Forgive Us Our Debts (Matthew 6:12, 14-15)

Most of us think of our sin as a few bad items on the ledger — manageable, if we just make the minimum payment. But we owe God perfection even before we consider our sins, and then add the penalty of each one on top. It's a debt that no one in history has ever repaid — except Christ, who took the hit on our behalf. The forgiving heart, Jesus says, is the heart that is ready to receive that.