to keep more of your money in your pocket!

🚨Get your tickets NOW TO WEALTH WEEKEND! 👉🏽 https://melaninmoney.com/wealth-weekend/?el=video1